Mortgage Lenders and Brokers in Valle Vista, Arizona
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Valle Vista, Arizona mortgage lenders include Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA4979 S Alma School Rd, Chandler, AZ 85248D3.3 ★Texas Ratio: 35.11%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Geneva Financial LLCGeneva Financial LLCChandler, AZ, Sun American Mortgage CompanySun American Mortgage CompanyMesa, AZ, and NOVA Financial & Investment CorporationNOVA Financial & Investment CorporationTucson, AZ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Valle Vista, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valle Vista are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Valle Vista, Arizona
Market share is the lender's share of all home loans closed in Valle Vista, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 3 +3 HELOCs |
1.8% | 75% | $121,666 | View |
|
3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $185,000 | View |
|
39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $155,000 | View |
|
4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $265,000 | View |
|
★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Geneva Financial LLC
|
Conventional, FHA, USDA | 13 | 7.6% | 100% | $145,000 | |
Sun American Mortgage Company
|
Conventional | 2 | 1.2% | 100% | $365,000 | |
NOVA Financial & Investment Corporation
|
Conventional, FHA | 2 | 1.2% | 100% | $255,000 | |
The Loan Store, Inc
|
Conventional | 2 | 1.2% | 100% | $190,000 | |
Starboard Financial Management, LLC
|
Conventional | 1 | 0.6% | 100% | $295,000 | |
Saygo Home Loans, LLC
|
VA | 1 | 0.6% | 100% | $225,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.6% | 100% | $215,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA, USDA | 18 | 10.6% | 100% | $220,000 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA, USDA | 17 | 10% | 86.4% | $202,647 | |
Rocket Mortgage
|
Conventional, VA | 16 | 9.4% | 94.1% | $202,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 5.9% | 83.3% | $226,000 | |
Residential Wholesale Mortgage
|
Conventional, FHA, USDA | 8 | 4.7% | 100% | $223,750 | |
Mortgage Research Center
|
VA | 7 | 4.1% | 87.5% | $279,285 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 6 | 3.5% | 100% | $183,333 | |
loanDepot.com LLC
|
Conventional, USDA | 5 | 2.9% | 100% | $229,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 2.4% | 80% | $185,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 4 | 2.4% | 100% | $155,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, VA | 4 | 2.4% | 100% | $235,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 1.8% | 100% | $231,666 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 3 | 1.8% | 100% | $241,666 | |
Newrez LLC
|
Conventional | 2 | 1.2% | 100% | $115,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 1.2% | 100% | $210,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.2% | 100% | $230,000 | View |
Planet Home Lending, LLC
|
Conventional | 2 | 1.2% | 100% | $155,000 | |
T2 Financial LLC
|
Conventional, FHA | 2 | 1.2% | 100% | $250,000 | |
Agwest Farm Credit, Flca
|
Conventional | 2 | 1.2% | 100% | $215,000 | |
Lower, LLC
|
Conventional | 2 | 1.2% | 100% | $240,000 | |
Guaranteed Rate, Inc.
|
VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.6% | 100% | $165,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
Primelending
|
VA | 1 | 0.6% | 100% | $415,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.6% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.6% | 33.3% | $135,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.6% | 100% | $195,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.6% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.68% |
FHA | 1 | 0.6% | 100% | $185,000 | View |
Stg Mortgage Inc
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
Boeing Employees' Credit Union
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
Gardner Financial Services
|
Conventional | 1 | 0.6% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
21St Mortgage
|
Conventional | 1 | 0.6% | 100% | $95,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.6% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
USDA | 1 | 0.6% | 100% | $305,000 | View |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.6% | 100% | $305,000 | |
Village Capital & Investment
|
VA | 1 | 0.6% | 100% | $345,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Valle Vista Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Valle Vista, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Valle Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valle Vista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Valle Vista, AZ
Use these to narrow the list above. Each category shows how many Valle Vista, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Valle Vista, AZ
Independent mortgage companies closed 93.5 percent of home loans in Valle Vista, Arizona in 2025, banks 3.5 percent and credit unions 2.9 percent. Geneva Financial LLC was the largest mortgage company, US Bank, N.A. the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Arizona Financial Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Valle Vista, AZ
By home loans closed in 2025, Arizona Financial Credit Union was the largest mortgage lender in Valle Vista, Arizona with 3 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Valle Vista, Arizona in 2025, led by Inspire Home Loans Inc. with 7. 18 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Valle Vista, Arizona in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Valle Vista, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valle Vista, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valle Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
