Mortgage Lenders and Brokers in Hammondville, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hammondville, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Family Savings Credit UnionFamily Savings Credit Union7200 US Highway 431 Ste 350, Albertville, AL 35950 1250A5.0 ★Texas Ratio: 8.94%, Merit BankMerit Bank3810 Governors Drive Nw, Huntsville, AL 35805A+5.0 ★Texas Ratio: 0.43%, WinSouth Credit UnionWinSouth Credit Union3512 US Highway 431, ALBERTVILLE, AL 35950 0204A+5.0 ★Texas Ratio: 3.81%, First Horizon BankFirst Horizon Bank2340 Woodcrest Pl, Birmingham, AL 35209A+5.0 ★Texas Ratio: 5.76%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, West Alabama Bank & TrustWest Alabama Bank & Trust4 3rd Ave Nw, Aliceville, AL 35442A5.0 ★Texas Ratio: 7.03%, and First Cahawba BankFirst Cahawba Bank144 Cove Ave, Gulf Shores, AL 36542A+5.0 ★Texas Ratio: 0.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hammondville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hammondville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hammondville, Alabama
Market share is the lender's share of all home loans closed in Hammondville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
8% | 53.8% | $210,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
Conventional, HELOC | 4 +2 HELOCs |
5.3% | 80% | $100,000 | View |
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3810 Governors Drive Nw, Huntsville, AL 35805 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 3 | 4% | 100% | $28,333 | View |
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3512 US Highway 431, ALBERTVILLE, AL 35950 0204 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 2 | 2.7% | 66.7% | $440,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $305,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $95,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $55,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 1.3% | 100% | $305,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 1.3% | 100% | $175,000 | View |
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144 Cove Ave, Gulf Shores, AL 36542 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 1.3% | 100% | $105,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 1.3% | 100% | $305,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 1.3% | 100% | $155,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
FHA | 1 | 1.3% | 100% | $435,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional | 1 | 1.3% | 100% | $535,000 | View |
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9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 1.3% | 100% | $325,000 | View |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.3% | 100% | $165,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.3% | 100% | $275,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional | 7 | 9.3% | 87.5% | $190,714 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 6.7% | 50% | $113,000 | |
Victorian Finance, LLC
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Conventional, FHA | 3 | 4% | 100% | $151,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 4% | 100% | $191,666 | |
Cadence Bank
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Conventional, HELOC | 2 +1 HELOCs |
2.7% | 100% | $465,000 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 2.7% | 100% | $110,000 | |
River City Bank
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Conventional | 2 | 2.7% | 100% | $205,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 2.7% | 100% | $500,000 | View |
Mortgage Research Center
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Conventional, VA | 2 | 2.7% | 100% | $305,000 | |
Acopia, LLC
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Conventional | 2 | 2.7% | 100% | $90,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.7% | 100% | $235,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 2.7% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 1.3% | 100% | $655,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1.3% | 100% | $155,000 | View |
Newrez LLC
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FHA | 1 | 1.3% | 100% | $495,000 | |
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A-4.4 ★Texas Ratio: 2.48% |
Conventional | 1 | 1.3% | 100% | $405,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1.3% | 33.3% | $75,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $465,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.3% | 100% | $335,000 | |
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A-4.3 ★Texas Ratio: 0.87% |
Conventional | 1 | 1.3% | 100% | $55,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.3% | 100% | $405,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 1.3% | 100% | $135,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tennessee Valley Federal C U
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hammondville Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hammondville, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Hammondville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hammondville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hammondville, AL
Use these to narrow the list above. Each category shows how many Hammondville, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Hammondville, AL
Independent mortgage companies closed 48 percent of home loans in Hammondville, Alabama in 2025, banks 41.3 percent and credit unions 10.7 percent. Rocket Mortgage was the largest mortgage company, Regions Bank the largest bank and Family Savings Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hammondville, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Hammondville, Alabama with 6 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Hammondville, Alabama in 2025, led by Victorian Finance, LLC with 2. 3 lenders closed VA loans, led by Fifth Third Bank, National Association. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 6 credit unions closed home loans in Hammondville, Alabama in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hammondville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hammondville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hammondville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
