Mortgage Lenders and Brokers in Jacksons' Gap, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jacksons' Gap, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank629 E Main St, Albertville, AL 35950A+5.0 ★Texas Ratio: 2.87%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, First Bank of AlabamaFirst Bank of Alabama1100 Quintard Ave, Anniston, AL 36201C+4.0 ★Texas Ratio: 26.59%, First Community Bank of Central AlabamaFirst Community Bank of Central Alabama1875 Kowaliga Rd, Eclectic, AL 36024A4.6 ★Texas Ratio: 2.08%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, Southern Energy Credit UnionSouthern Energy Credit Union925 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 0.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, and Guardian Credit UnionGuardian Credit Union1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431A+5.0 ★Texas Ratio: 5.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jacksons' Gap, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jacksons' Gap are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jacksons' Gap, Alabama
Market share is the lender's share of all home loans closed in Jacksons' Gap, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
5.9% | 100% | $727,857 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 4 | 3.4% | 80% | $880,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
2.5% | 80% | $828,333 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $280,000 | View |
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1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59% |
Conventional, Jumbo | 2 | 1.7% | 100% | $630,000 | View |
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1875 Kowaliga Rd, Eclectic, AL 36024 A4.6 ★Texas Ratio: 2.08% |
Conventional, Jumbo | 2 | 1.7% | 100% | $645,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.8% | 50% | $1,005,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $765,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
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520 N Broadway St, Ashford, AL 36312 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.8% | 100% | $625,000 | View |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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100 N Court Sq, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.18% |
Conventional | 1 | 0.8% | 100% | $545,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.8% | 100% | $565,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 16 | 13.4% | 94.4% | $803,125 | |
PHH Mortgage Corporation
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Conventional | 6 | 5% | 100% | $376,666 | |
Peoples Mortgage Company
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Conventional, FHA | 5 | 4.2% | 100% | $277,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 3.4% | 100% | $202,500 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 3 | 2.5% | 100% | $548,333 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.5% | 35.7% | $121,666 | |
EMM Loans LLC
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Conventional | 2 | 1.7% | 100% | $650,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA | 2 | 1.7% | 75% | $305,000 | View |
Everett Financial, Inc.
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Conventional, Jumbo | 2 | 1.7% | 100% | $1,340,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $80,000 | |
Newrez LLC
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Conventional, USDA | 2 | 1.7% | 100% | $280,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 1.7% | 100% | $575,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.7% | 100% | $555,000 | |
New Day Financial, LLC.
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VA | 2 | 1.7% | 100% | $395,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 66.7% | $490,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 1.7% | 100% | $600,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $405,000 | |
Cadence Bank
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Conventional | 1 | 0.8% | 100% | $685,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.8% | 100% | $125,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.8% | 100% | $755,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.8% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.8% | 100% | $625,000 | View |
Nbkc Bank
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Conventional, Jumbo | 1 | 0.8% | 100% | $955,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $545,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $425,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 50% | $55,000 | |
Delta Community Credit Union
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,675,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $545,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.8% | 100% | $135,000 | |
Synovus Bank
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $375,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.8% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,075,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.8% | 100% | $105,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 0.8% | 100% | $825,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,505,000 | View |
21St Mortgage
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Conventional | 1 | 0.8% | 25% | $165,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.8% | 100% | $155,000 | |
Leaderone Financial Corp.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,615,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $165,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Jacksons' Gap Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jacksons' Gap, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Jacksons' Gap? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jacksons' Gap in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jacksons' Gap, AL
Use these to narrow the list above. Each category shows how many Jacksons' Gap, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Jacksons' Gap, AL
Independent mortgage companies closed 60.5 percent of home loans in Jacksons' Gap, Alabama in 2025, banks 35.3 percent and credit unions 4.2 percent. United Wholesale Mortgage was the largest mortgage company, Regions Bank the largest bank and Southern Energy Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jacksons' Gap, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Jacksons' Gap, Alabama with 7 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Jacksons' Gap, Alabama in 2025, led by United Wholesale Mortgage with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 6 credit unions closed home loans in Jacksons' Gap, Alabama in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jacksons' Gap, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jacksons' Gap, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jacksons' Gap. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
