Mortgage Lenders and Brokers in Sylvania, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sylvania, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Emblem Credit UnionEmblem Credit Union1008 Portwood Dr, Albertville, AL 35951 7316A+5.0 ★Texas Ratio: 4.02%, WinSouth Credit UnionWinSouth Credit Union3512 US Highway 431, ALBERTVILLE, AL 35950 0204A+5.0 ★Texas Ratio: 3.81%, Liberty BankLiberty Bank305 N Broad St, Albertville, AL 35950A+5.0 ★Texas Ratio: 1.01%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, United Wholesale Mortgage, Fairway Independent Mort Corp, Stockton Mortgage Corporation, and Mortgage Investors GroupMortgage Investors GroupA+5.0 ★Texas Ratio: 5.42%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sylvania, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sylvania are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sylvania, Alabama
Market share is the lender's share of all home loans closed in Sylvania, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
9.4% | 80% | $118,333 | View |
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1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 2 | 6.2% | 50% | $150,000 | View |
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3512 US Highway 431, ALBERTVILLE, AL 35950 0204 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 2 | 6.2% | 66.7% | $280,000 | View |
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305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 3.1% | 100% | $115,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 3.1% | 100% | $625,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 3.1% | 100% | $215,000 | View |
United Wholesale Mortgage
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FHA, VA | 3 | 9.4% | 100% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 9.4% | 100% | $248,333 | |
Stockton Mortgage Corporation
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Conventional, USDA | 2 | 6.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 6.2% | 100% | $175,000 | View |
Cadence Bank
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Conventional | 1 | 3.1% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 3.1% | 100% | $125,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 3.1% | 100% | $255,000 | |
Kind Lending, LLC
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Conventional | 1 | 3.1% | 100% | $205,000 | |
loanDepot.com LLC
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VA | 1 | 3.1% | 100% | $335,000 | |
Premier Lending Inc.
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FHA | 1 | 3.1% | 100% | $205,000 | |
Mortgage Research Center
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VA | 1 | 3.1% | 100% | $425,000 | |
Victorian Finance, LLC
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FHA | 1 | 3.1% | 100% | $165,000 | |
Towne Mortgage Company
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FHA | 1 | 3.1% | 100% | $225,000 | |
New American Funding, LLC.
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FHA | 1 | 3.1% | 100% | $145,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 3.1% | 33.3% | $65,000 | |
Village Capital & Investment
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FHA | 1 | 3.1% | 100% | $235,000 |
Sylvania Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sylvania, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Sylvania? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sylvania in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sylvania, AL
Use these to narrow the list above. Each category shows how many Sylvania, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Sylvania, AL
Independent mortgage companies closed 62.5 percent of home loans in Sylvania, Alabama in 2025, banks 21.9 percent and credit unions 15.6 percent. United Wholesale Mortgage was the largest mortgage company, Regions Bank the largest bank and Emblem Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sylvania, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Sylvania, Alabama with 3 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Sylvania, Alabama in 2025, led by United Wholesale Mortgage with 2. 3 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 3 credit unions closed home loans in Sylvania, Alabama in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sylvania, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sylvania, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sylvania. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
