Mortgage Lenders and Brokers in Magnolia Springs, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Magnolia Springs, Alabama mortgage lenders include Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Community Bank of MississippiCommunity Bank of Mississippi813 Shades Creek Pkwy, Birmingham, AL 35209A+5.0 ★Texas Ratio: 3.09%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, Bryant BankBryant Bank286 Us Highway 31 S, Athens, AL 35611A+5.0 ★Texas Ratio: 2.46%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, and Merchants & Marine BankMerchants & Marine Bank27765 Us Highway 98, Daphne, AL 36526A5.0 ★Texas Ratio: 9.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Magnolia Springs, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Magnolia Springs are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Magnolia Springs, Alabama
Market share is the lender's share of all home loans closed in Magnolia Springs, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 5 +2 HELOCs |
2.1% | 83.3% | $323,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
2.1% | 100% | $379,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $345,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 0.8% | 100% | $360,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.8% | 100% | $235,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 25% | $605,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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27765 Us Highway 98, Daphne, AL 36526 A5.0 ★Texas Ratio: 9.99% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
Conventional | 1 | 0.4% | 100% | $255,000 | |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.4% | 50% | $145,000 | View |
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24989 State St, Elberta, AL 36530 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 50% | $325,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.4% | 100% | $315,000 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 33 | 13.7% | 60.7% | $265,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 32 | 13.3% | 84.2% | $266,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 11.6% | 83.3% | $220,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 9 | 3.7% | 90% | $272,777 | |
DSLD Mortgage LLC
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Conventional, FHA, VA | 8 | 3.3% | 100% | $283,750 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 5 | 2.1% | 83.3% | $399,000 | |
PenAir Credit Union
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Conventional, HELOC | 4 +2 HELOCs |
1.7% | 80% | $42,500 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.7% | 100% | $100,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 4 | 1.7% | 100% | $307,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.7% | 80% | $122,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 1.2% | 100% | $218,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.2% | 75% | $131,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.2% | 75% | $181,666 | |
Credit Human Federal Credit Un
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Conventional | 3 | 1.2% | 71.4% | $118,333 | |
New Day Financial, LLC.
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VA | 3 | 1.2% | 100% | $305,000 | |
The Loan Store, Inc
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Conventional | 3 | 1.2% | 100% | $371,666 | |
21St Mortgage
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Conventional | 3 | 1.2% | 25% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1.2% | 33.3% | $148,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.8% | 66.7% | $285,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.8% | 100% | $260,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.8% | 100% | $300,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.8% | 100% | $230,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.8% | 100% | $270,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $140,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $295,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.8% | 100% | $340,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.8% | 100% | $365,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $85,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $325,000 | |
Mortgage Solutions of Colorado
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FHA | 2 | 0.8% | 100% | $280,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $340,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, USDA | 2 | 0.8% | 66.7% | $275,000 | View |
Plaza Home Mortgage, Inc
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FHA, USDA | 2 | 0.8% | 100% | $290,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $265,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
Greenstate Credit Union
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VA | 1 | 0.4% | 100% | $275,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.4% | 100% | $245,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.4% | 100% | $225,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $265,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $195,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.4% | 100% | $135,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 50% | $115,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $675,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
The Farmers Bank
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 25% | $295,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Gmfs, LLC
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Conventional | 1 | 0.4% | 100% | $515,000 | |
Fairway Independent Mort Corp
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USDA | 1 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.4% | 33.3% | $645,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $255,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Magnolia Springs Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Magnolia Springs, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Magnolia Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Magnolia Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Magnolia Springs, AL
Use these to narrow the list above. Each category shows how many Magnolia Springs, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Magnolia Springs, AL
Independent mortgage companies closed 79.3 percent of home loans in Magnolia Springs, Alabama in 2025, banks 15.4 percent and credit unions 5.4 percent. DHI Mortgage Company, LTD. was the largest mortgage company, Trustmark Bank the largest bank and All In Credit Union the largest credit union. Among lenders headquartered in Alabama, First Federal Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Magnolia Springs, AL
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Magnolia Springs, Alabama with 5 loans, about 2.1 percent of the market. The largest lender headquartered in Alabama was First Federal Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Magnolia Springs, Alabama in 2025, led by Lennar Mortgage, LLC with 19. 20 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Magnolia Springs, Alabama in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Magnolia Springs, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Magnolia Springs, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Magnolia Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
