Mortgage Lenders and Brokers in Clarkdale, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clarkdale, Arizona mortgage lenders include Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, Glacier BankGlacier Bank3651 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 1.87%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, and BMO Harris Bank NABMO Harris Bank NA1160 S Watson Rd, Buckeye, AZ 85326A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clarkdale, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clarkdale are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clarkdale, Arizona
Market share is the lender's share of all home loans closed in Clarkdale, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
Conventional, HELOC | 4 +2 HELOCs |
2.7% | 100% | $135,000 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
2.1% | 100% | $291,666 | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 100% | $395,000 | View |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 100% | $460,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 1.4% | 100% | $80,000 | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 1 +11 HELOCs |
0.7% | 100% | $85,000 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $475,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
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3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
V.I.P. Mortgage, Inc.
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Conventional | 4 | 2.7% | 100% | $407,500 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
2.1% | 100% | $201,666 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 1.4% | 100% | $220,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 21 +1 HELOCs |
14.4% | 87.5% | $379,761 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 11.6% | 81% | $263,823 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 4.8% | 87.5% | $300,714 | |
Credit Human Federal Credit Un
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Conventional | 5 | 3.4% | 81.8% | $129,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 2.7% | 100% | $197,500 | |
Synergy One Lending, Inc.
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Conventional, FHA | 4 | 2.7% | 100% | $227,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 2.7% | 100% | $220,000 | |
Cmg Mortgage Inc
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Conventional, VA | 4 | 2.7% | 100% | $382,500 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.1% | 100% | $545,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 2.1% | 100% | $338,333 | |
Mortgage Research Center
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VA | 3 | 2.1% | 60% | $348,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.4% | 100% | $335,000 | |
Primelending
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FHA, VA | 2 | 1.4% | 100% | $435,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 1.4% | 66.7% | $290,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 1.4% | 100% | $300,000 | |
Gardner Financial Services
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Conventional, FHA | 2 | 1.4% | 100% | $340,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.4% | 100% | $395,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 1.4% | 66.7% | $325,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1.4% | 100% | $260,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 33.3% | $245,000 | |
Newrez LLC
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VA | 1 | 0.7% | 50% | $405,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $525,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.7% | 100% | $485,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 50% | $135,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.7% | 100% | $525,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $115,000 | |
Ideal Home Loans LLC
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Conventional | 1 | 0.7% | 100% | $445,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.7% | 100% | $375,000 | |
American Financing Corporation
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FHA | 1 | 0.7% | 50% | $405,000 | |
Bank of Colorado
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 50% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
Thrivent Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.7% | 100% | $405,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 50% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.7% | 100% | $485,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $405,000 | View |
21St Mortgage
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Conventional | 1 | 0.7% | 33.3% | $135,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $25,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.7% | 50% | $175,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Clarkdale Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clarkdale, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Clarkdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clarkdale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clarkdale, AZ
Use these to narrow the list above. Each category shows how many Clarkdale, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Clarkdale, AZ
Independent mortgage companies closed 76.7 percent of home loans in Clarkdale, Arizona in 2025, banks 12.3 percent and credit unions 11 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union West the largest credit union. Among lenders headquartered in Arizona, Credit Union West led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clarkdale, AZ
By home loans closed in 2025, Credit Union West was the largest mortgage lender in Clarkdale, Arizona with 4 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Clarkdale, Arizona in 2025, led by United Wholesale Mortgage with 7. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 10 credit unions closed home loans in Clarkdale, Arizona in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clarkdale, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clarkdale, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clarkdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
