Mortgage Lenders and Brokers in Perdido Beach, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Perdido Beach, Alabama mortgage lenders include Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, Community Bank of MississippiCommunity Bank of Mississippi813 Shades Creek Pkwy, Birmingham, AL 35209A+5.0 ★Texas Ratio: 3.09%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, West Alabama Bank & TrustWest Alabama Bank & Trust4 3rd Ave Nw, Aliceville, AL 35442A5.0 ★Texas Ratio: 7.03%, Merchants & Marine BankMerchants & Marine Bank27765 Us Highway 98, Daphne, AL 36526A5.0 ★Texas Ratio: 9.99%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, Alabama Credit UnionAlabama Credit Union351 24th St N, Birmingham, AL 35203 3836A+5.0 ★Texas Ratio: 5.72%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, and FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Perdido Beach, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Perdido Beach are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Perdido Beach, Alabama
Market share is the lender's share of all home loans closed in Perdido Beach, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 2 | 2.4% | 100% | $110,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, Jumbo | 2 | 2.4% | 100% | $645,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,885,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,395,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 1.2% | 100% | $45,000 | View |
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27765 Us Highway 98, Daphne, AL 36526 A5.0 ★Texas Ratio: 9.99% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 1.2% | 100% | $265,000 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 1.2% | 100% | $35,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 1.2% | 100% | $235,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.2% | 100% | $65,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 1.2% | 100% | $245,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.2% | 100% | $315,000 | View |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CSL Financial, LLC
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Conventional | 1 | 1.2% | 100% | $45,000 | |
America'S First Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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FHA, VA | 5 | 6% | 70% | $321,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 6% | 60% | $125,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 6% | 100% | $161,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 4.8% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 3 +3 HELOCs |
3.6% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.4% | 66.7% | $160,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.4% | 100% | $70,000 | |
Nations Lending Corporation
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Conventional | 2 | 2.4% | 100% | $305,000 | |
Mortgage Research Center
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VA | 2 | 2.4% | 50% | $295,000 | |
Gmfs, LLC
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Conventional | 2 | 2.4% | 100% | $305,000 | |
Cadence Bank
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Conventional | 1 | 1.2% | 100% | $805,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $85,000 | |
American Financial Resources LLC
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USDA | 1 | 1.2% | 100% | $355,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 1.2% | 100% | $475,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 100% | $45,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $195,000 | |
Newrez LLC
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Conventional | 1 | 1.2% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.2% | 100% | $165,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 1.2% | 33.3% | $285,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $335,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.2% | 100% | $375,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1.2% | 100% | $285,000 | |
Discover Bank
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Conventional | 1 | 1.2% | 100% | $45,000 | |
American Financing Corporation
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VA | 1 | 1.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 1.2% | 100% | $425,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $385,000 | |
Home Office
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Conventional | 1 | 1.2% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $315,000 | |
Milend, Inc
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Conventional | 1 | 1.2% | 100% | $95,000 | |
Gulf Winds Credit Union
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Conventional | 1 | 1.2% | 100% | $95,000 | |
Harvesters Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $385,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 1.2% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 1.2% | 100% | $715,000 | View |
New American Funding, LLC.
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FHA | 1 | 1.2% | 100% | $395,000 | |
PenAir Credit Union
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Conventional | 1 | 1.2% | 50% | $45,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.2% | 50% | $485,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 50% | $325,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.2% | 100% | $155,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.2% | 50% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Perdido Beach Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Perdido Beach, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Perdido Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Perdido Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Perdido Beach, AL
Use these to narrow the list above. Each category shows how many Perdido Beach, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Perdido Beach, AL
Independent mortgage companies closed 63.9 percent of home loans in Perdido Beach, Alabama in 2025, banks 26.5 percent and credit unions 9.6 percent. CSL Financial, LLC was the largest mortgage company, Servisfirst Bank the largest bank and Alabama Credit Union the largest credit union. Among lenders headquartered in Alabama, Servisfirst Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Perdido Beach, AL
By home loans closed in 2025, Servisfirst Bank was the largest mortgage lender in Perdido Beach, Alabama with 2 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Perdido Beach, Alabama in 2025, led by United Wholesale Mortgage with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Perdido Beach, Alabama in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Perdido Beach, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Perdido Beach, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Perdido Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
