Mortgage Lenders and Brokers in Jemison, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jemison, Alabama mortgage lenders include Regions BankRegions Bank24651 Us Highway 31, Jemison, AL 35085A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank24634 Us Highway 31, Jemison, AL 35085A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Central State BankCentral State Bank9331 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 1.93%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, Marion Community BankMarion Community Bank24747 Us Highway 31, Jemison, AL 35085C3.8 ★Texas Ratio: 23.16%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Guardian Credit UnionGuardian Credit Union1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431A+5.0 ★Texas Ratio: 5.47%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, and Mutual Savings Credit UnionMutual Savings Credit Union1030 Lee St, Alexander City, AL 35010 2655A+5.0 ★Texas Ratio: 1.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jemison, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jemison are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jemison, Alabama
Market share is the lender's share of all home loans closed in Jemison, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jemison 24651 Us Highway 31, Jemison, AL 35085 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 12 +7 HELOCs |
5.2% | 81.2% | $177,500 | View |
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★ 1 stars, 1 review 1 office in Jemison 24634 Us Highway 31, Jemison, AL 35085 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $95,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
4.3% | 66.7% | $190,000 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 10 | 4.3% | 91.7% | $114,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 7 +4 HELOCs |
3% | 87.5% | $200,714 | View |
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24747 Us Highway 31, Jemison, AL 35085 C3.8 ★Texas Ratio: 23.16% |
Conventional | 5 | 2.2% | 71.4% | $91,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 3 | 1.3% | 100% | $195,000 | View |
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1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $220,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional | 2 | 0.9% | 100% | $175,000 | View |
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1030 Lee St, Alexander City, AL 35010 2655 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 2 | 0.9% | 66.7% | $85,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA | 2 | 0.9% | 100% | $235,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 50% | $135,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $565,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
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Conventional, FHA, VA, USDA | 24 | 10.4% | 100% | $190,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
America'S First Federal CU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
21St Mortgage
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Conventional | 15 | 6.5% | 45.5% | $131,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 5.7% | 87.5% | $211,153 | |
United Wholesale Mortgage
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Conventional, FHA | 11 | 4.8% | 91.7% | $241,363 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 8 | 3.5% | 100% | $192,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 3.5% | 26.7% | $146,250 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 5 | 2.2% | 73.3% | $177,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 2.2% | 85.7% | $255,000 | |
Southwest Stage Funding LLC
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Conventional | 5 | 2.2% | 100% | $119,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1.7% | 71.4% | $172,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $212,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.7% | 100% | $247,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 1.7% | 100% | $165,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $151,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.3% | 50% | $81,666 | |
Mortgage Research Center
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VA | 3 | 1.3% | 75% | $221,666 | |
Prosperity Home Mortgage, LLC
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FHA, USDA | 3 | 1.3% | 42.9% | $178,333 | |
Stockton Mortgage Corporation
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FHA, USDA, HELOC | 2 +2 HELOCs |
0.9% | 100% | $245,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 0.9% | 100% | $200,000 | |
loanDepot.com LLC
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FHA | 2 | 0.9% | 100% | $95,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $210,000 | |
Princeton Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $195,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.9% | 100% | $90,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $50,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.9% | 100% | $150,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $285,000 | |
Cadence Bank
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Verus
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.4% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
Primelending
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FHA | 1 | 0.4% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
Newrez LLC
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VA | 1 | 0.4% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.4% | 100% | $255,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $525,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $515,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.4% | 100% | $295,000 | |
The Local Lender, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Milend, Inc
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Conventional | 1 | 0.4% | 50% | $235,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Leaderone Financial Corp.
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USDA | 1 | 0.4% | 100% | $265,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Jemison Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jemison, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Jemison? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jemison in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jemison, AL
Use these to narrow the list above. Each category shows how many Jemison, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Jemison, AL
Independent mortgage companies closed 69.6 percent of home loans in Jemison, Alabama in 2025, banks 26.1 percent and credit unions 4.3 percent. Hamilton Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Guardian Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jemison, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Jemison, Alabama with 12 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Jemison, Alabama in 2025, led by Hamilton Mortgage Corporation with 8. 13 lenders closed VA loans, led by Hamilton Mortgage Corporation, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 10 credit unions closed home loans in Jemison, Alabama in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jemison, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jemison, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jemison. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
