Mortgage Lenders and Brokers in Snowflake, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Snowflake, Arizona mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.1290 S Main St, Snowflake, AZ 85937A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA9 N Main St, Snowflake, AZ 85937A+5.0 ★Texas Ratio: 5.36%, Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, Pima Federal Credit UnionPima Federal Credit Union1417 E Elliot Road, Gilbert, AZ 85233A+5.0 ★Texas Ratio: 3.94%, Flagstar Bank NAFlagstar Bank NA4979 S Alma School Rd, Chandler, AZ 85248D3.3 ★Texas Ratio: 35.11%, The Loan Store, IncThe Loan Store, IncTucson, AZ, and V.I.P. Mortgage, Inc.V.I.P. Mortgage, Inc.Scottsdale, AZ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Snowflake, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Snowflake are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Snowflake, Arizona
Market share is the lender's share of all home loans closed in Snowflake, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Snowflake 1290 S Main St, Snowflake, AZ 85937 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 3 +7 HELOCs |
1.6% | 80% | $585,000 | View |
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1 office in Snowflake 9 N Main St, Snowflake, AZ 85937 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.6% | 100% | $148,333 | View |
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1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $175,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 1 +7 HELOCs |
0.5% | 100% | $205,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $205,000 | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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1417 E Elliot Road, Gilbert, AZ 85233 A+5.0 ★Texas Ratio: 3.94% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $305,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 1.6% | 100% | $171,666 | |
Altitude Financial Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $300,000 | |
Sun American Mortgage Company
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Starboard Financial Management, LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 14.8% | 74.4% | $248,928 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 27 | 14.3% | 87.1% | $320,925 | |
Guild Mortgage Company
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Conventional, FHA, VA | 16 | 8.5% | 94.4% | $270,000 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 4.2% | 88.9% | $245,000 | |
Mortgage Research Center
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VA | 6 | 3.2% | 58.3% | $380,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 5 | 2.6% | 100% | $247,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 2.6% | 50% | $401,000 | |
21St Mortgage
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Conventional | 5 | 2.6% | 71.4% | $243,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 4 +4 HELOCs |
2.1% | 100% | $342,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.1% | 85.7% | $360,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 2.1% | 44.4% | $130,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 3 | 1.6% | 75% | $278,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.6% | 100% | $171,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 1.6% | 100% | $215,000 | View |
American Financial Resources LLC
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FHA, VA | 2 | 1.1% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 1.1% | 40% | $230,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.1% | 33.3% | $150,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $145,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.1% | 100% | $225,000 | |
Synergy One Lending, Inc.
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FHA, VA | 2 | 1.1% | 100% | $305,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 1.1% | 66.7% | $260,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $185,000 | |
Lower, LLC
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Conventional, VA | 2 | 1.1% | 100% | $490,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.1% | 100% | $270,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.1% | 40% | $150,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 1.1% | 100% | $300,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Primelending
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FHA | 1 | 0.5% | 100% | $535,000 | |
Fundloans Capital
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Conventional | 1 | 0.5% | 100% | $755,000 | |
Gold Star Mortgage Financial Group, Corporation
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USDA | 1 | 0.5% | 100% | $295,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Flexpoint, Inc.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $275,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Towne Mortgage Company
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USDA | 1 | 0.5% | 100% | $335,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Right Start Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.5% | 100% | $305,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $485,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Snowflake Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Snowflake, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Snowflake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Snowflake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Snowflake, AZ
Use these to narrow the list above. Each category shows how many Snowflake, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Snowflake, AZ
Independent mortgage companies closed 88.4 percent of home loans in Snowflake, Arizona in 2025, banks 6.3 percent and credit unions 5.3 percent. The Loan Store, Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Arizona Central Credit Union the largest credit union. Among lenders headquartered in Arizona, Arizona Central Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Snowflake, AZ
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Snowflake, Arizona with 3 loans, about 1.6 percent of the market. The largest lender headquartered in Arizona was Arizona Central Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Snowflake, Arizona in 2025, led by United Wholesale Mortgage with 11. 15 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 7 credit unions closed home loans in Snowflake, Arizona in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Snowflake, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Snowflake, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Snowflake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
