Kachina Village, Arizona mortgage lenders include Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, MidFirst BankMidFirst Bank3611 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.93%, BMO Harris Bank NABMO Harris Bank NA1160 S Watson Rd, Buckeye, AZ 85326A+5.0 ★Texas Ratio: 3.54%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%, and Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kachina Village, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kachina Village are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Kachina Village, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, Jumbo, HELOC | 5 +6 HELOCs |
4.8% | 62.5% | $839,000 | View |
|
39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.9% | 100% | $998,333 | View |
|
3611 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.9% | 100% | $2,425,000 | View |
|
1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.9% | 100% | $975,000 | View |
|
150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 1 +4 HELOCs |
1% | 100% | $405,000 | View |
|
3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $265,000 | View |
|
13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 100% | $1,845,000 | View |
|
1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1% | 100% | $405,000 | View |
|
1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 1% | 33.3% | $145,000 | View |
|
3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 1% | 100% | $185,000 | View |
|
101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +3 HELOCs |
0% | 50% | View | |
|
1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA, VA | 5 | 4.8% | 100% | $405,000 | |
The Loan Store, Inc
|
Conventional | 3 | 2.9% | 100% | $418,333 | |
NOVA Financial & Investment Corporation
|
Conventional | 2 | 1.9% | 100% | $400,000 | |
Peoples Mortgage Company
|
FHA | 1 | 1% | 100% | $375,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 1% | 100% | $375,000 | |
Champions Funding, LLC
|
Conventional | 1 | 1% | 100% | $365,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 14 +2 HELOCs |
13.3% | 87.5% | $665,000 | |
Rocket Mortgage
|
Conventional, FHA | 11 | 10.5% | 84.6% | $241,363 | |
Guild Mortgage Company
|
Conventional, VA | 8 | 7.6% | 66.7% | $366,250 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 4 | 3.8% | 100% | $467,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 3 | 2.9% | 100% | $991,666 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 2.9% | 100% | $435,000 | |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 3 | 2.9% | 75% | $648,333 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo | 2 | 1.9% | 100% | $1,135,000 | |
Newrez LLC
|
Conventional | 2 | 1.9% | 100% | $570,000 | |
loanDepot.com LLC
|
VA | 2 | 1.9% | 100% | $605,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 1.9% | 100% | $360,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.9% | 100% | $1,765,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.9% | 100% | $2,705,000 | View |
Primelending
|
Conventional | 1 | 1% | 100% | $485,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1% | 50% | $395,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $475,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1% | 100% | $195,000 | |
Resicentral LLC
|
Conventional | 1 | 1% | 100% | $255,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 1% | 100% | $395,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 1% | 100% | $155,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 1% | 33.3% | $115,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 1% | 100% | $475,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1% | 50% | $75,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1% | 100% | $155,000 | |
New American Funding, LLC.
|
FHA | 1 | 1% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1% | 100% | $35,000 | |
21St Mortgage
|
Conventional | 1 | 1% | 33.3% | $105,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1% | 20% | $35,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1% | 100% | $395,000 | View |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Kachina Village? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kachina Village in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Kachina Village, AZ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.2 percent of home loans in Kachina Village, Arizona in 2025, banks 14.3 percent and credit unions 10.5 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, Bank of America NA the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
By home loans closed in 2025, Oneaz Credit Union was the largest mortgage lender in Kachina Village, Arizona with 5 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Kachina Village, Arizona in 2025, led by V.I.P. Mortgage, Inc. with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Kachina Village, Arizona in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kachina Village, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kachina Village, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kachina Village. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.