Mortgage Lenders and Brokers in Wetumpka, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wetumpka, Alabama mortgage lenders include First Community Bank of Central AlabamaFirst Community Bank of Central Alabama715 Wilson St, Wetumpka, AL 36092A4.6 ★Texas Ratio: 2.08%, Regions BankRegions Bank5100 Us Highway 231, Wetumpka, AL 36092A+5.0 ★Texas Ratio: 4.37%, Valley National BankValley National Bank5236 Us Highway 231, Wetumpka, AL 36092A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank4336 Us Highway 231, Wetumpka, AL 36092A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.743 S Main St, Wetumpka, AL 36092A+5.0 ★Texas Ratio: 4.24%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Max Credit UnionMax Credit Union94 Captain Crommelin Dr, Wetumpka, AL 36092A+5.0 ★Texas Ratio: 2.18%, River Bank & TrustRiver Bank & Trust10 Cambridge Dr, Wetumpka, AL 36093A+5.0 ★Texas Ratio: 4.39%, and Guardian Credit UnionGuardian Credit Union102 Captain Crommelin Dr, Wetumpka, AL 36092A+5.0 ★Texas Ratio: 5.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wetumpka, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wetumpka are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wetumpka, Alabama
Market share is the lender's share of all home loans closed in Wetumpka, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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715 Wilson St, Wetumpka, AL 36092 A4.6 ★Texas Ratio: 2.08% |
Conventional | 14 | 3.6% | 87.5% | $195,714 | View |
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1 office in Wetumpka 5100 Us Highway 231, Wetumpka, AL 36092 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 11 +8 HELOCs |
2.8% | 65% | $79,545 | View |
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1 office in Wetumpka 5236 Us Highway 231, Wetumpka, AL 36092 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.5% | 100% | $50,000 | View |
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★ 1 stars, 1 review 1 office in Wetumpka 4336 Us Highway 231, Wetumpka, AL 36092 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $115,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Wetumpka 743 S Main St, Wetumpka, AL 36092 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $135,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA, HELOC | 13 +2 HELOCs |
3.4% | 100% | $217,307 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
3.1% | 92.3% | $261,666 | View |
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94 Captain Crommelin Dr, Wetumpka, AL 36092 A+5.0 ★Texas Ratio: 2.18% |
Conventional, HELOC | 7 +21 HELOCs |
1.8% | 100% | $262,142 | View |
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10 Cambridge Dr, Wetumpka, AL 36093 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 6 +11 HELOCs |
1.6% | 100% | $238,333 | View |
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102 Captain Crommelin Dr, Wetumpka, AL 36092 A+5.0 ★Texas Ratio: 5.47% |
Conventional, HELOC | 6 +4 HELOCs |
1.6% | 46.2% | $168,333 | View |
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825 Wilson St, Wetumpka, AL 36092 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 5 +4 HELOCs |
1.3% | 100% | $103,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $240,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
FHA, USDA | 2 | 0.5% | 100% | $175,000 | View |
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24989 State St, Elberta, AL 36530 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 2 | 0.5% | 100% | $230,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $135,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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2694 Hilton Garden Drive, Auburn, AL 36830 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.3% | 50% | $475,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 50% | $145,000 | View |
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9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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6 Atlantic St, Ariton, AL 36311 A5.0 ★Texas Ratio: 7.44% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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3936 Us Highway 231, Wetumpka, AL 36093 C3.6 ★Texas Ratio: 21.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 34 | 8.8% | 97.4% | $240,882 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 29 | 7.5% | 100% | $310,862 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 23 +2 HELOCs |
5.9% | 96% | $286,304 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 5.9% | 76.7% | $184,565 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 21 | 5.4% | 100% | $283,095 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
4.7% | 95.7% | $216,666 | |
Mortgage Research Center
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Conventional, VA, USDA | 16 | 4.1% | 68% | $257,500 | |
21St Mortgage
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Conventional | 14 | 3.6% | 55.2% | $121,428 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +2 HELOCs |
2.6% | 90.9% | $236,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.6% | 100% | $466,000 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 2.1% | 88.9% | $215,000 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.8% | 87.5% | $106,428 | |
Towne Mortgage Company
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Conventional, FHA | 7 | 1.8% | 100% | $230,714 | |
Freedom Mortgage Corporation
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VA | 4 | 1% | 57.1% | $267,500 | |
loanDepot.com LLC
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Conventional, USDA | 4 | 1% | 100% | $202,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 1% | 100% | $232,500 | |
Lendlo Mortgage, LLC
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FHA, VA, USDA | 3 | 0.8% | 100% | $245,000 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 3 | 0.8% | 100% | $368,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 3 | 0.8% | 100% | $258,333 | |
New Day Financial, LLC.
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VA | 3 | 0.8% | 75% | $275,000 | |
Synovus Bank
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Conventional, FHA | 3 | 0.8% | 100% | $198,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.8% | 19% | $105,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA | 2 | 0.5% | 100% | $140,000 | View |
Primelending
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Conventional, FHA | 2 | 0.5% | 100% | $335,000 | |
Assurance Financial Group, L.L.C.
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USDA | 2 | 0.5% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $295,000 | |
Gmfs, LLC
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FHA | 2 | 0.5% | 100% | $180,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 100% | $265,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
Kind Lending, LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 0.3% | 100% | $255,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 50% | $325,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.3% | 100% | $235,000 | View |
American Financing Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $395,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Southeast Mortgage of Georgia, Inc.
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USDA | 1 | 0.3% | 100% | $235,000 | |
Servis One, Inc
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.3% | 100% | $265,000 | |
Credence Funding Corporation
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VA | 1 | 0.3% | 100% | $365,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $595,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $165,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $215,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 40% | $25,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 50% | $125,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $185,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wetumpka Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wetumpka, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Wetumpka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wetumpka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wetumpka, AL
Use these to narrow the list above. Each category shows how many Wetumpka, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Wetumpka, AL
Independent mortgage companies closed 69.3 percent of home loans in Wetumpka, Alabama in 2025, banks 23.3 percent and credit unions 7.5 percent. Hamilton Mortgage Corporation was the largest mortgage company, First Community Bank of Central Alabama the largest bank and Max Credit Union the largest credit union. Among lenders headquartered in Alabama, First Community Bank of Central Alabama led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wetumpka, AL
By home loans closed in 2025, First Community Bank of Central Alabama was the largest mortgage lender in Wetumpka, Alabama with 14 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Wetumpka, Alabama in 2025, led by Guild Mortgage Company with 11. 31 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 6 credit unions closed home loans in Wetumpka, Alabama in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wetumpka, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wetumpka, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wetumpka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
