Mortgage Lenders and Brokers in Cowarts, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cowarts, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Five Star Credit UnionFive Star Credit Union513 Kirkland St, Abbeville, AL 36310 2736A5.0 ★Texas Ratio: 7.02%, HNB First BankHNB First Bank110 W Williams St, Abbeville, AL 36310A5.0 ★Texas Ratio: 6.29%, All In Credit UnionAll In Credit Union609 Ozark Rd, Abbeville, AL 36310, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, and Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cowarts, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cowarts are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cowarts, Alabama
Market share is the lender's share of all home loans closed in Cowarts, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
5% | 50% | $128,333 | View |
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513 Kirkland St, Abbeville, AL 36310 2736 A5.0 ★Texas Ratio: 7.02% |
Conventional | 3 | 5% | 75% | $108,333 | View |
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110 W Williams St, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.29% |
Conventional | 2 | 3.3% | 66.7% | $90,000 | View |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
Conventional, HELOC | 1 +3 HELOCs |
1.7% | 50% | $35,000 | |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 1.7% | 100% | $75,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.7% | 100% | $165,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1.7% | 100% | $135,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 1.7% | 100% | $165,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
USDA | 1 | 1.7% | 100% | $245,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 5 | 8.3% | 100% | $177,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 4 | 6.7% | 100% | $200,000 | |
Mortgage Research Center
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VA | 4 | 6.7% | 66.7% | $227,500 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 3 | 5% | 75% | $121,666 | |
First State Bank of Blakely
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Conventional | 3 | 5% | 100% | $91,666 | |
Onward Home Mortgage, LLC
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FHA, VA | 3 | 5% | 100% | $138,333 | |
Towne Mortgage Company
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Conventional, FHA, USDA | 3 | 5% | 100% | $188,333 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional, HELOC | 2 +2 HELOCs |
3.3% | 100% | $25,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 3.3% | 66.7% | $135,000 | |
Newrez LLC
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Conventional, FHA | 2 | 3.3% | 100% | $75,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 3.3% | 100% | $80,000 | |
Synovus Bank
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FHA | 2 | 3.3% | 100% | $175,000 | |
American Financial Resources LLC
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FHA | 1 | 1.7% | 50% | $165,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.7% | 100% | $405,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.7% | 50% | $185,000 | |
Kind Lending, LLC
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FHA | 1 | 1.7% | 100% | $165,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.7% | 100% | $175,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.7% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 1 | 1.7% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.7% | 100% | $405,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 1.7% | 100% | $355,000 | |
Geneva Financial LLC
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FHA | 1 | 1.7% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.7% | 100% | $185,000 | |
Peoplessouth Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cowarts Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cowarts, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Cowarts? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cowarts in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cowarts, AL
Use these to narrow the list above. Each category shows how many Cowarts, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Cowarts, AL
Independent mortgage companies closed 63.3 percent of home loans in Cowarts, Alabama in 2025, banks 25 percent and credit unions 11.7 percent. Rocket Mortgage was the largest mortgage company, Regions Bank the largest bank and Five Star Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cowarts, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Cowarts, Alabama with 3 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Cowarts, Alabama in 2025, led by Movement Mortgage, LLC with 2. 8 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Cowarts, Alabama in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cowarts, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cowarts, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cowarts. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
