Mortgage Lenders and Brokers in Whetstone, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whetstone, Arizona mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Armed Forces Bank, N.A.Armed Forces Bank, N.A.52035 Arizona Street, Fort Huachuca, AZ 85670A+5.0 ★Texas Ratio: 4.81%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Hughes Federal Credit UnionHughes Federal Credit Union971 W Wetmore Rd, Tucson, AZ 85705 1551A-4.9 ★Texas Ratio: 15.97%, Altitude Financial CorporationAltitude Financial CorporationTucson, AZ, Peoples Mortgage CompanyPeoples Mortgage CompanyTempe, AZ, The Loan Store, IncThe Loan Store, IncTucson, AZ, and NOVA Financial & Investment CorporationNOVA Financial & Investment CorporationTucson, AZ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whetstone, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whetstone are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whetstone, Arizona
Market share is the lender's share of all home loans closed in Whetstone, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 100% | $575,000 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.8% | 100% | $235,000 | View |
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52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 1.8% | 100% | $325,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Altitude Financial Corporation
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FHA, VA | 2 | 3.6% | 100% | $225,000 | |
Peoples Mortgage Company
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Conventional, VA | 2 | 3.6% | 100% | $290,000 | |
The Loan Store, Inc
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Conventional, VA | 2 | 3.6% | 100% | $265,000 | |
NOVA Financial & Investment Corporation
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FHA | 1 | 1.8% | 50% | $155,000 | |
Geneva Financial LLC
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VA | 1 | 1.8% | 100% | $155,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 1.8% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 13 | 23.6% | 100% | $247,307 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 10.9% | 100% | $258,333 | |
Rocket Mortgage
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Conventional, VA | 2 | 3.6% | 100% | $330,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 3.6% | 100% | $325,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 3.6% | 66.7% | $105,000 | |
loanDepot.com LLC
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Conventional | 2 | 3.6% | 100% | $120,000 | |
Guild Mortgage Company
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VA | 2 | 3.6% | 100% | $200,000 | |
AdvantageFirst Lending Inc
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Conventional, VA | 2 | 3.6% | 100% | $180,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 3.6% | 100% | $180,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 50% | $55,000 | |
Newrez LLC
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FHA | 1 | 1.8% | 100% | $225,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.8% | 100% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.8% | 100% | $325,000 | View |
American Pacific Mortgage Corporation
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VA | 1 | 1.8% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 1.8% | 100% | $435,000 | |
New American Funding, LLC.
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FHA | 1 | 1.8% | 100% | $175,000 | |
21St Mortgage
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Conventional | 1 | 1.8% | 100% | $115,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.8% | 100% | $215,000 |
Whetstone Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whetstone, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Whetstone? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whetstone in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whetstone, AZ
Use these to narrow the list above. Each category shows how many Whetstone, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Whetstone, AZ
Independent mortgage companies closed 90.9 percent of home loans in Whetstone, Arizona in 2025, banks 7.3 percent and credit unions 1.8 percent. Altitude Financial Corporation was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Hughes Federal Credit Union the largest credit union. Among lenders headquartered in Arizona, Hughes Federal Credit Union led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whetstone, AZ
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Whetstone, Arizona with 1 loans, about 1.8 percent of the market. The largest lender headquartered in Arizona was Hughes Federal Credit Union with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Whetstone, Arizona in 2025, led by CrossCountry Mortgage, LLC with 4. 14 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 2 credit unions closed home loans in Whetstone, Arizona in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whetstone, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whetstone, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whetstone. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
