Mortgage Lenders and Brokers in Talladega, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Talladega, Alabama mortgage lenders include First Bank of AlabamaFirst Bank of Alabama120 North St E, Talladega, AL 35160C+4.0 ★Texas Ratio: 26.59%, Regions BankRegions Bank215 North St W, Talladega, AL 35160A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.409 Battle St E, Talladega, AL 35160A+5.0 ★Texas Ratio: 4.24%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Metro BankMetro Bank35489 Ushwy 231, Ashville, AL 35953A+5.0 ★Texas Ratio: 5.61%, Bank of FrankewingBank of Frankewing14226 Highway 231 431 N, Hazel Green, AL 35750F2.7 ★Texas Ratio: 42.60%, Aod Federal Credit UnionAod Federal Credit Union7 Frankford Ave Bldg 141, Anniston, AL 36201 4199, and Family Savings Credit UnionFamily Savings Credit Union7200 US Highway 431 Ste 350, Albertville, AL 35950 1250A5.0 ★Texas Ratio: 8.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Talladega, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Talladega are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Talladega, Alabama
Market share is the lender's share of all home loans closed in Talladega, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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120 North St E, Talladega, AL 35160 C+4.0 ★Texas Ratio: 26.59% |
Conventional | 21 | 12.2% | 92.3% | $86,428 | View |
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1 office in Talladega 215 North St W, Talladega, AL 35160 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 7 +6 HELOCs |
4.1% | 50% | $75,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Talladega 409 Battle St E, Talladega, AL 35160 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $55,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 4 | 2.3% | 77.8% | $87,500 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
FHA, VA | 2 | 1.2% | 100% | $120,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1.2% | 100% | $185,000 | View |
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35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 2 | 1.2% | 100% | $55,000 | View |
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14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60% |
FHA | 1 | 0.6% | 100% | $135,000 | View |
Aod Federal Credit Union
7 Frankford Ave Bldg 141, Anniston, AL 36201 4199 |
Conventional | 1 | 0.6% | 50% | $45,000 | |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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301 North St W, Talladega, AL 35160 2035 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.6% | 50% | $265,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.6% | 100% | $225,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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2779 Bell Rd, Montgomery, AL 36117 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional, FHA | 2 | 1.2% | 100% | $75,000 | |
CSL Financial, LLC
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Conventional | 2 | 1.2% | 100% | $140,000 | |
America'S First Federal CU
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Conventional, HELOC | 1 +9 HELOCs |
0.6% | 33.3% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 11% | 79.2% | $129,210 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 4.1% | 100% | $159,285 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 3.5% | 85.7% | $110,000 | |
Acopia, LLC
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Conventional, FHA | 5 | 2.9% | 100% | $65,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 5 | 2.9% | 100% | $147,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, USDA | 4 | 2.3% | 100% | $130,000 | |
Peoples Mortgage Company
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FHA, VA, USDA | 4 | 2.3% | 100% | $172,500 | |
Mortgage Research Center
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VA, USDA | 4 | 2.3% | 66.7% | $167,500 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 2.3% | 100% | $130,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2.3% | 13.2% | $137,500 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 3 | 1.7% | 100% | $91,666 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 3 | 1.7% | 100% | $95,000 | |
21St Mortgage
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Conventional | 3 | 1.7% | 27.3% | $145,000 | |
Premier Mortgage Resources, LLC
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FHA | 2 | 1.2% | 100% | $190,000 | |
Newrez LLC
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USDA | 2 | 1.2% | 66.7% | $140,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.2% | 33.3% | $205,000 | |
Movement Mortgage, LLC
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FHA | 2 | 1.2% | 75% | $160,000 | |
American Financial Network, Inc.
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FHA | 2 | 1.2% | 100% | $170,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 1.2% | 100% | $60,000 | |
New American Funding, LLC.
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FHA | 2 | 1.2% | 40% | $215,000 | |
Hunt Mortgage Corporation
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FHA | 2 | 1.2% | 100% | $140,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.2% | 66.7% | $185,000 | |
EMM Loans LLC
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FHA | 1 | 0.6% | 100% | $185,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.6% | 100% | $245,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.6% | 100% | $185,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 50% | $125,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.6% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $185,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.6% | 60% | $195,000 | View |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 50% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 16.7% | $25,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.6% | 100% | $255,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $55,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $5,000 | |
Honda Federal Credit Union
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Conventional | 1 | 0.6% | 25% | $35,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 50% | $145,000 | |
Land Home Financial Services,
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FHA | 1 | 0.6% | 100% | $155,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.6% | 100% | $515,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.6% | 33.3% | $75,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 100% | $205,000 | |
Gmfs, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 33.3% | $35,000 | |
Southwest Funding LP
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USDA | 1 | 0.6% | 100% | $165,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 50% | $155,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Talladega Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Talladega, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Talladega? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Talladega in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Talladega, AL
Use these to narrow the list above. Each category shows how many Talladega, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Talladega, AL
Independent mortgage companies closed 67.4 percent of home loans in Talladega, Alabama in 2025, banks 27.9 percent and credit unions 4.7 percent. Tjc Mortgage Inc was the largest mortgage company, First Bank of Alabama the largest bank and Aod Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, First Bank of Alabama led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Talladega, AL
By home loans closed in 2025, First Bank of Alabama was the largest mortgage lender in Talladega, Alabama with 21 loans, about 12.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Talladega, Alabama in 2025, led by Rocket Mortgage with 8. 9 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 10 credit unions closed home loans in Talladega, Alabama in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Talladega, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Talladega, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Talladega. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
