Mortgage Lenders and Brokers in Thorsby, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thorsby, Alabama mortgage lenders include Marion Community BankMarion Community Bank312 1st Street North, Clanton, AL 35045C3.8 ★Texas Ratio: 23.16%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Central State BankCentral State Bank9331 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 1.93%, Southern Energy Credit UnionSouthern Energy Credit Union925 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 0.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, Guardian Credit UnionGuardian Credit Union1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431A+5.0 ★Texas Ratio: 5.47%, Alabama State Employees CUAlabama State Employees CU1400 Woodfin Ln Ste D, Clanton, AL 35045 8746A+5.0 ★Texas Ratio: 1.25%, and First Bank of AlabamaFirst Bank of Alabama1100 Quintard Ave, Anniston, AL 36201C+4.0 ★Texas Ratio: 26.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thorsby, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thorsby are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thorsby, Alabama
Market share is the lender's share of all home loans closed in Thorsby, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16% |
Conventional | 4 | 3.7% | 100% | $145,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 4 | 3.7% | 87.5% | $267,500 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
FHA, USDA | 3 | 2.8% | 100% | $185,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 2 +3 HELOCs |
1.9% | 33.3% | $330,000 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 2 | 1.9% | 100% | $155,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $155,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
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1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
Conventional | 1 | 0.9% | 33.3% | $65,000 | View |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
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1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59% |
Conventional | 1 | 0.9% | 50% | $215,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 1 | 0.9% | 100% | $145,000 | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Hamilton Mortgage Corporation
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Conventional, FHA, VA, USDA | 17 | 15.9% | 100% | $153,823 | |
America'S First Federal CU
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Conventional, HELOC | 2 +5 HELOCs |
1.9% | 100% | $140,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 9.3% | 100% | $256,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 9 | 8.4% | 100% | $162,777 | |
Rocket Mortgage
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Conventional, FHA | 5 | 4.7% | 71.4% | $213,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 3.7% | 80% | $80,000 | |
21St Mortgage
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Conventional | 4 | 3.7% | 71.4% | $95,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 2.8% | 100% | $128,333 | |
Mortgage Research Center
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VA | 3 | 2.8% | 60% | $245,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.9% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 1.9% | 100% | $85,000 | View |
Stockton Mortgage Corporation
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Conventional, USDA | 2 | 1.9% | 100% | $130,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $355,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.9% | 40% | $70,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $285,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 50% | $215,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.9% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.9% | 50% | $35,000 | |
Valon Mortgage
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FHA | 1 | 0.9% | 100% | $185,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $315,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 100% | $195,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.9% | 100% | $145,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.9% | 100% | $315,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.9% | 100% | $155,000 | |
DHI Mortgage Company, LTD.
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FHA | 1 | 0.9% | 50% | $125,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.9% | 100% | $235,000 | View |
Leaderone Financial Corp.
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FHA | 1 | 0.9% | 100% | $185,000 |
Thorsby Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thorsby, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Thorsby? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thorsby in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thorsby, AL
Use these to narrow the list above. Each category shows how many Thorsby, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Thorsby, AL
Independent mortgage companies closed 73.8 percent of home loans in Thorsby, Alabama in 2025, banks 20.6 percent and credit unions 5.6 percent. Hamilton Mortgage Corporation was the largest mortgage company, Marion Community Bank the largest bank and Southern Energy Credit Union the largest credit union. Among lenders headquartered in Alabama, Marion Community Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thorsby, AL
By home loans closed in 2025, Marion Community Bank was the largest mortgage lender in Thorsby, Alabama with 4 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Thorsby, Alabama in 2025, led by Hamilton Mortgage Corporation with 7. 7 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Thorsby, Alabama in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thorsby, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thorsby, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thorsby. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
