Mortgage Lenders and Brokers in Spanish Fort, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Spanish Fort, Alabama mortgage lenders include Trustmark BankTrustmark Bank30723 State Highway 181, Spanish Fort, AL 36527A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank6729 Spanish Fort Blvd, Spanish Fort, AL 36527A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank10021 Us Highway 31, Spanish Fort, AL 36527A+5.0 ★Texas Ratio: 4.72%, PNC Bank N.A.PNC Bank N.A.30500 State Highway 181, Spanish Fort, AL 36527A+5.0 ★Texas Ratio: 4.24%, Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, First Horizon BankFirst Horizon Bank2340 Woodcrest Pl, Birmingham, AL 35209A+5.0 ★Texas Ratio: 5.76%, New Horizons Credit UnionNew Horizons Credit Union7146 Stone Dr, Daphne, AL 36526 4825A+5.0 ★Texas Ratio: 2.51%, and BankplusBankplus1263 West Main Street, Dothan, AL 36301A+5.0 ★Texas Ratio: 4.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spanish Fort, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spanish Fort are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Spanish Fort, Alabama
Market share is the lender's share of all home loans closed in Spanish Fort, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Spanish Fort 30723 State Highway 181, Spanish Fort, AL 36527 A+5.0 ★Texas Ratio: 2.40% |
Conventional, VA, HELOC | 18 +7 HELOCs |
3.2% | 94.7% | $318,333 | View |
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1 office in Spanish Fort 6729 Spanish Fort Blvd, Spanish Fort, AL 36527 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 14 +19 HELOCs |
2.5% | 83.3% | $225,000 | View |
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1 office in Spanish Fort 10021 Us Highway 31, Spanish Fort, AL 36527 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $355,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Spanish Fort 30500 State Highway 181, Spanish Fort, AL 36527 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 50% | $155,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA | 9 | 1.6% | 100% | $403,888 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 8 | 1.4% | 100% | $306,250 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA | 8 | 1.4% | 88.9% | $327,500 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, VA | 7 | 1.3% | 100% | $446,428 | View |
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7146 Stone Dr, Daphne, AL 36526 4825 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +1 HELOCs |
0.9% | 100% | $327,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $445,000 | View |
First Nation Bank and Trust
104 Lindberg Ave, Atmore, AL 36502 |
Conventional | 4 | 0.7% | 100% | $95,000 | |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 4 | 0.7% | 66.7% | $340,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $325,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.4% | 100% | $475,000 | View |
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27765 Us Highway 98, Daphne, AL 36526 A5.0 ★Texas Ratio: 9.99% |
Conventional, USDA | 2 | 0.4% | 66.7% | $255,000 | View |
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164 Lindbert Avenue, Atmore, AL 36502 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.4% | 66.7% | $145,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $365,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 130 | 23.3% | 78.6% | $304,538 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 5.2% | 79.5% | $234,655 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 5% | 85.7% | $372,500 | |
DSLD Mortgage LLC
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Conventional, FHA, VA | 22 | 3.9% | 88.5% | $321,818 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 18 +5 HELOCs |
3.2% | 94.7% | $281,666 | |
Mortgage Research Center
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VA | 14 | 2.5% | 60.9% | $331,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2.2% | 80% | $272,500 | |
Cadence Bank
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Conventional, HELOC | 10 +1 HELOCs |
1.8% | 100% | $358,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 1.8% | 84.6% | $331,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 10 | 1.8% | 100% | $220,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 10 | 1.8% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional, HELOC | 9 +6 HELOCs |
1.6% | 90.9% | $122,777 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 9 | 1.6% | 90% | $291,666 | |
Kind Lending, LLC
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FHA, VA | 7 | 1.3% | 100% | $485,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 7 | 1.3% | 100% | $380,714 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 1.1% | 85.7% | $181,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 0.9% | 100% | $187,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 0.9% | 83.3% | $217,000 | |
Gmfs, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $317,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $190,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 4 | 0.7% | 66.7% | $360,000 | |
PenAir Credit Union
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Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $121,666 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.5% | 33.3% | $268,333 | |
Equity Prime Mortgage LLC
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FHA, USDA | 3 | 0.5% | 100% | $251,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 0.5% | 75% | $435,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.5% | 75% | $335,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.5% | 80% | $425,000 | |
Discover Bank
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Conventional | 3 | 0.5% | 50% | $75,000 | |
Embrace Home Loans, Inc.
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FHA, VA | 3 | 0.5% | 100% | $345,000 | |
Better Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 75% | $218,333 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 3 | 0.5% | 100% | $545,000 | View |
Synovus Bank
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $370,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $275,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $120,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.4% | 100% | $320,000 | View |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $545,000 | |
SIRVA Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $400,000 | |
Nfm, Inc
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Conventional, VA | 2 | 0.4% | 100% | $400,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $190,000 | View |
Direct Mortgage Loans, LLC
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FHA | 2 | 0.4% | 100% | $355,000 | |
Pentagon Federal Credit Union
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VA | 2 | 0.4% | 66.7% | $400,000 | |
Mortgage Solutions of Colorado
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FHA | 2 | 0.4% | 66.7% | $310,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $460,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $335,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.4% | 50% | $285,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 66.7% | $200,000 | |
Paramount Residential Mortgage
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VA, USDA | 2 | 0.4% | 100% | $305,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 33.3% | $330,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.4% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $495,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 14.3% | $85,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
American Financial Resources LLC
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USDA | 1 | 0.2% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.2% | 100% | $285,000 | View |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 50% | $365,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Valon Mortgage
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $265,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $235,000 | |
Southeast Mortgage of Georgia, Inc.
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FHA | 1 | 0.2% | 100% | $455,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $355,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
New Story Lending LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Staunton Financial Inc
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VA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $135,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $725,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 11.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Spanish Fort Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Spanish Fort, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Spanish Fort? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spanish Fort in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Spanish Fort, AL
Use these to narrow the list above. Each category shows how many Spanish Fort, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Spanish Fort, AL
Independent mortgage companies closed 69.7 percent of home loans in Spanish Fort, Alabama in 2025, banks 22.9 percent and credit unions 7.3 percent. DHI Mortgage Company, LTD. was the largest mortgage company, Trustmark Bank the largest bank and New Horizons Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Spanish Fort, AL
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Spanish Fort, Alabama with 18 loans, about 3.2 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Spanish Fort, Alabama, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 78.6 percent, against a 83 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Spanish Fort, Alabama in 2025, led by DHI Mortgage Company, LTD. with 68. 34 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 11 credit unions closed home loans in Spanish Fort, Alabama in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spanish Fort, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spanish Fort, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spanish Fort. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
