Mortgage Lenders and Brokers in Holly Pond, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holly Pond, Alabama mortgage lenders include Traditions BankTraditions Bank40 Holly Pond Blountsville Rd, Holly Pond, AL 35083A5.0 ★Texas Ratio: 10.74%, Peoples Bank of AlabamaPeoples Bank of Alabama10695 Us Highway 278 E, Holly Pond, AL 35083A+5.0 ★Texas Ratio: 3.77%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, EvaBankEvaBank1001 N Brindlee Mountain Pkwy, Arab, AL 35016A5.0 ★Texas Ratio: 6.16%, Premier Bank of the SouthPremier Bank of the South30710 Us 278, Addison, AL 35540A+5.0 ★Texas Ratio: 0.00%, First National Bank of PulaskiFirst National Bank of Pulaski321 S Jefferson St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.25%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, and Southern Energy Credit UnionSouthern Energy Credit Union925 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 0.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holly Pond, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holly Pond are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holly Pond, Alabama
Market share is the lender's share of all home loans closed in Holly Pond, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Holly Pond 40 Holly Pond Blountsville Rd, Holly Pond, AL 35083 A5.0 ★Texas Ratio: 10.74% |
Conventional | 6 | 5.9% | 100% | $90,000 | View |
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1 office in Holly Pond 10695 Us Highway 278 E, Holly Pond, AL 35083 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 2 | 2% | 66.7% | $165,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 5 | 4.9% | 100% | $123,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 5 | 4.9% | 85.7% | $55,000 | View |
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30710 Us 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 3.9% | 100% | $122,500 | View |
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321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 3 | 2.9% | 100% | $191,666 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, USDA | 2 | 2% | 100% | $320,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 2% | 100% | $220,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $165,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $225,000 | View |
Liberty Mortgage Corporation
305 N Broad St, Albertville, AL 35950 |
Conventional | 1 | 1% | 100% | $225,000 | |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 1% | 100% | $55,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
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Conventional, FHA | 2 | 2% | 100% | $120,000 | |
CSL Financial, LLC
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Conventional | 2 | 2% | 100% | $130,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 1% | 100% | $285,000 | |
America'S First Federal CU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 9.8% | 58.8% | $181,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 6 | 5.9% | 87.5% | $130,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 5.9% | 53.8% | $143,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 4.9% | 100% | $133,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 3.9% | 100% | $125,000 | |
21St Mortgage
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Conventional | 4 | 3.9% | 41.7% | $102,500 | |
New American Funding, LLC.
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FHA, VA, USDA | 3 | 2.9% | 100% | $218,333 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA | 3 | 2.9% | 100% | $128,333 | View |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 2% | 100% | $50,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 2% | 66.7% | $155,000 | |
Stockton Mortgage Corporation
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FHA, VA | 2 | 2% | 100% | $270,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 1% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $235,000 | |
Princeton Mortgage Corporation
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FHA | 1 | 1% | 100% | $255,000 | |
Guild Mortgage Company
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USDA | 1 | 1% | 100% | $185,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1% | 100% | $355,000 | |
Network Funding, L.P.
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Conventional | 1 | 1% | 100% | $195,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $275,000 | View |
Land Home Financial Services,
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Conventional | 1 | 1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 1% | 100% | $345,000 | View |
Milend, Inc
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Conventional | 1 | 1% | 100% | $185,000 | |
First South Farm Credit, ACA
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Conventional | 1 | 1% | 100% | $255,000 | |
Acopia, LLC
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FHA | 1 | 1% | 100% | $235,000 | |
Iserve Residential Lending
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FHA | 1 | 1% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1% | 100% | $175,000 | |
Leaderone Financial Corp.
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VA | 1 | 1% | 100% | $245,000 | |
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holly Pond Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holly Pond, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Holly Pond? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holly Pond in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holly Pond, AL
Use these to narrow the list above. Each category shows how many Holly Pond, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Holly Pond, AL
Independent mortgage companies closed 65.7 percent of home loans in Holly Pond, Alabama in 2025, banks 30.4 percent and credit unions 3.9 percent. Liberty Mortgage Corporation was the largest mortgage company, Traditions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Traditions Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holly Pond, AL
By home loans closed in 2025, Traditions Bank was the largest mortgage lender in Holly Pond, Alabama with 6 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Holly Pond, Alabama in 2025, led by First Federal Bank with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Holly Pond, Alabama in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holly Pond, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holly Pond, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holly Pond. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
