Mortgage Lenders and Brokers in Dauphin Island, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dauphin Island, Alabama mortgage lenders include Renasant BankRenasant Bank640 Lemoyne Dr, Dauphin Island, AL 36528A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Community Bank of MississippiCommunity Bank of Mississippi813 Shades Creek Pkwy, Birmingham, AL 35209A+5.0 ★Texas Ratio: 3.09%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank2340 Woodcrest Pl, Birmingham, AL 35209A+5.0 ★Texas Ratio: 5.76%, New Horizons Credit UnionNew Horizons Credit Union7146 Stone Dr, Daphne, AL 36526 4825A+5.0 ★Texas Ratio: 2.51%, and Merchants & Marine BankMerchants & Marine Bank27765 Us Highway 98, Daphne, AL 36526A5.0 ★Texas Ratio: 9.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dauphin Island, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dauphin Island are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dauphin Island, Alabama
Market share is the lender's share of all home loans closed in Dauphin Island, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Dauphin Island 640 Lemoyne Dr, Dauphin Island, AL 36528 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 4 | 4.3% | 100% | $300,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +1 HELOCs |
4.3% | 83.3% | $227,500 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 3 +1 HELOCs |
3.2% | 100% | $508,333 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, Jumbo | 3 | 3.2% | 100% | $705,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 100% | $470,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $365,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $275,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
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7146 Stone Dr, Daphne, AL 36526 4825 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.1% | 100% | $215,000 | View |
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27765 Us Highway 98, Daphne, AL 36526 A5.0 ★Texas Ratio: 9.99% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
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309 W Washington St, Athens, AL 35611 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $315,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 1.1% | 100% | $395,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 1 | 1.1% | 100% | $995,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 1.1% | 50% | $805,000 | View |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $155,000 | |
America'S First Federal CU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 15 | 16.1% | 76.2% | $322,333 | |
SWBC Mortgage Corporation
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Conventional, VA | 4 | 4.3% | 100% | $312,500 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 2.2% | 100% | $410,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 2.2% | 100% | $335,000 | View |
Guild Mortgage Company
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Conventional, VA | 2 | 2.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 2.2% | 100% | $290,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 2.2% | 66.7% | $515,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 2.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 2.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $565,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $495,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.1% | 50% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,225,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 66.7% | $255,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.1% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 1.1% | 100% | $485,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 1.1% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.1% | 100% | $635,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 1.1% | 100% | $265,000 | |
Direct Lenders, LLC.
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Conventional | 1 | 1.1% | 100% | $445,000 | |
Archer Mortgage LLC
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VA | 1 | 1.1% | 100% | $545,000 | |
Navigator Credit Union
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Conventional | 1 | 1.1% | 100% | $235,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $525,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $285,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.1% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
Castle & Cooke Mortgage, LLC
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VA | 1 | 1.1% | 100% | $545,000 | |
Milend, Inc
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Conventional | 1 | 1.1% | 100% | $415,000 | |
Nationstar Mortgage
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VA | 1 | 1.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 1.1% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 1.1% | 100% | $695,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1.1% | 100% | $585,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 1.1% | 100% | $425,000 | |
Gmfs, LLC
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Conventional | 1 | 1.1% | 100% | $175,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.1% | 100% | $705,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 50% | $285,000 | |
Cadence Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dauphin Island Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dauphin Island, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Dauphin Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dauphin Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dauphin Island, AL
Use these to narrow the list above. Each category shows how many Dauphin Island, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Dauphin Island, AL
Independent mortgage companies closed 55.9 percent of home loans in Dauphin Island, Alabama in 2025, banks 37.6 percent and credit unions 6.5 percent. Tjc Mortgage Inc was the largest mortgage company, Renasant Bank the largest bank and Avadian Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dauphin Island, AL
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Dauphin Island, Alabama with 4 loans, about 4.3 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Dauphin Island, Alabama in 2025, led by Rocket Mortgage with 1. 11 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Dauphin Island, Alabama in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dauphin Island, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dauphin Island, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dauphin Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
