Mortgage Lenders and Brokers in Somerton, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Somerton, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, First Credit UnionFirst Credit Union475 N Gila Springs Blvd, Chandler, AZ 85226A+5.0 ★Texas Ratio: 4.65%, Pima Federal Credit UnionPima Federal Credit Union1417 E Elliot Road, Gilbert, AZ 85233A+5.0 ★Texas Ratio: 3.94%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, NOVA Financial & Investment CorporationNOVA Financial & Investment CorporationTucson, AZ, Geneva Financial LLCGeneva Financial LLCChandler, AZ, The Loan Store, IncThe Loan Store, IncTucson, AZ, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Somerton, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Somerton are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Somerton, Arizona
Market share is the lender's share of all home loans closed in Somerton, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.5% | 75% | $195,000 | View |
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41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.5% | 50% | $115,000 | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +8 HELOCs |
0.7% | 100% | $275,000 | View |
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475 N Gila Springs Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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1417 E Elliot Road, Gilbert, AZ 85233 A+5.0 ★Texas Ratio: 3.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA, USDA | 30 | 21.9% | 84.2% | $223,000 | |
Geneva Financial LLC
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FHA | 1 | 0.7% | 100% | $295,000 | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 26 +2 HELOCs |
19% | 96.3% | $261,538 | |
Efinity Financial LLC
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Conventional, FHA, VA, USDA | 10 | 7.3% | 83.3% | $257,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 6.6% | 69.2% | $182,777 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 4.4% | 100% | $188,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
3.6% | 100% | $251,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
3.6% | 85.7% | $127,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 3.6% | 62.5% | $119,000 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 2.9% | 100% | $292,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.2% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 2.2% | 60% | $75,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 2.2% | 100% | $158,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
1.5% | 33.3% | $160,000 | |
MortgageOne, Inc
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FHA, USDA | 2 | 1.5% | 100% | $315,000 | |
American Financial Network, Inc.
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FHA, USDA | 2 | 1.5% | 100% | $265,000 | |
Securitynational Mortgage Company
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FHA, USDA | 2 | 1.5% | 100% | $210,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 66.7% | $95,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.5% | 60% | $115,000 | |
ML Mortgage Corp.
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FHA | 1 | 0.7% | 100% | $445,000 | |
Goodleap, LLC
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FHA | 1 | 0.7% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $345,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 33.3% | $65,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $355,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 50% | $225,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Somerton Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Somerton, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Somerton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Somerton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Somerton, AZ
Use these to narrow the list above. Each category shows how many Somerton, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Somerton, AZ
Independent mortgage companies closed 92.7 percent of home loans in Somerton, Arizona in 2025, banks 5.1 percent and credit unions 2.2 percent. NOVA Financial & Investment Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Credit Union the largest credit union. Among lenders headquartered in Arizona, First Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Somerton, AZ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Somerton, Arizona with 2 loans, about 1.5 percent of the market. The largest lender headquartered in Arizona was First Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Somerton, Arizona in 2025, led by United Wholesale Mortgage with 14. 10 lenders closed VA loans, led by Efinity Financial LLC, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 4 credit unions closed home loans in Somerton, Arizona in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Somerton, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Somerton, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Somerton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
