Mortgage Lenders and Brokers in Lillian, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lillian, Alabama mortgage lenders include United BankUnited Bank34354 Us Highway 98, Lillian, AL 36549A+5.0 ★Texas Ratio: 2.15%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, Hancock Whitney BankHancock Whitney Bank1712 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 3.41%, Family Security Credit UnionFamily Security Credit Union5976 US Highway 431, Albertville, AL 35950 2008A+5.0 ★Texas Ratio: 1.16%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Bryant BankBryant Bank286 Us Highway 31 S, Athens, AL 35611A+5.0 ★Texas Ratio: 2.46%, Alabama State Employees CUAlabama State Employees CU1400 Woodfin Ln Ste D, Clanton, AL 35045 8746A+5.0 ★Texas Ratio: 1.25%, and CSL Financial, LLCCSL Financial, LLCBirmingham, AL. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lillian, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lillian are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lillian, Alabama
Market share is the lender's share of all home loans closed in Lillian, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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34354 Us Highway 98, Lillian, AL 36549 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 2.7% | 100% | $338,333 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 66.7% | $100,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 2 | 1.8% | 100% | $340,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $215,000 | View |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CSL Financial, LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 13.5% | 88.2% | $177,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 8.1% | 100% | $281,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +1 HELOCs |
7.2% | 72.7% | $213,750 | |
Mortgage Research Center
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VA | 6 | 5.4% | 87.5% | $243,333 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 4.5% | 100% | $161,000 | |
New American Funding, LLC.
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FHA, VA | 4 | 3.6% | 100% | $245,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.7% | 100% | $178,333 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 2.7% | 75% | $301,666 | |
PenAir Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.8% | 66.7% | $290,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $195,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.8% | 100% | $145,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $255,000 | |
Synovus Bank
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Conventional, USDA | 2 | 1.8% | 100% | $110,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1.8% | 66.7% | $140,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 2 | 1.8% | 66.7% | $230,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.9% | 100% | $135,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $85,000 | |
Nbkc Bank
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VA | 1 | 0.9% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.9% | 100% | $335,000 | |
Kind Lending, LLC
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FHA | 1 | 0.9% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
PHH Mortgage Corporation
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VA | 1 | 0.9% | 100% | $325,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.9% | 100% | $385,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
First Option Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.9% | 100% | $125,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.9% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $65,000 | |
The Mortgage Firm
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Acopia, LLC
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VA | 1 | 0.9% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.9% | 75% | $165,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.9% | 100% | $335,000 | |
21St Mortgage
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Conventional | 1 | 0.9% | 50% | $75,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.9% | 50% | $215,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.9% | 100% | $85,000 | |
Southwest Funding LP
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FHA | 1 | 0.9% | 100% | $355,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Hometrust Mortgage Company
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FHA | 1 | 0.9% | 100% | $225,000 | |
Village Capital & Investment
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FHA | 1 | 0.9% | 100% | $305,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lillian Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lillian, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Lillian? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lillian in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lillian, AL
Use these to narrow the list above. Each category shows how many Lillian, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Lillian, AL
Independent mortgage companies closed 75.7 percent of home loans in Lillian, Alabama in 2025, banks 14.4 percent and credit unions 9.9 percent. CSL Financial, LLC was the largest mortgage company, United Bank the largest bank and Family Security Credit Union the largest credit union. Among lenders headquartered in Alabama, United Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lillian, AL
By home loans closed in 2025, United Bank was the largest mortgage lender in Lillian, Alabama with 3 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Lillian, Alabama in 2025, led by New American Funding, LLC. with 3. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 5 credit unions closed home loans in Lillian, Alabama in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lillian, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lillian, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lillian. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
