Mortgage Lenders and Brokers in Loxley, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Loxley, Alabama mortgage lenders include Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, First Horizon BankFirst Horizon Bank2340 Woodcrest Pl, Birmingham, AL 35209A+5.0 ★Texas Ratio: 5.76%, Bryant BankBryant Bank286 Us Highway 31 S, Athens, AL 35611A+5.0 ★Texas Ratio: 2.46%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, United BankUnited Bank1059 W Loxley Ave, Loxley, AL 36551A+5.0 ★Texas Ratio: 2.15%, Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%, Community Bank of MississippiCommunity Bank of Mississippi813 Shades Creek Pkwy, Birmingham, AL 35209A+5.0 ★Texas Ratio: 3.09%, and River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Loxley, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Loxley are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Loxley, Alabama
Market share is the lender's share of all home loans closed in Loxley, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 18 +6 HELOCs |
3.8% | 90% | $291,111 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 16 +7 HELOCs |
3.4% | 72.7% | $203,750 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 15 | 3.2% | 73.9% | $185,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 4 | 0.9% | 80% | $227,500 | View |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 4 | 0.9% | 80% | $302,500 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.9% | 100% | $142,500 | View |
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1059 W Loxley Ave, Loxley, AL 36551 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 4 | 0.9% | 66.7% | $130,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA, VA | 4 | 0.9% | 100% | $280,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $258,333 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $231,666 | View |
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7146 Stone Dr, Daphne, AL 36526 4825 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 0.6% | 75% | $248,333 | View |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 66.7% | $50,000 | |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $445,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, VA | 2 | 0.4% | 66.7% | $315,000 | View |
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861 Edwards Ave, Fairhope, AL 36532 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 2 | 0.4% | 100% | $545,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
Conventional, Jumbo | 2 | 0.4% | 100% | $600,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 0.4% | 100% | $535,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 0.4% | 100% | $295,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $355,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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115 Old Fort Rd W, Fort Deposit, AL 36032 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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100 N Court Sq, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.18% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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2121 S Hickory St, Loxley, AL 36551 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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24989 State St, Elberta, AL 36530 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CSL Financial, LLC
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Conventional | 3 | 0.6% | 100% | $101,666 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 44 | 9.4% | 82.5% | $237,727 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 31 | 6.6% | 91.4% | $255,322 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 6.4% | 88.2% | $271,000 | |
21St Mortgage
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Conventional | 23 | 4.9% | 50% | $129,347 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 17 | 3.6% | 72% | $290,294 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +9 HELOCs |
3.2% | 71.4% | $202,333 | |
PenAir Credit Union
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Conventional, FHA, HELOC | 8 +17 HELOCs |
1.7% | 52.9% | $183,750 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.7% | 90% | $310,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 1.5% | 77.8% | $265,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.5% | 80% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 7 | 1.5% | 100% | $199,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.3% | 100% | $263,333 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.1% | 62.5% | $231,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 5 | 1.1% | 34.1% | $141,000 | View |
Mortgage Research Center
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VA | 5 | 1.1% | 55.6% | $267,000 | |
New American Funding, LLC.
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Conventional, VA | 5 | 1.1% | 71.4% | $211,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional, HELOC | 4 +5 HELOCs |
0.9% | 66.7% | $142,500 | |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $192,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 0.9% | 100% | $267,500 | |
Stockton Mortgage Corporation
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Conventional, FHA | 4 | 0.9% | 100% | $200,000 | |
Cadence Bank
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Conventional, HELOC | 3 +4 HELOCs |
0.6% | 100% | $231,666 | |
Gulf Winds Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $158,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $265,000 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.6% | 100% | $251,666 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 3 | 0.6% | 100% | $171,666 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $258,333 | View |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 3 | 0.6% | 75% | $275,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.6% | 60% | $315,000 | |
Embrace Home Loans, Inc.
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FHA | 3 | 0.6% | 100% | $225,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.6% | 100% | $111,666 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 3 | 0.6% | 100% | $298,333 | View |
Southwest Stage Funding LLC
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Conventional | 3 | 0.6% | 66.7% | $151,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 0.6% | 75% | $305,000 | |
Keesler Federal Credit Union
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Conventional, FHA | 3 | 0.6% | 100% | $415,000 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 3 | 0.6% | 100% | $335,000 | |
Hometrust Mortgage Company
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Conventional, FHA | 3 | 0.6% | 100% | $338,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $225,000 | |
Goodleap, LLC
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FHA | 2 | 0.4% | 100% | $295,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $190,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.4% | 100% | $680,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $155,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.4% | 40% | $335,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $330,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 0.4% | 100% | $105,000 | |
Navigator Credit Union
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Conventional | 2 | 0.4% | 100% | $200,000 | |
Delta Community Credit Union
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Conventional | 2 | 0.4% | 100% | $70,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.4% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 2 | 0.4% | 66.7% | $760,000 | View |
Southeast Mortgage of Georgia, Inc.
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Conventional | 2 | 0.4% | 100% | $295,000 | |
Towne Mortgage Company
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VA | 2 | 0.4% | 100% | $370,000 | |
Geneva Financial LLC
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FHA | 2 | 0.4% | 100% | $260,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $235,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.4% | 100% | $380,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 42.9% | $130,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.4% | 100% | $215,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 16.7% | $45,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.2% | 100% | $255,000 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.2% | 33.3% | $115,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $595,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 8.3% | $515,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $185,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.2% | 100% | $405,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $85,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 100% | $195,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Mid-Continent Funding, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $225,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $85,000 | |
T2 Financial LLC
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USDA | 1 | 0.2% | 100% | $275,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 50% | $205,000 | |
Synovus Bank
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VA | 1 | 0.2% | 100% | $475,000 | |
First South Farm Credit, ACA
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Acopia, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.2% | 100% | $375,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 80% | $435,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Loxley Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Loxley, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Loxley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Loxley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Loxley, AL
Use these to narrow the list above. Each category shows how many Loxley, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Loxley, AL
Independent mortgage companies closed 64.2 percent of home loans in Loxley, Alabama in 2025, banks 26 percent and credit unions 9.8 percent. CSL Financial, LLC was the largest mortgage company, Trustmark Bank the largest bank and New Horizons Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Loxley, AL
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Loxley, Alabama with 18 loans, about 3.8 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Loxley, Alabama in 2025, led by Lennar Mortgage, LLC with 12. 32 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 47 banks and 13 credit unions closed home loans in Loxley, Alabama in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Loxley, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Loxley, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Loxley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
