Mortgage Lenders and Brokers in Frisco City, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Frisco City, Alabama mortgage lenders include First Nation Bank and TrustFirst Nation Bank and Trust104 Lindberg Ave, Atmore, AL 36502, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, United BankUnited Bank4285 Bowden St, Frisco City, AL 36445A+5.0 ★Texas Ratio: 2.15%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Fifth Third Bank, National AssociationFifth Third Bank, National Association9064 Memorial Pkwy Sw, Huntsville, AL 35802A+5.0 ★Texas Ratio: 3.22%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, All In Credit UnionAll In Credit Union609 Ozark Rd, Abbeville, AL 36310, Fairway Independent Mort Corp, Gulf Winds Credit Union, and A&D Mortgage LLCA&D Mortgage LLCA+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Frisco City, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Frisco City are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Frisco City, Alabama
Market share is the lender's share of all home loans closed in Frisco City, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First Nation Bank and Trust
104 Lindberg Ave, Atmore, AL 36502 |
Conventional | 6 | 11.1% | 85.7% | $130,000 | |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
3.7% | 33.3% | $95,000 | View |
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4285 Bowden St, Frisco City, AL 36445 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 3.7% | 33.3% | $120,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.9% | 100% | $105,000 | View |
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9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.9% | 100% | $45,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 9.3% | 100% | $165,000 | |
Gulf Winds Credit Union
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Conventional, FHA, HELOC | 4 +1 HELOCs |
7.4% | 80% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 7.4% | 100% | $185,000 | View |
United Wholesale Mortgage
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Conventional, VA | 4 | 7.4% | 100% | $170,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 7.4% | 85.7% | $117,500 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 5.6% | 100% | $131,666 | View |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 3.7% | 100% | $45,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 3.7% | 100% | $160,000 | |
21St Mortgage
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Conventional | 2 | 3.7% | 28.6% | $165,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.9% | 100% | $55,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.9% | 100% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.9% | 33.3% | $35,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 1.9% | 100% | $225,000 | |
Guild Mortgage Company
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FHA | 1 | 1.9% | 100% | $125,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.9% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.9% | 100% | $145,000 | |
Empeople Credit Union
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Conventional | 1 | 1.9% | 100% | $255,000 | |
Summit Funding.Inc
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FHA | 1 | 1.9% | 100% | $185,000 | |
Lower, LLC
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FHA | 1 | 1.9% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 1.9% | 100% | $175,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.9% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Frisco City Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Frisco City, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Frisco City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Frisco City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Frisco City, AL
Use these to narrow the list above. Each category shows how many Frisco City, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Frisco City, AL
Independent mortgage companies closed 61.1 percent of home loans in Frisco City, Alabama in 2025, banks 29.6 percent and credit unions 9.3 percent. Fairway Independent Mort Corp was the largest mortgage company, First Nation Bank and Trust the largest bank and All In Credit Union the largest credit union. Among lenders headquartered in Alabama, First Nation Bank and Trust led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Frisco City, AL
By home loans closed in 2025, First Nation Bank and Trust was the largest mortgage lender in Frisco City, Alabama with 6 loans, about 11.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Frisco City, Alabama in 2025, led by Fairway Independent Mort Corp with 3. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Frisco City, Alabama in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Frisco City, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Frisco City, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Frisco City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
