Mortgage Lenders and Brokers in Satsuma, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Satsuma, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, New Horizons Credit UnionNew Horizons Credit Union7146 Stone Dr, Daphne, AL 36526 4825A+5.0 ★Texas Ratio: 2.51%, All In Credit UnionAll In Credit Union609 Ozark Rd, Abbeville, AL 36310, Community Bank of MississippiCommunity Bank of Mississippi813 Shades Creek Pkwy, Birmingham, AL 35209A+5.0 ★Texas Ratio: 3.09%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, and BankplusBankplus1263 West Main Street, Dothan, AL 36301A+5.0 ★Texas Ratio: 4.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Satsuma, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Satsuma are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Satsuma, Alabama
Market share is the lender's share of all home loans closed in Satsuma, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 7 +10 HELOCs |
4.8% | 46.7% | $99,285 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
3.4% | 100% | $209,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 3 +3 HELOCs |
2.1% | 100% | $315,000 | View |
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7146 Stone Dr, Daphne, AL 36526 4825 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +3 HELOCs |
1.4% | 100% | $135,000 | View |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $260,000 | |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $235,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 2 | 1.4% | 100% | $235,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
FHA, VA | 2 | 1.4% | 100% | $265,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 2 | 1.4% | 100% | $345,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional, VA | 2 | 1.4% | 100% | $250,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA | 2 | 1.4% | 100% | $315,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $275,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 100% | $125,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 33.3% | $445,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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861 Edwards Ave, Fairhope, AL 36532 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 22 | 15.2% | 84.6% | $187,727 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 4.1% | 75% | $298,333 | |
Embrace Home Loans, Inc.
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FHA, VA | 6 | 4.1% | 100% | $218,333 | |
Mortgage Research Center
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VA | 5 | 3.4% | 83.3% | $245,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 5 | 3.4% | 100% | $231,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
2.8% | 80% | $212,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
2.8% | 100% | $202,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 2.8% | 100% | $70,000 | |
Gmfs, LLC
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Conventional, FHA | 4 | 2.8% | 100% | $227,500 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 3 | 2.1% | 100% | $278,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 2.1% | 71.4% | $98,333 | |
Goodleap, LLC
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FHA | 2 | 1.4% | 100% | $175,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.4% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 2 | 1.4% | 100% | $230,000 | View |
Pennymac Loan Services LLC
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FHA | 2 | 1.4% | 40% | $190,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 1.4% | 100% | $95,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 1.4% | 100% | $340,000 | |
Towne Mortgage Company
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Conventional | 2 | 1.4% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.4% | 100% | $155,000 | |
Amerisave Mortgage Company
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VA, HELOC | 1 +1 HELOCs |
0.7% | 33.3% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.7% | 33.3% | $185,000 | View |
Jd Bank
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.7% | 100% | $225,000 | |
Newrez LLC
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VA | 1 | 0.7% | 50% | $385,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $135,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Valon Mortgage
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Conventional | 1 | 0.7% | 50% | $225,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.7% | 100% | $245,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $85,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Nfm, Inc
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.7% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 50% | $255,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $225,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.7% | 100% | $195,000 | View |
21St Mortgage
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Conventional | 1 | 0.7% | 16.7% | $135,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.7% | 100% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $345,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Satsuma Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Satsuma, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Satsuma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Satsuma in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Satsuma, AL
Use these to narrow the list above. Each category shows how many Satsuma, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Satsuma, AL
Independent mortgage companies closed 64.8 percent of home loans in Satsuma, Alabama in 2025, banks 27.6 percent and credit unions 7.6 percent. Rocket Mortgage was the largest mortgage company, Regions Bank the largest bank and New Horizons Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Satsuma, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Satsuma, Alabama with 7 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Satsuma, Alabama in 2025, led by Rocket Mortgage with 8. 13 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 8 credit unions closed home loans in Satsuma, Alabama in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Satsuma, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Satsuma, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Satsuma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
