Mortgage Lenders and Brokers in Saks, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Saks, Alabama mortgage lenders include Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, NobleBank & TrustNobleBank & Trust646 Valley Cub Dr, Alexandria, AL 36250A+5.0 ★Texas Ratio: 1.88%, Farmers and Merchants BankFarmers and Merchants Bank1429 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 3.75%, AlaTrust Credit UnionAlaTrust Credit Union1216 Wilmer Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 6.56%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, The Exchange Bank of AlabamaThe Exchange Bank of Alabama7170 6th Ave, Altoona, AL 35952A+5.0 ★Texas Ratio: 0.17%, and United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saks, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saks are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Saks, Alabama
Market share is the lender's share of all home loans closed in Saks, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 14 | 7.9% | 100% | $174,285 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA, USDA | 9 | 5.1% | 90% | $132,777 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 5 +6 HELOCs |
2.8% | 46.7% | $63,000 | View |
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646 Valley Cub Dr, Alexandria, AL 36250 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 4 | 2.2% | 100% | $205,000 | View |
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1429 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 3 | 1.7% | 100% | $111,666 | View |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $85,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.6% | 20% | $235,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.6% | 100% | $115,000 | View |
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7170 6th Ave, Altoona, AL 35952 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
VA | 1 | 0.6% | 100% | $195,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 8.4% | 69.2% | $137,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA, USDA | 12 | 6.7% | 100% | $118,333 | |
Mortgage Research Center
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FHA, VA | 10 | 5.6% | 76.9% | $204,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 5.1% | 100% | $169,444 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 4.5% | 100% | $130,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 3.4% | 100% | $123,333 | |
Southwest Funding LP
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FHA, USDA | 6 | 3.4% | 100% | $168,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.8% | 100% | $137,000 | |
loanDepot.com LLC
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FHA, VA | 4 | 2.2% | 50% | $152,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 2.2% | 80% | $172,500 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 4 | 2.2% | 100% | $172,500 | |
Nationstar Mortgage
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Conventional | 4 | 2.2% | 100% | $112,500 | |
Acopia, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $112,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 4 | 2.2% | 40% | $97,500 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA, USDA | 3 | 1.7% | 100% | $128,333 | View |
Equity Prime Mortgage LLC
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FHA, USDA | 3 | 1.7% | 100% | $171,666 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 1.7% | 100% | $165,000 | |
Bayshore Mortgage Funding
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USDA | 3 | 1.7% | 100% | $191,666 | |
Honda Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $75,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA, USDA | 2 | 1.1% | 100% | $145,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $130,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.1% | 100% | $95,000 | |
21St Mortgage
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Conventional | 2 | 1.1% | 100% | $95,000 | |
Village Capital & Investment
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VA | 2 | 1.1% | 75% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.6% | 100% | $165,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.6% | 100% | $145,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.6% | 100% | $145,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.6% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.6% | 75% | $75,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 16.7% | $65,000 | |
Sun West Mortgage Company, Inc
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USDA | 1 | 0.6% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 50% | $145,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.6% | 50% | $215,000 | |
Synovus Bank
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Towne Mortgage Company
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FHA | 1 | 0.6% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.6% | 100% | $265,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $75,000 | |
Lower, LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
Hunt Mortgage Corporation
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VA | 1 | 0.6% | 100% | $115,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.6% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Saks Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Saks, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Saks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Saks, AL
Use these to narrow the list above. Each category shows how many Saks, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Saks, AL
Independent mortgage companies closed 71.9 percent of home loans in Saks, Alabama in 2025, banks 25.8 percent and credit unions 2.2 percent. Rocket Mortgage was the largest mortgage company, Ameris Bank the largest bank and AlaTrust Credit Union the largest credit union. Among lenders headquartered in Alabama, Southpoint Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Saks, AL
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Saks, Alabama with 14 loans, about 7.9 percent of the market. The largest lender headquartered in Alabama was Southpoint Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Saks, Alabama in 2025, led by Success Mortgage Partners, Inc with 7. 16 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Saks, Alabama in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saks, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saks, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
