Pleasant Grove, Alabama mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, Legacy Community Federal Credit UnionLegacy Community Federal Credit Union810 Colonial Promenade Pkwy, Alabaster, AL 35007A5.0 ★Texas Ratio: 7.13%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, and Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pleasant Grove, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pleasant Grove are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Pleasant Grove, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 10 | 7.9% | 83.3% | $128,000 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA | 6 | 4.7% | 100% | $188,333 | View |
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +5 HELOCs |
3.1% | 60% | $220,000 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 4 | 3.1% | 100% | $122,500 | View |
|
185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.6% | 66.7% | $140,000 | View |
|
2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 2 | 1.6% | 100% | $190,000 | View |
|
810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 2 | 1.6% | 60% | $60,000 | View |
|
500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 1.6% | 100% | $155,000 | View |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $145,000 | View |
|
111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
FHA, HELOC | 1 +1 HELOCs |
0.8% | 50% | $145,000 | View |
|
★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $105,000 | View |
|
1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
FHA | 1 | 0.8% | 100% | $195,000 | View |
|
791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
|
7473 Us Highway 431, Albertville, AL 35950 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
|
1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
VA | 1 | 0.8% | 100% | $385,000 | View |
|
19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
|
286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
|
HELOC | 0 +18 HELOCs |
0% | n/a | ||
Cadence Bank
|
Conventional, HELOC | 7 +1 HELOCs |
5.5% | 100% | $279,285 | |
Rocket Mortgage
|
Conventional, FHA, VA | 7 | 5.5% | 57.1% | $196,428 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
4.7% | 75% | $325,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 6 | 4.7% | 100% | $145,000 | |
Synovus Bank
|
Conventional, FHA | 5 | 3.9% | 100% | $123,000 | |
Mortgage Research Center
|
VA | 5 | 3.9% | 71.4% | $285,000 | |
Stockton Mortgage Corporation
|
Conventional, FHA, USDA | 5 | 3.9% | 100% | $177,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 3.1% | 66.7% | $200,000 | |
Newrez LLC
|
FHA, VA | 3 | 2.4% | 50% | $275,000 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 2.4% | 60% | $218,333 | |
Loanunited.Com, LLC
|
FHA, VA | 3 | 2.4% | 75% | $251,666 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 2.4% | 100% | $138,333 | |
|
A+5.0 ★Texas Ratio: 1.01% |
VA | 2 | 1.6% | 66.7% | $265,000 | View |
Equity Prime Mortgage LLC
|
FHA | 2 | 1.6% | 100% | $175,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 1.6% | 100% | $135,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 1.6% | 100% | $135,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.6% | 66.7% | $60,000 | |
Fairway Independent Mort Corp
|
FHA, USDA | 2 | 1.6% | 100% | $240,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $805,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.8% | 100% | $245,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.8% | 100% | $265,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.8% | 100% | $165,000 | View |
Contour Mortgage Corporation
|
FHA | 1 | 0.8% | 100% | $175,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.8% | 100% | $255,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.8% | 100% | $245,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.8% | 100% | $295,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.8% | 100% | $245,000 | |
Cardinal Financial Company, Li
|
USDA | 1 | 0.8% | 100% | $185,000 | |
Premier Lending Inc.
|
FHA | 1 | 0.8% | 100% | $165,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.8% | 100% | $275,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.8% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.8% | 33.3% | $225,000 | |
|
A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.8% | 50% | $165,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.8% | 100% | $75,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.8% | 50% | $35,000 | |
Southwest Funding LP
|
FHA | 1 | 0.8% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Pleasant Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pleasant Grove in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Pleasant Grove, AL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 55.9 percent of home loans in Pleasant Grove, Alabama in 2025, banks 37.8 percent and credit unions 6.3 percent. Rocket Mortgage was the largest mortgage company, Southstate Bank, National Association the largest bank and Legacy Community Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Pleasant Grove, Alabama with 10 loans, about 7.9 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Pleasant Grove, Alabama in 2025, led by Rocket Mortgage with 2. 14 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 10 credit unions closed home loans in Pleasant Grove, Alabama in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pleasant Grove, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pleasant Grove, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pleasant Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.