Mortgage Lenders and Brokers in Eva, Alabama
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Eva, Alabama mortgage lenders include Premier Bank of the SouthPremier Bank of the South5576 Highway 55 E, Eva, AL 35621A+5.0 ★Texas Ratio: 0.00%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, EvaBankEvaBank4113 Eva Rd, Eva, AL 35621A5.0 ★Texas Ratio: 6.16%, Traditions BankTraditions Bank19 Helicon Rd, Arley, AL 35541A5.0 ★Texas Ratio: 10.74%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Pinnacle BankPinnacle Bank112 N Jefferson St, Athens, AL 35611A+5.0 ★Texas Ratio: 3.04%, and Family Security Credit UnionFamily Security Credit Union5976 US Highway 431, Albertville, AL 35950 2008A+5.0 ★Texas Ratio: 1.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eva, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eva are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eva, Alabama
Market share is the lender's share of all home loans closed in Eva, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5576 Highway 55 E, Eva, AL 35621 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 19 | 16.5% | 100% | $123,947 | View |
|
1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, VA, HELOC | 6 +8 HELOCs |
5.2% | 100% | $180,000 | View |
|
4113 Eva Rd, Eva, AL 35621 A5.0 ★Texas Ratio: 6.16% |
Conventional | 5 | 4.3% | 100% | $77,000 | View |
|
19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74% |
Conventional | 4 | 3.5% | 100% | $132,500 | View |
|
1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA | 2 | 1.7% | 100% | $205,000 | View |
|
2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, FHA | 2 | 1.7% | 100% | $235,000 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
FHA | 2 | 1.7% | 66.7% | $470,000 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 1.7% | 66.7% | $370,000 | View |
|
112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.9% | 100% | $425,000 | View |
|
5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
|
321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.9% | 100% | $525,000 | View |
|
2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 0.9% | 100% | $325,000 | View |
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
|
Conventional, USDA | 2 | 1.7% | 100% | $160,000 | |
Consumer First Mortgage, Inc.
|
Conventional | 1 | 0.9% | 100% | $105,000 | |
Rocket Mortgage
|
Conventional, FHA | 17 | 14.8% | 85% | $169,117 | |
21St Mortgage
|
Conventional | 7 | 6.1% | 43.8% | $102,142 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 5 | 4.3% | 40% | $133,000 | |
United Wholesale Mortgage
|
FHA | 4 | 3.5% | 100% | $277,500 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 3 | 2.6% | 66.7% | $128,333 | View |
Mortgage Research Center
|
Conventional, VA | 3 | 2.6% | 75% | $231,666 | |
|
A+5.0 ★Texas Ratio: 5.42% |
Conventional | 3 | 2.6% | 100% | $328,333 | View |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 1.7% | 100% | $240,000 | |
Newrez LLC
|
Conventional, VA | 2 | 1.7% | 100% | $460,000 | |
Stockton Mortgage Corporation
|
FHA, USDA | 2 | 1.7% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 1.7% | 100% | $90,000 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 1.7% | 100% | $210,000 | |
Cadence Bank
|
Conventional | 1 | 0.9% | 100% | $35,000 | |
|
A4.6 ★Texas Ratio: 2.08% |
USDA | 1 | 0.9% | 100% | $165,000 | View |
Goodleap, LLC
|
FHA | 1 | 0.9% | 100% | $155,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $395,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.9% | 50% | $505,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.9% | 100% | $365,000 | |
Resicentral LLC
|
Conventional | 1 | 0.9% | 100% | $135,000 | |
Assurance Financial Group, L.L.C.
|
Conventional | 1 | 0.9% | 100% | $135,000 | |
American Financing Corporation
|
Conventional | 1 | 0.9% | 100% | $125,000 | |
Stg Mortgage Inc
|
USDA | 1 | 0.9% | 100% | $185,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 50% | $405,000 | View |
Synovus Bank
|
Conventional | 1 | 0.9% | 100% | $235,000 | |
Pike Creek Mortgage Services, Inc.
|
VA | 1 | 0.9% | 100% | $255,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.9% | 100% | $55,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Eva Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eva, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Eva? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eva in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eva, AL
Use these to narrow the list above. Each category shows how many Eva, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Eva, AL
Independent mortgage companies closed 54.8 percent of home loans in Eva, Alabama in 2025, banks 39.1 percent and credit unions 6.1 percent. Hamilton Mortgage Corporation was the largest mortgage company, Premier Bank of the South the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Premier Bank of the South led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eva, AL
By home loans closed in 2025, Premier Bank of the South was the largest mortgage lender in Eva, Alabama with 19 loans, about 16.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Eva, Alabama in 2025, led by United Wholesale Mortgage with 4. 6 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 3 credit unions closed home loans in Eva, Alabama in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eva, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eva, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eva. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
