Mortgage Lenders and Brokers in Moulton, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Moulton, Alabama mortgage lenders include Regions BankRegions Bank15262 Court St, Moulton, AL 35650A+5.0 ★Texas Ratio: 4.37%, First Southern BankFirst Southern Bank11809 Alabama Highway 157, Moulton, AL 35650F1.0 ★Texas Ratio: 85.21%, CB&S BankCB&S Bank11963 Alabama Highway 157, Moulton, AL 35650C3.6 ★Texas Ratio: 21.51%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Bank IndependentBank Independent22899 Al Highway 24, Moulton, AL 35650A+5.0 ★Texas Ratio: 1.45%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, EvaBankEvaBank1001 N Brindlee Mountain Pkwy, Arab, AL 35016A5.0 ★Texas Ratio: 6.16%, Family Security Credit UnionFamily Security Credit Union11400 AL Highway 157, Moulton, AL 35650A+5.0 ★Texas Ratio: 1.16%, and First Metro BankFirst Metro Bank309 W Washington St, Athens, AL 35611A+5.0 ★Texas Ratio: 1.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moulton, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moulton are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Moulton, Alabama
Market share is the lender's share of all home loans closed in Moulton, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Moulton 15262 Court St, Moulton, AL 35650 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +12 HELOCs |
7.6% | 75% | $93,888 | View |
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1 office in Moulton 11809 Alabama Highway 157, Moulton, AL 35650 F1.0 ★Texas Ratio: 85.21% |
Conventional | 2 | 1.7% | 100% | $360,000 | View |
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11963 Alabama Highway 157, Moulton, AL 35650 C3.6 ★Texas Ratio: 21.51% |
Conventional, HELOC | 4 +7 HELOCs |
3.4% | 66.7% | $180,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, USDA | 4 | 3.4% | 100% | $185,000 | View |
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22899 Al Highway 24, Moulton, AL 35650 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 3 +7 HELOCs |
2.5% | 75% | $121,666 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA, USDA | 3 | 2.5% | 100% | $218,333 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 100% | $215,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 2 | 1.7% | 66.7% | $60,000 | View |
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11400 AL Highway 157, Moulton, AL 35650 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.8% | 50% | $145,000 | View |
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309 W Washington St, Athens, AL 35611 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 33.3% | $95,000 | View |
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324 N Broad St, Albertville, AL 35950 A-4.3 ★Texas Ratio: 0.87% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
First State Bank of the South, Inc
1319 Us Highway 72 E, Athens, AL 35611 |
Conventional | 1 | 0.8% | 100% | $615,000 | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
Consumer First Mortgage, Inc.
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Conventional, FHA, USDA | 5 | 4.2% | 100% | $215,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.8% | 100% | $165,000 | |
Rocket Mortgage
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Conventional, FHA | 10 | 8.5% | 90.9% | $180,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 6.8% | 100% | $177,500 | |
21St Mortgage
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Conventional | 5 | 4.2% | 62.5% | $159,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 4.2% | 27.3% | $139,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 3.4% | 100% | $267,500 | |
Synovus Bank
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FHA, USDA | 4 | 3.4% | 100% | $207,500 | |
Stockton Mortgage Corporation
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FHA, VA | 4 | 3.4% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
2.5% | 60% | $208,333 | |
Mortgage Research Center
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VA | 3 | 2.5% | 100% | $338,333 | |
Towne Mortgage Company
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FHA | 3 | 2.5% | 100% | $268,333 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, USDA | 2 | 1.7% | 100% | $215,000 | View |
United Wholesale Mortgage
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Conventional, VA | 2 | 1.7% | 100% | $220,000 | |
Kind Lending, LLC
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FHA | 2 | 1.7% | 100% | $270,000 | |
Cadence Bank
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Conventional | 1 | 0.8% | 100% | $695,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $145,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.8% | 55.6% | $155,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.8% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
First Colony Mortgage Corporat
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USDA | 1 | 0.8% | 100% | $215,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 50% | $245,000 | View |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.8% | 100% | $195,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $215,000 | |
Milend, Inc
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Victorian Finance, LLC
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VA | 1 | 0.8% | 100% | $255,000 | |
Iserve Residential Lending
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FHA | 1 | 0.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
FHA | 1 | 0.8% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.8% | 100% | $275,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Moulton Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Moulton, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Moulton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moulton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Moulton, AL
Use these to narrow the list above. Each category shows how many Moulton, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Moulton, AL
Independent mortgage companies closed 61 percent of home loans in Moulton, Alabama in 2025, banks 35.6 percent and credit unions 3.4 percent. Consumer First Mortgage, Inc. was the largest mortgage company, Regions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Moulton, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Moulton, Alabama with 9 loans, about 7.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Moulton, Alabama in 2025, led by New American Funding, LLC. with 4. 6 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 3 credit unions closed home loans in Moulton, Alabama in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moulton, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moulton, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moulton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
