Gurley, Alabama mortgage lenders include Pinnacle BankPinnacle Bank112 N Jefferson St, Athens, AL 35611A+5.0 ★Texas Ratio: 3.04%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, and Bryant BankBryant Bank286 Us Highway 31 S, Athens, AL 35611A+5.0 ★Texas Ratio: 2.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gurley, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gurley are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gurley, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 10 | 2.9% | 92.3% | $119,000 | View |
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 8 +11 HELOCs |
2.4% | 64.3% | $227,500 | View |
|
1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, FHA, HELOC | 7 +32 HELOCs |
2.1% | 88.9% | $265,000 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA | 7 | 2.1% | 100% | $267,857 | View |
|
★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA, Jumbo, HELOC | 6 +2 HELOCs |
1.8% | 100% | $500,000 | View |
|
111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 4 +2 HELOCs |
1.2% | 100% | $542,500 | View |
|
500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.9% | 100% | $245,000 | View |
|
185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $185,000 | View |
|
★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $225,000 | View |
|
286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
|
107 US Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
50550 Al Highway 277, Bridgeport, AL 35740 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
|
321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
|
2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
|
1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 39 | 11.5% | 91.1% | $311,923 | |
DSLD Mortgage LLC
|
Conventional, FHA, VA | 33 | 9.7% | 94.3% | $326,212 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, Jumbo | 24 | 7.1% | 92.3% | $435,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 22 | 6.5% | 76.7% | $250,454 | |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA, VA, USDA | 20 | 5.9% | 95.2% | $307,500 | View |
Freedom Mortgage Corporation
|
FHA, VA | 11 | 3.2% | 92.9% | $269,545 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 2.9% | 92.3% | $293,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 9 | 2.7% | 69.2% | $269,444 | |
Lendlo Mortgage, LLC
|
Conventional, FHA, USDA | 7 | 2.1% | 100% | $229,285 | |
Stockton Mortgage Corporation
|
Conventional, FHA, VA | 7 | 2.1% | 87.5% | $297,857 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 1.8% | 100% | $203,333 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 6 | 1.8% | 61.5% | $131,666 | |
Movement Mortgage, LLC
|
Conventional, VA, HELOC | 4 +1 HELOCs |
1.2% | 100% | $417,500 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 1.2% | 80% | $165,000 | |
21St Mortgage
|
Conventional | 4 | 1.2% | 44.4% | $137,500 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 3 | 0.9% | 100% | $345,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 3 | 0.9% | 100% | $281,666 | |
Newrez LLC
|
Conventional, VA | 3 | 0.9% | 100% | $281,666 | |
Lennar Mortgage, LLC
|
Conventional, FHA | 3 | 0.9% | 75% | $121,666 | |
Village Capital & Investment
|
FHA, VA | 3 | 0.9% | 100% | $321,666 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $185,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 40% | $60,000 | |
American Financial Resources LLC
|
VA, Jumbo | 2 | 0.6% | 100% | $1,010,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.6% | 100% | $340,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $330,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.6% | 33.3% | $30,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $135,000 | |
Homeowners Financial Group, LLC
|
Conventional, VA | 2 | 0.6% | 100% | $230,000 | |
Justice Federal Credit Union
|
Conventional | 2 | 0.6% | 100% | $355,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.6% | 100% | $315,000 | |
Synovus Bank
|
Conventional, VA | 2 | 0.6% | 100% | $295,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.6% | 66.7% | $90,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.6% | 100% | $90,000 | View |
Cadence Bank
|
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
0.3% | 100% | $915,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Primary Residential Mortgage, INC.
|
VA | 1 | 0.3% | 100% | $165,000 | |
Everett Financial, Inc.
|
VA | 1 | 0.3% | 100% | $365,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $245,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 100% | $485,000 | |
Resicentral LLC
|
FHA | 1 | 0.3% | 100% | $195,000 | |
Guild Mortgage Company
|
VA | 1 | 0.3% | 100% | $645,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.3% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Ross Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $485,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
American Financing Corporation
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.3% | 100% | $255,000 | |
First Colony Mortgage Corporat
|
VA | 1 | 0.3% | 100% | $205,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.3% | 100% | $125,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
First Citizens National Bank
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
American Pacific Mortgage Corporation
|
VA, Jumbo | 1 | 0.3% | 100% | $1,155,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $315,000 | View |
|
A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
Empeople Credit Union
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.3% | 100% | $165,000 | |
TowneBank
|
USDA | 1 | 0.3% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $335,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $665,000 | View |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.3% | 100% | $175,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.3% | 100% | $45,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gurley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gurley in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gurley, AL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.7 percent of home loans in Gurley, Alabama in 2025, banks 17.7 percent and credit unions 5.6 percent. DHI Mortgage Company, LTD. was the largest mortgage company, Pinnacle Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Gurley, Alabama with 10 loans, about 2.9 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Gurley, Alabama in 2025, led by DHI Mortgage Company, LTD. with 17. 32 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Gurley, Alabama in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gurley, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gurley, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gurley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.