Mortgage Lenders and Brokers in Odenville, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Odenville, Alabama mortgage lenders include Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Metro BankMetro Bank35489 Ushwy 231, Ashville, AL 35953A+5.0 ★Texas Ratio: 5.61%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, Valley National BankValley National Bank50 Jimmy Gould Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.76%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Odenville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Odenville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Odenville, Alabama
Market share is the lender's share of all home loans closed in Odenville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA, VA, USDA | 27 | 7.3% | 96.7% | $245,370 | View |
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35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 10 | 2.7% | 100% | $44,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 8 +3 HELOCs |
2.2% | 53.3% | $195,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 4 | 1.1% | 100% | $322,500 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 4 | 1.1% | 54.5% | $147,500 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 3 | 0.8% | 100% | $175,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 3 | 0.8% | 100% | $165,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $140,000 | View |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
Conventional, USDA | 2 | 0.5% | 100% | $130,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Liberty Mortgage Corporation
305 N Broad St, Albertville, AL 35950 |
Conventional | 1 | 0.3% | 100% | $165,000 | |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 1 | 0.3% | 25% | $75,000 | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional, FHA | 3 | 0.8% | 100% | $155,000 | |
Hamilton Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $105,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
America'S First Federal CU
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HELOC | 0 +10 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 46 | 12.5% | 80.7% | $230,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 27 +2 HELOCs |
7.3% | 87.5% | $258,703 | |
Lendlo Mortgage, LLC
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Conventional, FHA, USDA | 20 | 5.4% | 100% | $182,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 14 | 3.8% | 78.9% | $267,142 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
3% | 100% | $229,545 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 11 | 3% | 100% | $170,454 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA, USDA | 10 | 2.7% | 100% | $258,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 10 | 2.7% | 90.9% | $130,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 2.4% | 90% | $202,777 | |
Rocket Mortgage
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Conventional, FHA | 7 | 1.9% | 70% | $140,714 | |
21St Mortgage
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Conventional | 7 | 1.9% | 46.7% | $123,571 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 1.9% | 37.5% | $122,142 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 7 | 1.9% | 100% | $193,571 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 6 | 1.6% | 100% | $201,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 6 | 1.6% | 100% | $251,666 | |
Cadence Bank
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Conventional, FHA, VA, USDA, HELOC | 5 +2 HELOCs |
1.4% | 71.4% | $303,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 5 | 1.4% | 100% | $233,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 5 | 1.4% | 66.7% | $163,000 | View |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 5 | 1.4% | 83.3% | $233,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 4 | 1.1% | 100% | $305,000 | |
Mortgage Research Center
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FHA, VA | 4 | 1.1% | 83.3% | $232,500 | |
Hunt Mortgage Corporation
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Conventional, FHA | 4 | 1.1% | 100% | $230,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $161,666 | |
Discover Bank
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Conventional | 3 | 0.8% | 50% | $78,333 | |
BoxCar Mortgage, LLC
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FHA, VA | 3 | 0.8% | 75% | $231,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 100% | $138,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.8% | 100% | $171,666 | |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 0.8% | 75% | $138,333 | |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 0.5% | 66.7% | $215,000 | |
Newrez LLC
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Conventional, USDA | 2 | 0.5% | 66.7% | $200,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 2 | 0.5% | 100% | $95,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $70,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $165,000 | |
Premier Lending Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $130,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $150,000 | |
The Mortgage Firm
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Conventional, VA | 2 | 0.5% | 100% | $265,000 | |
Acopia, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $80,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.5% | 66.7% | $95,000 | |
Synovus Bank
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USDA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $195,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $345,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 50% | $35,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $225,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.3% | 100% | $285,000 | |
Iserve Residential Lending
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FHA | 1 | 0.3% | 100% | $245,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $125,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $35,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Odenville Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Odenville, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Odenville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Odenville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Odenville, AL
Use these to narrow the list above. Each category shows how many Odenville, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Odenville, AL
Independent mortgage companies closed 75.6 percent of home loans in Odenville, Alabama in 2025, banks 22.8 percent and credit unions 1.6 percent. Liberty Mortgage Corporation was the largest mortgage company, Southpoint Bank the largest bank and Acipco Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Southpoint Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Odenville, AL
By home loans closed in 2025, Southpoint Bank was the largest mortgage lender in Odenville, Alabama with 27 loans, about 7.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Odenville, Alabama in 2025, led by DHI Mortgage Company, LTD. with 21. 17 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Odenville, Alabama in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Odenville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Odenville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Odenville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
