MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Alabama / Meridianville
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Meridianville, Alabama

Meridianville, Alabama mortgage lenders include Regions BankRegions Bank12076 Highway 231 431 N, Meridianville, AL 35759A+5.0 ★Texas Ratio: 4.37%, Redstone Federal Credit UnionRedstone Federal Credit Union12256 Highway 231 431 N, Meridianville, AL 35759A+5.0 ★Texas Ratio: 2.10%, Pinnacle BankPinnacle Bank112 N Jefferson St, Athens, AL 35611A+5.0 ★Texas Ratio: 3.04%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%, Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, and CB&S BankCB&S Bank1901 E Glenn Ave, Auburn, AL 36830C3.6 ★Texas Ratio: 21.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Meridianville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Meridianville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Meridianville, Alabama

Market share is the lender's share of all home loans closed in Meridianville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Meridianville
12076 Highway 231 431 N, Meridianville, AL 35759
A+5.0 ★Texas Ratio: 4.37%
Conventional, VA, HELOC 7
+4 HELOCs
1.2% 63.6% $217,857 View
12256 Highway 231 431 N, Meridianville, AL 35759
A+5.0 ★Texas Ratio: 2.10%
Conventional, FHA, VA, USDA, HELOC 17
+60 HELOCs
2.8% 85% $263,823 View
112 N Jefferson St, Athens, AL 35611
A+5.0 ★Texas Ratio: 3.04%
Conventional 12 2% 92.3% $132,500 View
615 Quintard Ave, Anniston, AL 36201
A5.0 ★Texas Ratio: 7.51%
Conventional, FHA, VA, USDA 12 2% 92.3% $380,833 View
111 E Market St, Athens, AL 35611
A+5.0 ★Texas Ratio: 2.40%
Conventional, FHA, VA, HELOC 10
+1 HELOCs
1.7% 90.9% $302,000 View
2121 Highland Ave S, Birmingham, AL 35205
A+5.0 ★Texas Ratio: 2.97%
Conventional, FHA, HELOC 7
+1 HELOCs
1.2% 87.5% $176,428 View
2204 Whitesburg Drive Sw, Huntsville, AL 35801
A5.0 ★Texas Ratio: 8.28%
Conventional, VA 4 0.7% 100% $200,000 View
475 Green Springs Hwy, Birmingham, AL 35209 4921
A+5.0 ★Texas Ratio: 3.41%
Conventional, HELOC 3
+2 HELOCs
0.5% 100% $375,000 View
★ 5 stars, 1 review
1605 E University Dr, Auburn, AL 36830
A+5.0 ★Texas Ratio: 2.27%
Conventional, HELOC 2
+4 HELOCs
0.3% 25% $435,000 View
1901 E Glenn Ave, Auburn, AL 36830
C3.6 ★Texas Ratio: 21.51%
Conventional, VA, HELOC 2
+2 HELOCs
0.3% 100% $425,000 View
185 N College St, Auburn, AL 36830
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA, HELOC 2
+1 HELOCs
0.3% 66.7% $290,000 View
14226 Highway 231 431 N, Hazel Green, AL 35750
F2.7 ★Texas Ratio: 42.60%
FHA, VA 2 0.3% 100% $335,000 View
1943 E Glenn Ave, Auburn, AL 36830
A+5.0 ★Texas Ratio: 4.72%
Conventional, FHA 2 0.3% 100% $385,000 View
2320 Moores Mill Rd, Auburn, AL 36830
A5.0 ★Texas Ratio: 8.75%
Conventional 1 0.2% 100% $255,000 View
286 Us Highway 31 S, Athens, AL 35611
A+5.0 ★Texas Ratio: 2.46%
Conventional 1 0.2% 100% $105,000 View
500 Colonial Promenade Pkwy, Alabaster, AL 35007
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.2% 100% $215,000 View
321 S Jefferson St, Athens, AL 35611
A+5.0 ★Texas Ratio: 2.25%
Conventional 1 0.2% 100% $345,000 View
3617 Highway 280, Alexander City, AL 35010
A+5.0 ★Texas Ratio: 4.39%
HELOC 0
+3 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
10745 Highway 119, Alabaster, AL 35007
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+2 HELOCs
0% n/a View
337 Airport Rd Ste A, Auburn, AL 36830
A+5.0 ★Texas Ratio: 1.74%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.2% 100% $535,000 View
Hamilton Mortgage Corporation
VA 1 0.2% 100% $325,000
C-3.6 ★Texas Ratio: 31.27%
Conventional, FHA, VA, USDA 66 11% 100% $302,878 View
Rocket Mortgage
Conventional, FHA, VA 42 7% 87.8% $214,761
United Wholesale Mortgage
Conventional, FHA, VA, USDA, HELOC 36
+1 HELOCs
6% 97.3% $331,944
Lennar Mortgage, LLC
Conventional, FHA, VA, USDA 25 4.2% 73.5% $302,600
DSLD Mortgage LLC
Conventional, FHA, VA, USDA 25 4.2% 100% $269,400
Freedom Mortgage Corporation
Conventional, FHA, VA 22 3.7% 92.9% $341,818
Mortgage Research Center
Conventional, VA 21 3.5% 75% $425,476
loanDepot.com LLC
Conventional, FHA, VA, USDA 18 3% 83.3% $246,666
DHI Mortgage Company, LTD.
Conventional, FHA, VA, USDA 18 3% 69.2% $312,777
Pennymac Loan Services LLC
Conventional, FHA, VA 16 2.7% 88.9% $327,500
Stockton Mortgage Corporation
Conventional, FHA, VA, USDA 16 2.7% 88.9% $318,125
Canopy Mortgage, LLC
Conventional, FHA, VA 11 1.8% 100% $307,727
Vanderbilt Mortgage and Finance, Inc
Conventional, FHA, VA 11 1.8% 64.7% $363,181
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 10
+1 HELOCs
1.7% 100% $303,000
Assurance Financial Group, L.L.C.
Conventional, FHA, VA, Jumbo 10 1.7% 100% $537,000
Acrisure Mortgage, LLC
FHA, USDA 9 1.5% 81.8% $275,000
Planet Home Lending, LLC
Conventional, FHA, VA 9 1.5% 100% $418,333
New American Funding, LLC.
Conventional, FHA, VA 9 1.5% 90% $266,111
Nationstar Mortgage
Conventional, FHA 8 1.3% 72.7% $122,500
A4.6 ★Texas Ratio: 2.08%
Conventional, FHA, VA 6 1% 85.7% $440,000 View
Union Home Mortgage Corp.
Conventional, FHA, VA 6 1% 100% $376,666
Victorian Finance, LLC
Conventional, FHA 6 1% 85.7% $268,333
Newrez LLC
Conventional, VA 5 0.8% 41.7% $287,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA, USDA 4 0.7% 100% $287,500
PHH Mortgage Corporation
FHA, VA 4 0.7% 100% $380,000
Spring Eq, LLC
Conventional, HELOC 3
+2 HELOCs
0.5% 66.7% $128,333
The Loan Store, Inc
Conventional, HELOC 3
+1 HELOCs
0.5% 100% $241,666
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 3 0.5% 83.3% $215,000
Cmg Mortgage Inc
Conventional, VA 3 0.5% 100% $338,333
Click n' Close, Inc.
Conventional, FHA 3 0.5% 100% $248,333
A+5.0 ★Texas Ratio: 2.14%
FHA, VA 3 0.5% 100% $315,000 View
Village Capital & Investment
FHA, VA 3 0.5% 100% $338,333
Cadence Bank
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $205,000
A+5.0 ★Texas Ratio: 1.01%
Conventional 2 0.3% 100% $435,000 View
American Financial Resources LLC
FHA, USDA 2 0.3% 100% $205,000
Contour Mortgage Corporation
FHA 2 0.3% 100% $405,000
Everett Financial, Inc.
FHA 2 0.3% 66.7% $265,000
Nbkc Bank
Conventional, VA 2 0.3% 100% $270,000
Equity Prime Mortgage LLC
FHA, VA 2 0.3% 66.7% $335,000
AmeriHome Mortgage Company, LLC
FHA 2 0.3% 66.7% $355,000
Amerisave Mortgage Company
Conventional, VA, Jumbo 2 0.3% 20% $440,000
A5.0 ★Texas Ratio: 13.21%
Conventional, VA 2 0.3% 100% $305,000 View
First Colony Mortgage Corporat
VA 2 0.3% 100% $380,000
B-3.5 ★Texas Ratio: 6.80%
VA 2 0.3% 66.7% $195,000 View
Synovus Bank
Conventional, USDA 2 0.3% 100% $290,000
Mutual of Omaha Mortgage
Conventional, FHA 2 0.3% 50% $165,000
A+5.0 ★Texas Ratio: 4.07%
Conventional 2 0.3% 100% $175,000 View
A+5.0 ★Texas Ratio: 5.42%
Conventional 2 0.3% 100% $380,000 View
B+4.8 ★Texas Ratio: 16.98%
VA 2 0.3% 100% $255,000 View
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $295,000 View
Pentagon Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $225,000
Panorama Mortgage Group, LLC
FHA 1 0.2% 100% $335,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.2% 100% $345,000 View
Cornerstone First Mortgage, LLC
Conventional 1 0.2% 100% $665,000
Consumer Real Estate Finance Co DBA Society Mortgage
Conventional 1 0.2% 100% $225,000
Primelending
Conventional 1 0.2% 50% $315,000
Primary Residential Mortgage, INC.
VA 1 0.2% 100% $445,000
A+5.0 ★Texas Ratio: 3.21%
Conventional 1 0.2% 100% $105,000 View
SWBC Mortgage Corporation
FHA 1 0.2% 100% $385,000
A+5.0 ★Texas Ratio: 3.16%
Conventional 1 0.2% 100% $145,000 View
Sage Home Loans Corporation
Conventional 1 0.2% 100% $255,000
MortgageOne, Inc
VA 1 0.2% 100% $255,000
Brighton Bank
VA 1 0.2% 100% $305,000
Movement Mortgage, LLC
USDA 1 0.2% 100% $225,000
Loanunited.Com, LLC
VA 1 0.2% 100% $435,000
A+5.0 ★Texas Ratio: 4.11%
USDA 1 0.2% 100% $205,000 View
Guild Mortgage Company
VA 1 0.2% 100% $615,000
★ 5 stars, 1 review
A5.0 ★Texas Ratio: 7.54%
Conventional 1 0.2% 100% $525,000 View
A+5.0 ★Texas Ratio: 5.05%
FHA 1 0.2% 100% $285,000 View
A5.0 ★Texas Ratio: 8.47%
Conventional 1 0.2% 100% $275,000 View
HomeBridge Financial Services, Inc
FHA 1 0.2% 100% $415,000
Nqm Funding, LLC
Conventional 1 0.2% 100% $125,000
Discover Bank
Conventional 1 0.2% 16.7% $55,000
Calcon Mutual Mortgage LLC
VA 1 0.2% 100% $375,000
Land Home Financial Services,
Conventional 1 0.2% 100% $85,000
Credence Funding Corporation
VA 1 0.2% 100% $265,000
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.2% 100% $695,000 View
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.2% 100% $215,000 View
Better Mortgage Corporation
Conventional 1 0.2% 100% $355,000
Iserve Residential Lending
FHA 1 0.2% 100% $245,000
Mortgage Solutions of Colorado
VA 1 0.2% 100% $335,000
First Continental Mortgage, Ltd.
FHA 1 0.2% 100% $415,000
Nations Direct Mortgage, LLC
Conventional 1 0.2% 100% $235,000
TowneBank
Conventional 1 0.2% 100% $165,000
A-5.0 ★Texas Ratio: 14.97%
VA 1 0.2% 100% $405,000 View
Gmfs, LLC
FHA 1 0.2% 100% $265,000
Fairway Independent Mort Corp
VA, Jumbo 1 0.2% 100% $845,000
A+5.0 ★Texas Ratio: 0.51%
FHA 1 0.2% 50% $325,000 View
Reliance First Capital, LLC
FHA 1 0.2% 100% $175,000
Loan Simple, Inc.
FHA 1 0.2% 100% $275,000
Plaza Home Mortgage, Inc
FHA 1 0.2% 100% $295,000
Ark-La-Tex Financial Services LLC
FHA 1 0.2% 100% $275,000
Goodleap, LLC
HELOC 0
+2 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
Northrop Grumman Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Meridianville, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Meridianville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Meridianville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Meridianville, AL

Use these to narrow the list above. Each category shows how many Meridianville, AL lenders fit and what that kind of lender is usually best for.

Who Lends in Meridianville, AL

Independent mortgage companies closed 77.1 percent of home loans in Meridianville, Alabama in 2025, banks 17 percent and credit unions 5.8 percent. Hamilton Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 7 loans.

77.1%
Mortgage companies
17%
Banks
5.8%
Credit unions
25%
FHA loans
31%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Meridianville, AL

Who is the largest mortgage lender in Meridianville, AL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Meridianville, Alabama with 7 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Meridianville, AL have the highest approval rates?

Among lenders with meaningful volume in Meridianville, Alabama, Heritage Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Meridianville, AL mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Meridianville, Alabama in 2025, led by Heritage Mortgage, LLC with 27. 53 lenders closed VA loans, led by Mortgage Research Center, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Meridianville, AL lender list?

Yes. 43 banks and 7 credit unions closed home loans in Meridianville, Alabama in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Meridianville, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Meridianville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Meridianville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Meridianville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.