Mortgage Lenders and Brokers in Newton, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newton, Alabama mortgage lenders include Friend BankFriend Bank465 S College St, Newton, AL 36352A+5.0 ★Texas Ratio: 2.49%, Five Star Credit UnionFive Star Credit Union513 Kirkland St, Abbeville, AL 36310 2736A5.0 ★Texas Ratio: 7.02%, Troy Bank and TrustTroy Bank and Trust6 Atlantic St, Ariton, AL 36311A5.0 ★Texas Ratio: 7.44%, All In Credit UnionAll In Credit Union609 Ozark Rd, Abbeville, AL 36310, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, BankplusBankplus1263 West Main Street, Dothan, AL 36301A+5.0 ★Texas Ratio: 4.80%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newton, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newton are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newton, Alabama
Market share is the lender's share of all home loans closed in Newton, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Newton 465 S College St, Newton, AL 36352 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.6% | 50% | $45,000 | View |
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513 Kirkland St, Abbeville, AL 36310 2736 A5.0 ★Texas Ratio: 7.02% |
Conventional | 6 | 3.8% | 60% | $110,000 | View |
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6 Atlantic St, Ariton, AL 36311 A5.0 ★Texas Ratio: 7.44% |
Conventional | 4 | 2.5% | 100% | $345,000 | View |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
Conventional, HELOC | 3 +14 HELOCs |
1.9% | 80% | $171,666 | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $185,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA | 3 | 1.9% | 100% | $241,666 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 66.7% | $195,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, VA | 2 | 1.3% | 100% | $310,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
VA | 2 | 1.3% | 100% | $140,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
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100 N Court Sq, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.18% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Consumer First Mortgage, Inc.
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FHA | 1 | 0.6% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA | 15 | 9.4% | 88.9% | $144,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 10 | 6.3% | 100% | $184,000 | |
Mortgage Research Center
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Conventional, VA | 10 | 6.3% | 83.3% | $276,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 4.4% | 100% | $217,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 3.1% | 100% | $289,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 3.1% | 100% | $213,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 5 | 3.1% | 100% | $263,000 | |
Southwest Funding LP
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Conventional, FHA | 5 | 3.1% | 100% | $153,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 4 | 2.5% | 100% | $307,500 | |
Synovus Bank
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Conventional, FHA | 4 | 2.5% | 100% | $250,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.5% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2.5% | 66.7% | $72,500 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.9% | 100% | $88,333 | |
First South Farm Credit, ACA
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Conventional | 3 | 1.9% | 100% | $358,333 | |
Newrez LLC
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Conventional, VA | 2 | 1.3% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 1.3% | 100% | $260,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $80,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 1.3% | 100% | $175,000 | |
Union Home Mortgage Corp.
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VA | 2 | 1.3% | 100% | $290,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1.3% | 100% | $80,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.3% | 100% | $220,000 | |
21St Mortgage
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Conventional | 2 | 1.3% | 28.6% | $110,000 | |
Loan Simple, Inc.
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Conventional, FHA | 2 | 1.3% | 100% | $130,000 | |
Peoplessouth Bank
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Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $265,000 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 1 | 0.6% | 100% | $305,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $115,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
VA | 1 | 0.6% | 100% | $325,000 | View |
Signature Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $75,000 | |
First State Bank of Blakely
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Conventional | 1 | 0.6% | 100% | $45,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.6% | 100% | $255,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.6% | 20% | $165,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $125,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.6% | 100% | $325,000 | |
MTC Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Towne Mortgage Company
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FHA | 1 | 0.6% | 100% | $175,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $505,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.6% | 50% | $105,000 | |
Staunton Financial Inc
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VA | 1 | 0.6% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 100% | $125,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $115,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Newton Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newton, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Newton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newton, AL
Use these to narrow the list above. Each category shows how many Newton, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Newton, AL
Independent mortgage companies closed 68.6 percent of home loans in Newton, Alabama in 2025, banks 20.8 percent and credit unions 10.7 percent. Consumer First Mortgage, Inc. was the largest mortgage company, Friend Bank the largest bank and Five Star Credit Union the largest credit union. Among lenders headquartered in Alabama, Friend Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newton, AL
By home loans closed in 2025, Friend Bank was the largest mortgage lender in Newton, Alabama with 1 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Newton, Alabama in 2025, led by Rocket Mortgage with 4. 18 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Newton, Alabama in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newton, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newton, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
