Mortgage Lenders and Brokers in Luverne, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Luverne, Alabama mortgage lenders include First Citizens BankFirst Citizens Bank100 W 3rd St, Luverne, AL 36049A5.0 ★Texas Ratio: 9.58%, Brantley Bank and Trust CompanyBrantley Bank and Trust Company207 South Forest Avenue, Luverne, AL 36049B4.5 ★Texas Ratio: 20.57%, CCB Community BankCCB Community Bank225 E Three Notch St, Andalusia, AL 36420A+5.0 ★Texas Ratio: 1.73%, Max Credit UnionMax Credit Union336 N Gay St, Auburn, AL 36830 3992A+5.0 ★Texas Ratio: 2.18%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank629 E Main St, Albertville, AL 35950A+5.0 ★Texas Ratio: 2.87%, Troy Bank and TrustTroy Bank and Trust6 Atlantic St, Ariton, AL 36311A5.0 ★Texas Ratio: 7.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, Guardian Credit UnionGuardian Credit Union1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431A+5.0 ★Texas Ratio: 5.47%, and Hancock Whitney BankHancock Whitney Bank1712 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Luverne, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Luverne are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Luverne, Alabama
Market share is the lender's share of all home loans closed in Luverne, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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100 W 3rd St, Luverne, AL 36049 A5.0 ★Texas Ratio: 9.58% |
Conventional | 24 | 23.5% | 100% | $110,416 | View |
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1 office in Luverne 207 South Forest Avenue, Luverne, AL 36049 B4.5 ★Texas Ratio: 20.57% |
Conventional | 16 | 15.7% | 73.9% | $128,750 | View |
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225 E Three Notch St, Andalusia, AL 36420 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 2 | 2% | 100% | $390,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 1% | 100% | $75,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1% | 50% | $95,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1% | 100% | $185,000 | View |
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6 Atlantic St, Ariton, AL 36311 A5.0 ★Texas Ratio: 7.44% |
Conventional | 1 | 1% | 50% | $485,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 13 | 12.7% | 61.9% | $204,230 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 6.9% | 50% | $103,571 | |
Union Home Mortgage Corp.
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Conventional | 5 | 4.9% | 100% | $199,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 3.9% | 83.3% | $290,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 3.9% | 100% | $122,500 | |
Mortgage Research Center
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VA | 3 | 2.9% | 100% | $168,333 | |
CrossCountry Mortgage, LLC
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VA | 2 | 2% | 100% | $305,000 | |
Assurance Financial Group, L.L.C.
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FHA | 2 | 2% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 2 | 2% | 100% | $130,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 2% | 100% | $95,000 | |
American Financial Resources LLC
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USDA | 1 | 1% | 50% | $85,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1% | 100% | $175,000 | |
Click n' Close, Inc.
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Conventional | 1 | 1% | 100% | $105,000 | |
Planet Home Lending, LLC
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VA | 1 | 1% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $45,000 | |
Stockton Mortgage Corporation
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VA | 1 | 1% | 100% | $225,000 | |
Mission Loans, LLC
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Conventional | 1 | 1% | 100% | $65,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1% | 100% | $145,000 | |
21St Mortgage
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Conventional | 1 | 1% | 50% | $95,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1% | 100% | $35,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 1% | 50% | $75,000 |
Luverne Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Luverne, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Luverne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Luverne in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Luverne, AL
Use these to narrow the list above. Each category shows how many Luverne, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Luverne, AL
Independent mortgage companies closed 53.9 percent of home loans in Luverne, Alabama in 2025, banks 45.1 percent and credit unions 1 percent. Rocket Mortgage was the largest mortgage company, First Citizens Bank the largest bank and Max Credit Union the largest credit union. Among lenders headquartered in Alabama, First Citizens Bank led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Luverne, AL
By home loans closed in 2025, First Citizens Bank was the largest mortgage lender in Luverne, Alabama with 24 loans, about 23.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Luverne, Alabama in 2025, led by Rocket Mortgage with 4. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Luverne, Alabama in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Luverne, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Luverne, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Luverne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
