Mortgage Lenders and Brokers in Headland, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Headland, Alabama mortgage lenders include HNB First BankHNB First Bank18057 Us Highway 431 S, Headland, AL 36345A5.0 ★Texas Ratio: 6.29%, All In Credit UnionAll In Credit Union609 Ozark Rd, Abbeville, AL 36310, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Five Star Credit UnionFive Star Credit Union16706 US Highway 431 S, Headland, AL 36345 8544A5.0 ★Texas Ratio: 7.02%, BankplusBankplus1263 West Main Street, Dothan, AL 36301A+5.0 ★Texas Ratio: 4.80%, Southern Energy Credit UnionSouthern Energy Credit Union925 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 0.41%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, First National Bank Of HartfordFirst National Bank Of Hartford524 Boll Weevil Circle, Enterprise, AL 36330A5.0 ★Texas Ratio: 10.23%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Headland, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Headland are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Headland, Alabama
Market share is the lender's share of all home loans closed in Headland, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Headland 18057 Us Highway 431 S, Headland, AL 36345 A5.0 ★Texas Ratio: 6.29% |
Conventional | 15 | 7.2% | 95.7% | $86,333 | View |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
Conventional, HELOC | 5 +12 HELOCs |
2.4% | 50% | $137,000 | |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
2.4% | 83.3% | $141,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 4 | 1.9% | 100% | $290,000 | View |
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16706 US Highway 431 S, Headland, AL 36345 8544 A5.0 ★Texas Ratio: 7.02% |
Conventional | 4 | 1.9% | 100% | $187,500 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional, VA | 3 | 1.4% | 100% | $215,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 2 +3 HELOCs |
1% | 100% | $310,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1% | 100% | $250,000 | View |
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524 Boll Weevil Circle, Enterprise, AL 36330 A5.0 ★Texas Ratio: 10.23% |
Conventional | 2 | 1% | 100% | $150,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $270,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 2 | 1% | 100% | $110,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $175,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 21 | 10% | 70% | $258,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 7.2% | 77.3% | $240,333 | |
Towne Mortgage Company
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Conventional, FHA, USDA | 13 | 6.2% | 100% | $275,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA | 8 | 3.8% | 90% | $168,750 | |
Mortgage Research Center
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VA | 7 | 3.3% | 87.5% | $202,142 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.9% | 78.6% | $188,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 2.9% | 100% | $250,000 | |
Freedom Mortgage Corporation
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VA | 5 | 2.4% | 85.7% | $281,000 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 2.4% | 100% | $325,000 | |
American Financial Resources LLC
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Conventional, FHA, USDA | 4 | 1.9% | 100% | $250,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.9% | 100% | $327,500 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 1.9% | 100% | $197,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.9% | 80% | $187,500 | |
Kind Lending, LLC
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Conventional | 3 | 1.4% | 100% | $198,333 | |
First State Bank of Blakely
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Conventional | 3 | 1.4% | 100% | $95,000 | |
Cmg Mortgage Inc
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VA, USDA | 3 | 1.4% | 100% | $281,666 | |
Southwest Funding LP
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Conventional, VA | 3 | 1.4% | 100% | $355,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1% | 100% | $240,000 | |
loanDepot.com LLC
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FHA | 2 | 1% | 100% | $155,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 1% | 100% | $305,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 1% | 100% | $245,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1% | 100% | $230,000 | |
Assurance Financial Group, L.L.C.
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FHA, VA | 2 | 1% | 100% | $395,000 | |
Geneva Financial LLC
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FHA, USDA | 2 | 1% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1% | 100% | $315,000 | View |
Synovus Bank
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Conventional | 2 | 1% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 1% | 100% | $370,000 | View |
New American Funding, LLC.
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Conventional, FHA | 2 | 1% | 66.7% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1% | 50% | $105,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1% | 40% | $150,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 33.3% | $65,000 | |
Peoplessouth Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $215,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $225,000 | |
Everett Financial, Inc.
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VA | 1 | 0.5% | 100% | $515,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 66.7% | $305,000 | |
Newrez LLC
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FHA | 1 | 0.5% | 66.7% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 20% | $45,000 | |
Onward Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 14.3% | $275,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $245,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.5% | 100% | $225,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.5% | 100% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.5% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Headland Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Headland, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Headland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Headland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Headland, AL
Use these to narrow the list above. Each category shows how many Headland, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Headland, AL
Independent mortgage companies closed 66.5 percent of home loans in Headland, Alabama in 2025, banks 23.9 percent and credit unions 9.6 percent. DHI Mortgage Company, LTD. was the largest mortgage company, HNB First Bank the largest bank and All In Credit Union the largest credit union. Among lenders headquartered in Alabama, HNB First Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Headland, AL
By home loans closed in 2025, HNB First Bank was the largest mortgage lender in Headland, Alabama with 15 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Headland, Alabama in 2025, led by DHI Mortgage Company, LTD. with 14. 21 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 9 credit unions closed home loans in Headland, Alabama in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Headland, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Headland, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Headland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
