Mortgage Lenders and Brokers in Moody, Alabama
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Moody, Alabama mortgage lenders include Truist BankTruist Bank2821 Moody Pkwy, Moody, AL 35004A+5.0 ★Texas Ratio: 2.87%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Metro BankMetro Bank2505 Moody Pkwy, Moody, AL 35004A+5.0 ★Texas Ratio: 5.61%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Legacy Community Federal Credit UnionLegacy Community Federal Credit Union810 Colonial Promenade Pkwy, Alabaster, AL 35007A5.0 ★Texas Ratio: 7.13%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, and Alabama Central Credit UnionAlabama Central Credit Union3601 4th Ave S, Birmingham, AL 35222A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moody, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moody are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Moody, Alabama
Market share is the lender's share of all home loans closed in Moody, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Moody 2821 Moody Pkwy, Moody, AL 35004 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $325,000 | View |
|
1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA, VA | 36 | 6% | 92.3% | $221,944 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 19 | 3.1% | 73.1% | $223,421 | View |
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 17 +14 HELOCs |
2.8% | 55.9% | $163,823 | View |
|
5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 15 | 2.5% | 93.8% | $213,000 | View |
|
2505 Moody Pkwy, Moody, AL 35004 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 11 | 1.8% | 100% | $57,727 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 6 | 1% | 100% | $168,333 | View |
|
810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 4 | 0.7% | 100% | $112,500 | View |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.3% | 100% | $135,000 | View |
|
3601 4th Ave S, Birmingham, AL 35222 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.3% | 100% | $155,000 | View |
|
500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $160,000 | View |
|
111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA | 2 | 0.3% | 100% | $265,000 | View |
|
★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
FHA, USDA | 2 | 0.3% | 50% | $250,000 | View |
|
1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 0.3% | 100% | $415,000 | View |
|
2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA | 2 | 0.3% | 100% | $270,000 | View |
|
★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $205,000 | View |
|
50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | View |
|
2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
|
286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
2460 Moody Pkwy, Moody, AL 35004 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
|
813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.2% | 50% | $95,000 | View |
|
9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
|
Conventional, FHA | 4 | 0.7% | 100% | $110,000 | |
CSL Financial, LLC
|
Conventional | 2 | 0.3% | 100% | $95,000 | |
America'S First Federal CU
|
Conventional, HELOC | 1 +31 HELOCs |
0.2% | 100% | $285,000 | |
Tjc Mortgage Inc
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 41 | 6.8% | 82.4% | $170,609 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 32 | 5.3% | 92.1% | $250,000 | |
Acrisure Mortgage, LLC
|
Conventional, FHA, VA, USDA | 19 | 3.1% | 95% | $311,842 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 19 | 3.1% | 83.3% | $222,368 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
3% | 95% | $247,222 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 18 | 3% | 94.7% | $223,888 | |
Lendlo Mortgage, LLC
|
Conventional, FHA, VA, USDA | 17 | 2.8% | 100% | $190,294 | |
Assurance Financial Group, L.L.C.
|
Conventional, FHA | 16 | 2.6% | 94.1% | $171,250 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 13 | 2.1% | 82.4% | $150,384 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, USDA | 13 | 2.1% | 82.4% | $211,153 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 13 | 2.1% | 92.9% | $236,538 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA, USDA | 12 | 2% | 100% | $203,333 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 12 | 2% | 100% | $204,166 | |
Cadence Bank
|
Conventional, FHA, HELOC | 11 +8 HELOCs |
1.8% | 91.7% | $265,000 | |
Newrez LLC
|
Conventional, FHA, VA | 11 | 1.8% | 70.6% | $285,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 9 | 1.5% | 93.3% | $280,555 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 9 | 1.5% | 100% | $240,555 | |
Mortgage Research Center
|
VA | 9 | 1.5% | 60% | $288,333 | |
Stockton Mortgage Corporation
|
Conventional, FHA, USDA | 9 | 1.5% | 81.8% | $153,888 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 8 +3 HELOCs |
1.3% | 100% | $240,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 7 | 1.2% | 87.5% | $285,000 | |
Nationstar Mortgage
|
Conventional, FHA | 7 | 1.2% | 100% | $156,428 | |
The Loan Store, Inc
|
Conventional, FHA | 7 | 1.2% | 100% | $333,571 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +3 HELOCs |
1% | 100% | $301,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 6 | 1% | 100% | $240,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 5 | 0.8% | 83.3% | $137,000 | |
Kind Lending, LLC
|
Conventional, FHA | 5 | 0.8% | 100% | $261,000 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 5 | 0.8% | 62.5% | $75,000 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA | 5 | 0.8% | 71.4% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 5 | 0.8% | 25% | $149,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 4 | 0.7% | 100% | $237,500 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 4 | 0.7% | 100% | $212,500 | |
The Local Lender, LLC
|
Conventional, FHA, VA | 4 | 0.7% | 100% | $225,000 | |
The Mortgage Firm
|
FHA | 4 | 0.7% | 100% | $245,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 4 | 0.7% | 100% | $280,000 | View |
|
A4.6 ★Texas Ratio: 2.08% |
FHA | 3 | 0.5% | 100% | $278,333 | View |
New Day Financial, LLC.
|
VA | 3 | 0.5% | 50% | $288,333 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 0.5% | 75% | $141,666 | |
21St Mortgage
|
Conventional | 3 | 0.5% | 60% | $128,333 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.5% | 100% | $175,000 | View |
Southwest Funding LP
|
Conventional, FHA | 3 | 0.5% | 100% | $238,333 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.3% | 50% | $200,000 | |
Filo Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $200,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.3% | 100% | $495,000 | View |
Towne Mortgage Company
|
Conventional, VA | 2 | 0.3% | 100% | $270,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $95,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.3% | 100% | $130,000 | View |
Gmfs, LLC
|
Conventional | 2 | 0.3% | 100% | $240,000 | |
|
A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA | 2 | 0.3% | 100% | $205,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.3% | 66.7% | $235,000 | |
Ark-La-Tex Financial Services LLC
|
FHA, USDA | 2 | 0.3% | 100% | $275,000 | |
Goodleap, LLC
|
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | |
Zippy Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
American Financial Resources LLC
|
USDA | 1 | 0.2% | 50% | $285,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.2% | 50% | $85,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Princeton Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.2% | 50% | $185,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Directions Equity, LLC
|
FHA | 1 | 0.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Cmg Mortgage Inc
|
VA | 1 | 0.2% | 100% | $305,000 | |
American Financing Corporation
|
FHA | 1 | 0.2% | 16.7% | $205,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $205,000 | |
First Heritage Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Premier Lending Inc.
|
FHA | 1 | 0.2% | 100% | $315,000 | |
BoxCar Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $285,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Evolve Bank & Trust
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Victorian Finance, LLC
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 100% | $245,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.2% | 50% | $425,000 | |
Lower, LLC
|
VA | 1 | 0.2% | 100% | $285,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.2% | 100% | $415,000 | View |
Right Start Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Hunt Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $215,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.2% | 33.3% | $75,000 | |
Reliance First Capital, LLC
|
USDA | 1 | 0.2% | 100% | $225,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 0.2% | 50% | $45,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Baxter Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Keesler Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Moody Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Moody, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Moody? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moody in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Moody, AL
Use these to narrow the list above. Each category shows how many Moody, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Moody, AL
Independent mortgage companies closed 72.2 percent of home loans in Moody, Alabama in 2025, banks 24.8 percent and credit unions 3 percent. Hamilton Mortgage Corporation was the largest mortgage company, Truist Bank the largest bank and Legacy Community Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Southpoint Bank led with 36 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Moody, AL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Moody, Alabama with 1 loans, about 0.2 percent of the market. The largest lender headquartered in Alabama was Southpoint Bank with 36 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
65 lenders closed FHA loans in Moody, Alabama in 2025, led by Southpoint Bank with 14. 34 lenders closed VA loans, led by United Wholesale Mortgage, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 13 credit unions closed home loans in Moody, Alabama in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moody, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moody, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moody. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
