Mortgage Lenders and Brokers in Elba, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elba, Alabama mortgage lenders include CCB Community BankCCB Community Bank225 E Three Notch St, Andalusia, AL 36420A+5.0 ★Texas Ratio: 1.73%, Troy Bank and TrustTroy Bank and Trust429 Claxton Ave N, Elba, AL 36323A5.0 ★Texas Ratio: 7.44%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, First National Bank Of HartfordFirst National Bank Of Hartford524 Boll Weevil Circle, Enterprise, AL 36330A5.0 ★Texas Ratio: 10.23%, The Citizens BankThe Citizens Bank301 S Edwards St, Enterprise, AL 36330A+5.0 ★Texas Ratio: 2.99%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, All In Credit UnionAll In Credit Union402 Collier St, Elba, AL 36323 1721, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, Max Credit UnionMax Credit Union336 N Gay St, Auburn, AL 36830 3992A+5.0 ★Texas Ratio: 2.18%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elba, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elba are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elba, Alabama
Market share is the lender's share of all home loans closed in Elba, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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225 E Three Notch St, Andalusia, AL 36420 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 4 | 5.2% | 100% | $242,500 | View |
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429 Claxton Ave N, Elba, AL 36323 A5.0 ★Texas Ratio: 7.44% |
Conventional | 3 | 3.9% | 75% | $211,666 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 2 | 2.6% | 100% | $270,000 | View |
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524 Boll Weevil Circle, Enterprise, AL 36330 A5.0 ★Texas Ratio: 10.23% |
Conventional | 1 | 1.3% | 100% | $55,000 | View |
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301 S Edwards St, Enterprise, AL 36330 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
All In Credit Union
402 Collier St, Elba, AL 36323 1721 |
HELOC | 0 +15 HELOCs |
0% | 0% | ||
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 14.3% | 80% | $132,272 | |
Mortgage Research Center
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FHA, VA, USDA, Jumbo | 8 | 10.4% | 100% | $402,500 | |
United Wholesale Mortgage
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FHA, VA | 5 | 6.5% | 100% | $251,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 5 | 6.5% | 83.3% | $97,000 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA | 4 | 5.2% | 100% | $102,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
3.9% | 60% | $145,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 3.9% | 100% | $138,333 | |
New Day Financial, LLC.
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VA | 3 | 3.9% | 50% | $181,666 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 2.6% | 100% | $85,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 1.3% | 100% | $105,000 | |
American Financial Resources LLC
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FHA | 1 | 1.3% | 100% | $145,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.3% | 50% | $115,000 | |
Nbkc Bank
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VA | 1 | 1.3% | 100% | $605,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.3% | 100% | $145,000 | |
loanDepot.com LLC
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FHA | 1 | 1.3% | 25% | $105,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1.3% | 100% | $225,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 1.3% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.3% | 50% | $45,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1.3% | 100% | $135,000 | |
Michigan Mutual, Inc
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FHA | 1 | 1.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
VA | 1 | 1.3% | 100% | $215,000 | |
American Financing Corporation
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Conventional | 1 | 1.3% | 100% | $115,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1.3% | 100% | $175,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
USDA | 1 | 1.3% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.3% | 50% | $105,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
VA | 1 | 1.3% | 100% | $365,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 1.3% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.3% | 100% | $55,000 | |
21St Mortgage
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Conventional | 1 | 1.3% | 33.3% | $135,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elba Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elba, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Elba? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elba in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elba, AL
Use these to narrow the list above. Each category shows how many Elba, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Elba, AL
Independent mortgage companies closed 74 percent of home loans in Elba, Alabama in 2025, banks 20.8 percent and credit unions 5.2 percent. Rocket Mortgage was the largest mortgage company, CCB Community Bank the largest bank and All In Credit Union the largest credit union. Among lenders headquartered in Alabama, CCB Community Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elba, AL
By home loans closed in 2025, CCB Community Bank was the largest mortgage lender in Elba, Alabama with 4 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Elba, Alabama in 2025, led by United Wholesale Mortgage with 2. 12 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 5 credit unions closed home loans in Elba, Alabama in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elba, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elba, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elba. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
