Mortgage Lenders and Brokers in Remlap, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Remlap, Alabama mortgage lenders include The HomeTown Bank of AlabamaThe HomeTown Bank of Alabama18045 State Highway 160, Cleveland, AL 35049, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, Liberty BankLiberty Bank305 N Broad St, Albertville, AL 35950A+5.0 ★Texas Ratio: 1.01%, Acipco Federal Credit UnionAcipco Federal Credit Union1501 31st Ave N, Birmingham, AL 35207A+5.0 ★Texas Ratio: 0.89%, West Alabama Bank & TrustWest Alabama Bank & Trust4 3rd Ave Nw, Aliceville, AL 35442A5.0 ★Texas Ratio: 7.03%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, and Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Remlap, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Remlap are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Remlap, Alabama
Market share is the lender's share of all home loans closed in Remlap, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 14 | 14.1% | 80% | $157,857 | |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA, HELOC | 2 +2 HELOCs |
2% | 37.5% | $140,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $175,000 | View |
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305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 1% | 100% | $45,000 | View |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1% | 100% | $225,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 1% | 100% | $175,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
America'S First Federal CU
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Conventional, HELOC | 1 +6 HELOCs |
1% | 100% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA | 9 | 9.1% | 100% | $221,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 5.1% | 100% | $249,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 5.1% | 100% | $151,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 4% | 71.4% | $172,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 4% | 66.7% | $175,000 | |
21St Mortgage
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Conventional | 4 | 4% | 100% | $127,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 4% | 66.7% | $132,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 3% | 100% | $158,333 | |
Mortgage Research Center
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VA | 3 | 3% | 75% | $278,333 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 3% | 100% | $131,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 3% | 100% | $141,666 | |
Freedom Mortgage Corporation
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VA | 2 | 2% | 100% | $310,000 | |
Fairway Independent Mort Corp
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VA | 2 | 2% | 100% | $430,000 | |
Village Capital & Investment
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VA | 2 | 2% | 66.7% | $245,000 | |
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A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 1% | 100% | $215,000 | View |
American Financial Resources LLC
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FHA | 1 | 1% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1% | 100% | $265,000 | |
Primelending
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FHA | 1 | 1% | 100% | $345,000 | |
Nbkc Bank
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Conventional | 1 | 1% | 100% | $55,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1% | 100% | $285,000 | |
Kind Lending, LLC
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USDA | 1 | 1% | 50% | $175,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1% | 100% | $55,000 | |
Builders Choice Mortgage LLC
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VA | 1 | 1% | 100% | $325,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1% | 100% | $55,000 | |
Land Home Financial Services,
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Conventional | 1 | 1% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 1% | 100% | $275,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 1% | 100% | $165,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 1% | 50% | $115,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1% | 100% | $135,000 | |
The Loan Store, Inc
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FHA | 1 | 1% | 100% | $455,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 1% | 100% | $245,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
Loan Simple, Inc.
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USDA | 1 | 1% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 100% | $65,000 | |
Leaderone Financial Corp.
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FHA | 1 | 1% | 50% | $305,000 | |
Griffin Funding Inc.
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Conventional | 1 | 1% | 100% | $115,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Remlap Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Remlap, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Remlap? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Remlap in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Remlap, AL
Use these to narrow the list above. Each category shows how many Remlap, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Remlap, AL
Independent mortgage companies closed 70.7 percent of home loans in Remlap, Alabama in 2025, banks 27.3 percent and credit unions 2 percent. United Wholesale Mortgage was the largest mortgage company, The HomeTown Bank of Alabama the largest bank and Acipco Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, The HomeTown Bank of Alabama led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Remlap, AL
By home loans closed in 2025, The HomeTown Bank of Alabama was the largest mortgage lender in Remlap, Alabama with 14 loans, about 14.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Remlap, Alabama in 2025, led by United Wholesale Mortgage with 5. 8 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Remlap, Alabama in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Remlap, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Remlap, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Remlap. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
