Mortgage Lenders and Brokers in Eufaula, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eufaula, Alabama mortgage lenders include Ameris BankAmeris Bank1140 S Eufaula Ave, Eufaula, AL 36027A+5.0 ★Texas Ratio: 1.82%, PNC Bank N.A.PNC Bank N.A.1009 S Eufaula Ave, Eufaula, AL 36027A+5.0 ★Texas Ratio: 4.24%, Trustmark BankTrustmark Bank218 E Broad St, Eufaula, AL 36027A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, All In Credit UnionAll In Credit Union101 N Eufaula Ave, Eufaula, AL 36027 1513, MidSouth BankMidSouth Bank230 S Eufaula Ave, Eufaula, AL 36027A+5.0 ★Texas Ratio: 1.99%, Five Star Credit UnionFive Star Credit Union1905 S Eufaula Ave, Eufaula, AL 36027 3123A5.0 ★Texas Ratio: 7.02%, Southern Energy Credit UnionSouthern Energy Credit Union925 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 0.41%, BankplusBankplus1263 West Main Street, Dothan, AL 36301A+5.0 ★Texas Ratio: 4.80%, and Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eufaula, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eufaula are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eufaula, Alabama
Market share is the lender's share of all home loans closed in Eufaula, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Eufaula 1140 S Eufaula Ave, Eufaula, AL 36027 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, USDA, HELOC | 5 +2 HELOCs |
2.9% | 83.3% | $247,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Eufaula 1009 S Eufaula Ave, Eufaula, AL 36027 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
1.1% | 66.7% | $130,000 | View |
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2 offices in Eufaula 218 E Broad St, Eufaula, AL 36027 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, USDA | 10 | 5.7% | 90.9% | $163,000 | View |
All In Credit Union
101 N Eufaula Ave, Eufaula, AL 36027 1513 |
Conventional, HELOC | 8 +5 HELOCs |
4.6% | 66.7% | $206,250 | |
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230 S Eufaula Ave, Eufaula, AL 36027 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 5 | 2.9% | 83.3% | $187,000 | View |
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1905 S Eufaula Ave, Eufaula, AL 36027 3123 A5.0 ★Texas Ratio: 7.02% |
Conventional | 4 | 2.3% | 78.6% | $125,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $370,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $465,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
FHA | 1 | 0.6% | 100% | $125,000 | View |
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110 W Williams St, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.29% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 66.7% | View | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 13.7% | 82.8% | $188,333 | |
Mortgage Research Center
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Conventional, VA | 12 | 6.9% | 75% | $214,166 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 6.3% | 91.7% | $191,363 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 4.6% | 100% | $283,750 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 7 | 4% | 100% | $160,714 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 6 +1 HELOCs |
3.4% | 75% | $145,000 | |
21St Mortgage
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Conventional | 6 | 3.4% | 50% | $128,333 | |
New Day Financial, LLC.
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VA | 4 | 2.3% | 100% | $177,500 | |
Geneva Financial LLC
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FHA, VA | 4 | 2.3% | 100% | $127,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.3% | 100% | $112,500 | |
Peoplessouth Bank
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Conventional, HELOC | 3 +2 HELOCs |
1.7% | 75% | $188,333 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, USDA | 3 | 1.7% | 60% | $178,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.7% | 75% | $131,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.7% | 100% | $215,000 | |
Goodleap, LLC
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Conventional, VA | 2 | 1.1% | 66.7% | $105,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.1% | 100% | $290,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.1% | 33.3% | $70,000 | |
Assurance Financial Group, L.L.C.
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FHA, VA | 2 | 1.1% | 100% | $150,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.1% | 66.7% | $230,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 2 | 1.1% | 100% | $135,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.1% | 16.7% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $115,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.6% | 100% | $155,000 | |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $125,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 33.3% | $65,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 50% | $295,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.6% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.6% | 100% | $255,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.6% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.6% | 100% | $265,000 | View |
Click n' Close, Inc.
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Kinetic Credit Union
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.6% | 100% | $315,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $185,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $715,000 | View |
Milend, Inc
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FHA | 1 | 0.6% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $55,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $175,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $95,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.6% | 33.3% | $355,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Eufaula Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eufaula, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Eufaula? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eufaula in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eufaula, AL
Use these to narrow the list above. Each category shows how many Eufaula, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Eufaula, AL
Independent mortgage companies closed 68.6 percent of home loans in Eufaula, Alabama in 2025, banks 21.1 percent and credit unions 10.3 percent. Rocket Mortgage was the largest mortgage company, Ameris Bank the largest bank and All In Credit Union the largest credit union. Among lenders headquartered in Alabama, All In Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eufaula, AL
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Eufaula, Alabama with 5 loans, about 2.9 percent of the market. The largest lender headquartered in Alabama was All In Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Eufaula, Alabama in 2025, led by Rocket Mortgage with 5. 21 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 6 credit unions closed home loans in Eufaula, Alabama in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eufaula, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eufaula, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eufaula. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
