Mortgage Lenders and Brokers in Irondale, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Irondale, Alabama mortgage lenders include Truist BankTruist Bank1500 Montclair Rd, Irondale, AL 35210A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, Legacy Community Federal Credit UnionLegacy Community Federal Credit Union810 Colonial Promenade Pkwy, Alabaster, AL 35007A5.0 ★Texas Ratio: 7.13%, and First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Irondale, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Irondale are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Irondale, Alabama
Market share is the lender's share of all home loans closed in Irondale, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Irondale 1500 Montclair Rd, Irondale, AL 35210 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, Jumbo, HELOC | 27 +33 HELOCs |
6.8% | 70.2% | $262,037 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, Jumbo | 14 | 3.5% | 100% | $399,285 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
3% | 100% | $371,666 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2% | 80% | $287,500 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA | 6 | 1.5% | 100% | $278,333 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 5 +8 HELOCs |
1.3% | 100% | $243,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
1.3% | 100% | $347,000 | View |
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810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 4 | 1% | 100% | $352,500 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 4 | 1% | 100% | $302,500 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 3 +7 HELOCs |
0.8% | 100% | $231,666 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 66.7% | $400,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $455,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $160,000 | View |
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791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 2 | 0.5% | 100% | $35,000 | View |
Liberty Mortgage Corporation
305 N Broad St, Albertville, AL 35950 |
Conventional | 2 | 0.5% | 100% | $295,000 | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $365,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $195,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $405,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,045,000 | View |
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3553 US Hwy 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 5.95% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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646 Valley Cub Dr, Alexandria, AL 36250 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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3512 US Highway 431, ALBERTVILLE, AL 35950 0204 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1694 Montclair Rd, Irondale, AL 35210 2410 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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716 Richard Arrington Jr Blvd N, Birmingham, AL 35203 A5.0 ★Texas Ratio: 6.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional, FHA | 7 | 1.8% | 100% | $226,428 | |
America'S First Federal CU
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Conventional, HELOC | 3 +18 HELOCs |
0.8% | 100% | $205,000 | |
Hamilton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 32 | 8.1% | 91.7% | $220,937 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 24 +2 HELOCs |
6% | 85.7% | $286,250 | |
Cadence Bank
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Conventional, FHA, Jumbo, HELOC | 19 +2 HELOCs |
4.8% | 90.5% | $465,526 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 19 | 4.8% | 100% | $330,789 | |
Guild Mortgage Company
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Conventional, FHA | 11 | 2.8% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.3% | 100% | $232,777 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 9 | 2.3% | 100% | $283,888 | |
Prosperity Home Mortgage, LLC
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Conventional | 9 | 2.3% | 90% | $255,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 2% | 100% | $260,000 | |
Nationstar Mortgage
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Conventional | 8 | 2% | 100% | $138,750 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.8% | 87.5% | $316,428 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 7 | 1.8% | 100% | $223,571 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +2 HELOCs |
1.5% | 75% | $171,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.5% | 100% | $293,333 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $257,000 | |
The Loan Store, Inc
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Conventional, FHA | 5 | 1.3% | 83.3% | $289,000 | |
Zippy Loans, LLC
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Conventional | 4 | 1% | 80% | $32,500 | |
Mortgage Research Center
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VA | 4 | 1% | 66.7% | $270,000 | |
Synovus Bank
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Conventional, HELOC | 3 +5 HELOCs |
0.8% | 100% | $518,333 | |
Canopy Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $218,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.8% | 33.3% | $91,666 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 0.8% | 100% | $238,333 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $205,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.8% | 100% | $615,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 0.8% | 100% | $185,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA, Jumbo | 2 | 0.5% | 100% | $725,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.5% | 100% | $295,000 | |
Filo Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $480,000 | |
AdvantageFirst Lending Inc
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Conventional, VA | 2 | 0.5% | 100% | $255,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 22.2% | $60,000 | |
The Local Lender, LLC
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Conventional | 2 | 0.5% | 100% | $230,000 | |
The Mortgage Firm
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FHA | 2 | 0.5% | 100% | $260,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $180,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.5% | 66.7% | $215,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 66.7% | $55,000 | |
Village Capital & Investment
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FHA | 2 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $345,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $715,000 | View |
Polaris Home Funding Corp.
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VA | 1 | 0.3% | 100% | $265,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $265,000 | |
Success Lending, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $175,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $765,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Data Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Standard Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 25% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $495,000 | View |
Peoples Mortgage Company
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FHA | 1 | 0.3% | 100% | $235,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 33.3% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.3% | 100% | $815,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Hunt Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Gmfs, LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.3% | 100% | $255,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Atlanta Postal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Irondale Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Irondale, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Irondale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Irondale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Irondale, AL
Use these to narrow the list above. Each category shows how many Irondale, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Irondale, AL
Independent mortgage companies closed 60.7 percent of home loans in Irondale, Alabama in 2025, banks 34.3 percent and credit unions 5 percent. Liberty Mortgage Corporation was the largest mortgage company, Truist Bank the largest bank and Legacy Community Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Irondale, AL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Irondale, Alabama with 1 loans, about 0.3 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 27 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Irondale, Alabama in 2025, led by United Wholesale Mortgage with 9. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 15 credit unions closed home loans in Irondale, Alabama in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Irondale, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Irondale, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Irondale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
