Mortgage Lenders and Brokers in Saraland, Alabama
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Saraland, Alabama mortgage lenders include Regions BankRegions Bank421 Highway 43 S, Saraland, AL 36571A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank1025 Highway 43 S, Saraland, AL 36571A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank1063 Industrial Pkwy, Saraland, AL 36571A+5.0 ★Texas Ratio: 4.72%, Truist BankTruist Bank15 Saraland Blvd N, Saraland, AL 36571A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.34 Shelton Beach Rd, Saraland, AL 36571A+5.0 ★Texas Ratio: 4.24%, Hancock Whitney BankHancock Whitney Bank910 Industrial Parkway Suites E And F, Saraland, AL 36571A+5.0 ★Texas Ratio: 3.41%, Wells Fargo Bank NAWells Fargo Bank NA907 Highway 43 S, Saraland, AL 36571A+5.0 ★Texas Ratio: 5.36%, River Bank & TrustRiver Bank & Trust33 Shell St, Saraland, AL 36571A+5.0 ★Texas Ratio: 4.39%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, and Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saraland, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saraland are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Saraland, Alabama
Market share is the lender's share of all home loans closed in Saraland, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Saraland 421 Highway 43 S, Saraland, AL 36571 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 6 +6 HELOCs |
2.9% | 50% | $165,000 | View |
|
1 office in Saraland 1025 Highway 43 S, Saraland, AL 36571 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
1.9% | 80% | $277,500 | View |
|
1 office in Saraland 1063 Industrial Pkwy, Saraland, AL 36571 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 2 +4 HELOCs |
1% | 100% | $195,000 | View |
|
★ 1 stars, 1 review 1 office in Saraland 15 Saraland Blvd N, Saraland, AL 36571 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 1% | 100% | $175,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Saraland 34 Shelton Beach Rd, Saraland, AL 36571 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +3 HELOCs |
0.5% | 100% | $345,000 | View |
|
★ 4 stars, 3 reviews 1 office in Saraland 910 Industrial Parkway Suites E And F, Saraland, AL 36571 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $245,000 | View |
|
1 office in Saraland 907 Highway 43 S, Saraland, AL 36571 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
33 Shell St, Saraland, AL 36571 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 10 +4 HELOCs |
4.8% | 90.9% | $384,000 | View |
|
5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 7 | 3.4% | 87.5% | $247,857 | View |
|
2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA | 6 | 2.9% | 100% | $241,666 | View |
|
103 Saraland Blvd S, Saraland, AL 36571 2833 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 1.4% | 75% | $48,333 | View |
|
813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $250,000 | View |
|
2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $175,000 | View |
|
1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $125,000 | View |
|
185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
First Nation Bank and Trust
104 Lindberg Ave, Atmore, AL 36502 |
Conventional | 1 | 0.5% | 100% | $55,000 | |
|
925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumer First Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
America'S First Federal CU
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 27 | 13% | 75.7% | $213,888 | |
Gmfs, LLC
|
Conventional, FHA | 13 | 6.2% | 100% | $274,230 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 11 | 5.3% | 84.6% | $193,181 | |
Union Home Mortgage Corp.
|
FHA | 7 | 3.4% | 100% | $280,714 | |
Towne Mortgage Company
|
Conventional, FHA | 6 | 2.9% | 100% | $225,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 2.4% | 100% | $95,000 | |
Mortgage Research Center
|
VA | 5 | 2.4% | 71.4% | $183,000 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 5 | 2.4% | 100% | $301,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 5 | 2.4% | 85.7% | $165,000 | |
United Wholesale Mortgage
|
FHA, VA | 4 | 1.9% | 57.1% | $342,500 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 4 | 1.9% | 80% | $247,500 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 1.9% | 66.7% | $325,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 4 | 1.9% | 100% | $227,500 | |
|
A4.6 ★Texas Ratio: 2.08% |
FHA | 3 | 1.4% | 100% | $301,666 | View |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 1.4% | 66.7% | $318,333 | |
Kind Lending, LLC
|
FHA | 3 | 1.4% | 66.7% | $285,000 | |
New American Funding, LLC.
|
Conventional | 3 | 1.4% | 100% | $238,333 | |
Cadence Bank
|
Conventional | 2 | 1% | 66.7% | $45,000 | |
Newrez LLC
|
Conventional, VA | 2 | 1% | 28.6% | $180,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1% | 33.3% | $85,000 | |
Direct Mortgage Loans, LLC
|
FHA | 2 | 1% | 100% | $155,000 | |
Fairway Independent Mort Corp
|
FHA | 2 | 1% | 60% | $160,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 100% | $475,000 | View |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $215,000 | |
Primelending
|
Conventional | 1 | 0.5% | 100% | $285,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.5% | 100% | $115,000 | |
Nbkc Bank
|
VA | 1 | 0.5% | 100% | $515,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $85,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.5% | 100% | $175,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $235,000 | |
United Trust Bank
|
VA | 1 | 0.5% | 100% | $245,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.5% | 50% | $245,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.5% | 33.3% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.5% | 100% | $325,000 | |
Discover Bank
|
Conventional | 1 | 0.5% | 33.3% | $35,000 | |
ClearPath Lending
|
VA | 1 | 0.5% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.5% | 100% | $365,000 | View |
Cardinal Financial Company, Li
|
FHA | 1 | 0.5% | 100% | $465,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $565,000 | |
Nfm, Inc
|
FHA | 1 | 0.5% | 100% | $385,000 | |
DSLD Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $565,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.5% | 100% | $45,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.5% | 100% | $665,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $115,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $185,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.5% | 100% | $425,000 | View |
Paramount Residential Mortgage
|
VA | 1 | 0.5% | 100% | $365,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.5% | 66.7% | $535,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.5% | 100% | $215,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 50% | $85,000 | |
Village Capital & Investment
|
FHA | 1 | 0.5% | 100% | $175,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
PenAir Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Saraland Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Saraland, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Saraland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saraland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Saraland, AL
Use these to narrow the list above. Each category shows how many Saraland, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Saraland, AL
Independent mortgage companies closed 67.3 percent of home loans in Saraland, Alabama in 2025, banks 30.3 percent and credit unions 2.4 percent. Consumer First Mortgage, Inc. was the largest mortgage company, Regions Bank the largest bank and New Horizons Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Saraland, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Saraland, Alabama with 6 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Saraland, Alabama in 2025, led by Rocket Mortgage with 10. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Saraland, Alabama in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saraland, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saraland, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saraland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
