Pima, Arizona mortgage lenders include Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, American Southwest Credit UnionAmerican Southwest Credit Union654 E 7th St, Benson, AZ 85602 6638A+5.0 ★Texas Ratio: 3.90%, Bokf NABokf NA901 Dobson, Mesa, AZ 85201A+5.0 ★Texas Ratio: 1.05%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Umb Bank NAUmb Bank NA1000 N 54th St, Chandler, AZ 85226A+5.0 ★Texas Ratio: 1.78%, NOVA Financial & Investment CorporationNOVA Financial & Investment CorporationTucson, AZ, The Loan Store, IncThe Loan Store, IncTucson, AZ, and Fairway Independent Mort Corp. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pima, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pima are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Pima, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 10 +8 HELOCs |
9.4% | 76.9% | $227,000 | View |
|
101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $405,000 | View |
|
3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.9% | 100% | $295,000 | View |
|
654 E 7th St, Benson, AZ 85602 6638 A+5.0 ★Texas Ratio: 3.90% |
Conventional | 1 | 0.9% | 100% | $245,000 | View |
|
901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
|
39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NOVA Financial & Investment Corporation
|
Conventional, FHA | 10 | 9.4% | 90.9% | $265,000 | |
The Loan Store, Inc
|
Conventional, FHA, VA | 4 | 3.8% | 100% | $347,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 14 | 13.2% | 87.5% | $250,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, USDA | 11 | 10.4% | 100% | $389,545 | |
Rocket Mortgage
|
Conventional, FHA, VA | 8 | 7.5% | 88.9% | $273,750 | |
BoxCar Mortgage, LLC
|
Conventional, FHA | 5 | 4.7% | 100% | $305,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 3.8% | 100% | $412,500 | |
loanDepot.com LLC
|
Conventional, VA | 4 | 3.8% | 80% | $237,500 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 4 | 3.8% | 100% | $390,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 2.8% | 100% | $261,666 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 2.8% | 50% | $135,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 1.9% | 100% | $260,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 1.9% | 66.7% | $75,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.9% | 100% | $165,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.9% | 100% | $175,000 | |
Newrez LLC
|
VA | 1 | 0.9% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.9% | 100% | $375,000 | |
Synergy One Lending, Inc.
|
FHA | 1 | 0.9% | 100% | $195,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.9% | 100% | $305,000 | |
American Financing Corporation
|
Conventional | 1 | 0.9% | 50% | $265,000 | |
Securitynational Mortgage Company
|
FHA | 1 | 0.9% | 100% | $345,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.9% | 100% | $445,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $305,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.9% | 100% | $295,000 | |
21St Mortgage
|
Conventional | 1 | 0.9% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.9% | 100% | $145,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.9% | 33.3% | $165,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.9% | 100% | $45,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.9% | 100% | $345,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Pima? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pima in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Pima, AZ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 85.8 percent of home loans in Pima, Arizona in 2025, banks 3.8 percent and credit unions 10.4 percent. NOVA Financial & Investment Corporation was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
By home loans closed in 2025, Oneaz Credit Union was the largest mortgage lender in Pima, Arizona with 10 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Pima, Arizona in 2025, led by NOVA Financial & Investment Corporation with 7. 6 lenders closed VA loans, led by The Loan Store, Inc, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 4 credit unions closed home loans in Pima, Arizona in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pima, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pima, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pima. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.