Mortgage Lenders and Brokers in Ozark, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ozark, Alabama mortgage lenders include All In Credit UnionAll In Credit Union1184 Andrews Ave, Ozark, AL 36360, Five Star Credit UnionFive Star Credit Union513 Kirkland St, Abbeville, AL 36310 2736A5.0 ★Texas Ratio: 7.02%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, Troy Bank and TrustTroy Bank and Trust6 Atlantic St, Ariton, AL 36311A5.0 ★Texas Ratio: 7.44%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, The Citizens BankThe Citizens Bank301 S Edwards St, Enterprise, AL 36330A+5.0 ★Texas Ratio: 2.99%, United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%, and Max Credit UnionMax Credit Union336 N Gay St, Auburn, AL 36830 3992A+5.0 ★Texas Ratio: 2.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ozark, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ozark are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ozark, Alabama
Market share is the lender's share of all home loans closed in Ozark, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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All In Credit Union
1184 Andrews Ave, Ozark, AL 36360 |
Conventional, HELOC | 4 +17 HELOCs |
1.8% | 33.3% | $102,500 | |
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513 Kirkland St, Abbeville, AL 36310 2736 A5.0 ★Texas Ratio: 7.02% |
Conventional | 4 | 1.8% | 77.8% | $120,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, VA | 2 | 0.9% | 100% | $195,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 2 | 0.9% | 100% | $105,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.9% | 100% | $90,000 | View |
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6 Atlantic St, Ariton, AL 36311 A5.0 ★Texas Ratio: 7.44% |
Conventional | 2 | 0.9% | 100% | $145,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $285,000 | View |
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301 S Edwards St, Enterprise, AL 36330 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumer First Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $95,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 34 | 15.3% | 87.2% | $184,117 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 15 | 6.8% | 93.8% | $137,000 | |
Southwest Funding LP
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Conventional, FHA, USDA | 15 | 6.8% | 100% | $135,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 5.9% | 60% | $147,307 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5.4% | 75% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +2 HELOCs |
3.2% | 100% | $167,857 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA | 6 | 2.7% | 100% | $181,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 2.7% | 85.7% | $150,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA, USDA | 6 | 2.7% | 75% | $101,666 | |
Nationstar Mortgage
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Conventional, VA | 6 | 2.7% | 100% | $185,000 | |
Peoplessouth Bank
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Conventional, HELOC | 5 +1 HELOCs |
2.3% | 83.3% | $63,000 | |
American Financial Resources LLC
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FHA, VA, USDA | 5 | 2.3% | 83.3% | $125,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.3% | 66.7% | $193,000 | |
Fairway Independent Mort Corp
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FHA, USDA | 5 | 2.3% | 100% | $139,000 | |
Cmg Mortgage Inc
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VA, USDA | 4 | 1.8% | 100% | $267,500 | |
First South Farm Credit, ACA
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Conventional | 4 | 1.8% | 100% | $427,500 | |
Freedom Mortgage Corporation
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VA | 3 | 1.4% | 80% | $191,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.4% | 37.5% | $158,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 1.4% | 100% | $111,666 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 3 | 1.4% | 100% | $91,666 | |
New Day Financial, LLC.
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VA | 3 | 1.4% | 37.5% | $178,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 40% | $25,000 | |
Newrez LLC
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Conventional | 2 | 0.9% | 100% | $145,000 | |
Sun West Mortgage Company, Inc
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FHA, USDA | 2 | 0.9% | 66.7% | $145,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 0.9% | 100% | $220,000 | View |
Synovus Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 33.3% | $75,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.5% | 100% | $115,000 | |
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A4.6 ★Texas Ratio: 2.08% |
VA | 1 | 0.5% | 100% | $145,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $285,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 50% | $75,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 66.7% | $265,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 33.3% | $85,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.5% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.5% | 100% | $35,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.5% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.5% | 100% | $255,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $255,000 | |
Community First Credit Union of FLorida
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Milend, Inc
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VA | 1 | 0.5% | 50% | $215,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $155,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $75,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.5% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.5% | 100% | $295,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.5% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 20% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 14.3% | $115,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 50% | $145,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $275,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% |
Ozark Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ozark, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Ozark? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ozark in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ozark, AL
Use these to narrow the list above. Each category shows how many Ozark, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Ozark, AL
Independent mortgage companies closed 81.5 percent of home loans in Ozark, Alabama in 2025, banks 10.8 percent and credit unions 7.7 percent. Consumer First Mortgage, Inc. was the largest mortgage company, Servisfirst Bank the largest bank and All In Credit Union the largest credit union. Among lenders headquartered in Alabama, All In Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ozark, AL
By home loans closed in 2025, All In Credit Union was the largest mortgage lender in Ozark, Alabama with 4 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Ozark, Alabama in 2025, led by Movement Mortgage, LLC with 7. 27 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Ozark, Alabama in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ozark, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ozark, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ozark. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
