Mortgage Lenders and Brokers in Summerdale, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Summerdale, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Community Bank of MississippiCommunity Bank of Mississippi813 Shades Creek Pkwy, Birmingham, AL 35209A+5.0 ★Texas Ratio: 3.09%, United BankUnited Bank1015 Sw 1st Street, Summerdale, AL 36580A+5.0 ★Texas Ratio: 2.15%, BankplusBankplus1263 West Main Street, Dothan, AL 36301A+5.0 ★Texas Ratio: 4.80%, Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%, Bryant BankBryant Bank286 Us Highway 31 S, Athens, AL 35611A+5.0 ★Texas Ratio: 2.46%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, and Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Summerdale, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Summerdale are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Summerdale, Alabama
Market share is the lender's share of all home loans closed in Summerdale, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, USDA, HELOC | 3 +1 HELOCs |
2.2% | 66.7% | $225,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, VA | 3 | 2.2% | 100% | $195,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $315,000 | View |
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1015 Sw 1st Street, Summerdale, AL 36580 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.5% | 66.7% | $190,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 1.5% | 100% | $455,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional | 2 | 1.5% | 100% | $225,000 | View |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $395,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $205,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.7% | 100% | $185,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.7% | 50% | $275,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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FHA | 1 | 0.7% | 100% | $265,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 19 | 14% | 73.1% | $255,526 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 10.3% | 84.2% | $237,857 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 14 | 10.3% | 87.5% | $232,857 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 2.9% | 62.5% | $197,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
2.2% | 75% | $281,666 | |
loanDepot.com LLC
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Conventional | 3 | 2.2% | 75% | $321,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 2.2% | 100% | $178,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.2% | 100% | $185,000 | |
Mortgage Research Center
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VA | 3 | 2.2% | 100% | $338,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.5% | 75% | $250,000 | |
Newrez LLC
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Conventional, FHA | 2 | 1.5% | 66.7% | $200,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.5% | 100% | $240,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.5% | 50% | $130,000 | |
Peoples Mortgage Company
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Conventional, FHA | 2 | 1.5% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 2 | 1.5% | 100% | $140,000 | View |
Village Capital & Investment
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VA | 2 | 1.5% | 100% | $265,000 | |
PenAir Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.7% | 33.3% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $65,000 | |
Cadence Bank
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Conventional | 1 | 0.7% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $75,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 33.3% | $235,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 25% | $55,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.7% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.7% | 100% | $595,000 | View |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.7% | 100% | $55,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.7% | 100% | $285,000 | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.7% | 100% | $495,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.7% | 100% | $255,000 | |
Churchill Mortgage Corporation
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USDA | 1 | 0.7% | 100% | $435,000 | |
Nations Lending Corporation
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FHA | 1 | 0.7% | 100% | $385,000 | |
Empeople Credit Union
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Conventional | 1 | 0.7% | 50% | $25,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 0.7% | 100% | $255,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
New American Funding, LLC.
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VA | 1 | 0.7% | 50% | $265,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.7% | 100% | $75,000 | |
21St Mortgage
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Conventional | 1 | 0.7% | 10% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.7% | 100% | $275,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.7% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Summerdale Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Summerdale, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Summerdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Summerdale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Summerdale, AL
Use these to narrow the list above. Each category shows how many Summerdale, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Summerdale, AL
Independent mortgage companies closed 75 percent of home loans in Summerdale, Alabama in 2025, banks 19.1 percent and credit unions 5.9 percent. Tjc Mortgage Inc was the largest mortgage company, Regions Bank the largest bank and Avadian Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Summerdale, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Summerdale, Alabama with 3 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Summerdale, Alabama in 2025, led by DHI Mortgage Company, LTD. with 10. 15 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Summerdale, Alabama in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Summerdale, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Summerdale, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Summerdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
