Mortgage Lenders and Brokers in Grand Bay, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Grand Bay, Alabama mortgage lenders include Century BankCentury Bank10225 Grand Bay Wilmer Rd S, Grand Bay, AL 36541A+5.0 ★Texas Ratio: 4.56%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, New Horizons Credit UnionNew Horizons Credit Union7146 Stone Dr, Daphne, AL 36526 4825A+5.0 ★Texas Ratio: 2.51%, Hancock Whitney BankHancock Whitney Bank1712 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 3.41%, Community Bank of MississippiCommunity Bank of Mississippi813 Shades Creek Pkwy, Birmingham, AL 35209A+5.0 ★Texas Ratio: 3.09%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, and Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grand Bay, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grand Bay are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Grand Bay, Alabama
Market share is the lender's share of all home loans closed in Grand Bay, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Grand Bay 10225 Grand Bay Wilmer Rd S, Grand Bay, AL 36541 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
VA, USDA | 2 | 2.4% | 100% | $190,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 2.4% | 100% | $170,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 2 | 2.4% | 100% | $225,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +4 HELOCs |
1.2% | 33.3% | $65,000 | View |
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7146 Stone Dr, Daphne, AL 36526 4825 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $195,000 | View |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
FHA, HELOC | 1 +1 HELOCs |
1.2% | 100% | $185,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 1.2% | 100% | $165,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $145,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 1.2% | 50% | $235,000 | View |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cis Financial Services, Inc.
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Conventional | 1 | 1.2% | 100% | $125,000 | |
America'S First Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 9 | 10.7% | 81.8% | $142,777 | |
Kind Lending, LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
6% | 100% | $221,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 4 | 4.8% | 80% | $110,000 | View |
Gmfs, LLC
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Conventional, FHA | 4 | 4.8% | 100% | $212,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 3.6% | 75% | $235,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 3 | 3.6% | 100% | $158,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 3.6% | 100% | $151,666 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 2.4% | 66.7% | $155,000 | |
Singing River Federal C.U.
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Conventional | 2 | 2.4% | 100% | $145,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.4% | 60% | $255,000 | |
Newrez LLC
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Conventional, VA | 2 | 2.4% | 66.7% | $280,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 2.4% | 50% | $150,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 2.4% | 100% | $80,000 | |
Navigator Credit Union
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Conventional | 2 | 2.4% | 100% | $385,000 | |
Direct Mortgage Loans, LLC
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FHA | 2 | 2.4% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 2 | 2.4% | 100% | $135,000 | View |
Keesler Federal Credit Union
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FHA, VA | 2 | 2.4% | 66.7% | $185,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $155,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 25% | $45,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $75,000 | |
SWBC Mortgage Corporation
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VA | 1 | 1.2% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.2% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 1.2% | 100% | $275,000 | View |
Pennymac Loan Services LLC
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VA | 1 | 1.2% | 50% | $245,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.2% | 100% | $145,000 | |
Discover Bank
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Conventional | 1 | 1.2% | 100% | $45,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $5,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 1.2% | 100% | $195,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 50% | $225,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.2% | 100% | $125,000 | |
New American Funding, LLC.
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FHA | 1 | 1.2% | 50% | $325,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 50% | $155,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.2% | 100% | $125,000 | |
Tomo Mortgage LLC
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VA | 1 | 1.2% | 100% | $245,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Grand Bay Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Grand Bay, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Grand Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grand Bay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Grand Bay, AL
Use these to narrow the list above. Each category shows how many Grand Bay, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Grand Bay, AL
Independent mortgage companies closed 72.6 percent of home loans in Grand Bay, Alabama in 2025, banks 16.7 percent and credit unions 10.7 percent. Cis Financial Services, Inc. was the largest mortgage company, Century Bank the largest bank and New Horizons Credit Union the largest credit union. Among lenders headquartered in Alabama, First Federal Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Grand Bay, AL
By home loans closed in 2025, Century Bank was the largest mortgage lender in Grand Bay, Alabama with 1 loans, about 1.2 percent of the market. The largest lender headquartered in Alabama was First Federal Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Grand Bay, Alabama in 2025, led by Kind Lending, LLC with 3. 10 lenders closed VA loans, led by Renasant Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Grand Bay, Alabama in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grand Bay, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grand Bay, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grand Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
