Mortgage Lenders and Brokers in Central Heights-Midland City, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Central Heights-Midland City, Arizona mortgage lenders include US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, Pinal County Federal Credit UnionPinal County Federal Credit Union290 S Phelps Dr, Apache Junction, AZ 85120, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, BMO Harris Bank NABMO Harris Bank NA1160 S Watson Rd, Buckeye, AZ 85326A+5.0 ★Texas Ratio: 3.54%, Sun American Mortgage CompanySun American Mortgage CompanyMesa, AZ, Geneva Financial LLCGeneva Financial LLCChandler, AZ, Altitude Financial CorporationAltitude Financial CorporationTucson, AZ, Rocket Mortgage, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Central Heights-Midland City, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Central Heights-Midland City are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Central Heights-Midland City, Arizona
Market share is the lender's share of all home loans closed in Central Heights-Midland City, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.8% | 100% | $55,000 | View |
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41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.8% | 50% | $115,000 | View |
Pinal County Federal Credit Union
290 S Phelps Dr, Apache Junction, AZ 85120 |
Conventional | 1 | 1.8% | 100% | $65,000 | |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Sun American Mortgage Company
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Conventional, FHA | 6 | 10.9% | 85.7% | $223,333 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 3.6% | 100% | $265,000 | |
Altitude Financial Corporation
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Conventional | 1 | 1.8% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 16.4% | 81.8% | $141,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
10.9% | 66.7% | $215,000 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 10.9% | 75% | $216,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 5.5% | 100% | $241,666 | |
Triad Financial Services, Inc.
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Conventional | 2 | 3.6% | 83.3% | $145,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3.6% | 66.7% | $90,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 3.6% | 100% | $130,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 1 +2 HELOCs |
1.8% | 100% | $65,000 | |
American Financial Resources LLC
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VA | 1 | 1.8% | 100% | $235,000 | |
Primelending
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Conventional | 1 | 1.8% | 100% | $155,000 | |
MortgageOne, Inc
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FHA | 1 | 1.8% | 100% | $205,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 1.8% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.8% | 100% | $345,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.8% | 100% | $315,000 | |
JMJ Financial Group Inc.
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FHA | 1 | 1.8% | 100% | $115,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.8% | 100% | $355,000 | |
Mortgage Research Center
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VA | 1 | 1.8% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
VA | 1 | 1.8% | 100% | $465,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.8% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.8% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Central Heights-Midland City Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Central Heights-Midland City, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Central Heights-Midland City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Central Heights-Midland City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Central Heights-Midland City, AZ
Use these to narrow the list above. Each category shows how many Central Heights-Midland City, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Central Heights-Midland City, AZ
Independent mortgage companies closed 87.3 percent of home loans in Central Heights-Midland City, Arizona in 2025, banks 7.3 percent and credit unions 5.5 percent. Sun American Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Pinal County Federal Credit Union the largest credit union. Among lenders headquartered in Arizona, Pinal County Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Central Heights-Midland City, AZ
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Central Heights-Midland City, Arizona with 1 loans, about 1.8 percent of the market. The largest lender headquartered in Arizona was Pinal County Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Central Heights-Midland City, Arizona in 2025, led by Sun American Mortgage Company with 4. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 4 credit unions closed home loans in Central Heights-Midland City, Arizona in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Central Heights-Midland City, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Central Heights-Midland City, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Central Heights-Midland City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
