Mortgage Lenders and Brokers in Elmore, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elmore, Alabama mortgage lenders include Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, Alabama State Employees CUAlabama State Employees CU1400 Woodfin Ln Ste D, Clanton, AL 35045 8746A+5.0 ★Texas Ratio: 1.25%, Max Credit UnionMax Credit Union336 N Gay St, Auburn, AL 36830 3992A+5.0 ★Texas Ratio: 2.18%, Guardian Credit UnionGuardian Credit Union1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431A+5.0 ★Texas Ratio: 5.47%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, First Community Bank of Central AlabamaFirst Community Bank of Central Alabama1875 Kowaliga Rd, Eclectic, AL 36024A4.6 ★Texas Ratio: 2.08%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elmore, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elmore are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elmore, Alabama
Market share is the lender's share of all home loans closed in Elmore, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
9.7% | 70% | $172,142 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
5.6% | 66.7% | $192,500 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 2 | 2.8% | 100% | $90,000 | View |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 2 | 2.8% | 100% | $55,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
Conventional, HELOC | 1 +4 HELOCs |
1.4% | 100% | $225,000 | View |
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1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $295,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
FHA | 1 | 1.4% | 100% | $275,000 | View |
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1875 Kowaliga Rd, Eclectic, AL 36024 A4.6 ★Texas Ratio: 2.08% |
Conventional | 1 | 1.4% | 50% | $145,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
FHA | 1 | 1.4% | 100% | $45,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 12.5% | 90% | $151,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 5.6% | 80% | $250,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 4 | 5.6% | 100% | $157,500 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 4.2% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 4.2% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 4.2% | 100% | $275,000 | |
Mortgage Research Center
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VA | 3 | 4.2% | 37.5% | $211,666 | |
Towne Mortgage Company
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Conventional | 3 | 4.2% | 100% | $231,666 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 2.8% | 66.7% | $170,000 | |
21St Mortgage
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Conventional | 2 | 2.8% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1.4% | 100% | $255,000 | View |
American Financial Resources LLC
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FHA | 1 | 1.4% | 50% | $175,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.4% | 100% | $195,000 | |
Primelending
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USDA | 1 | 1.4% | 50% | $225,000 | |
Everett Financial, Inc.
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FHA | 1 | 1.4% | 100% | $265,000 | |
Newrez LLC
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FHA | 1 | 1.4% | 100% | $265,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 1.4% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.01% |
FHA | 1 | 1.4% | 100% | $295,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 1.4% | 100% | $305,000 | |
Cardinal Financial Company, Li
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VA | 1 | 1.4% | 100% | $265,000 | |
The Mortgage Firm
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Conventional | 1 | 1.4% | 100% | $135,000 | |
Acopia, LLC
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Conventional | 1 | 1.4% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.4% | 100% | $265,000 | |
Gmfs, LLC
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FHA | 1 | 1.4% | 100% | $255,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.4% | 33.3% | $95,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 1.4% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elmore Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elmore, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Elmore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elmore in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elmore, AL
Use these to narrow the list above. Each category shows how many Elmore, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Elmore, AL
Independent mortgage companies closed 69.4 percent of home loans in Elmore, Alabama in 2025, banks 25 percent and credit unions 5.6 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Alabama State Employees CU the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elmore, AL
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Elmore, Alabama with 7 loans, about 9.7 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Elmore, Alabama in 2025, led by Trustmark Bank with 4. 10 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 4 credit unions closed home loans in Elmore, Alabama in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elmore, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elmore, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elmore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
