Mortgage Lenders and Brokers in Clanton, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clanton, Alabama mortgage lenders include Regions BankRegions Bank100 7th St S, Clanton, AL 35045A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank501 2nd Ave N, Clanton, AL 35045A+5.0 ★Texas Ratio: 2.87%, First Bank of AlabamaFirst Bank of Alabama105 5th St N, Clanton, AL 35045C+4.0 ★Texas Ratio: 26.59%, FirstbankFirstbank619 2nd Ave N, Clanton, AL 35045A5.0 ★Texas Ratio: 7.51%, River Bank & TrustRiver Bank & Trust2040 7th St S, Clanton, AL 35045A+5.0 ★Texas Ratio: 4.39%, Guardian Credit UnionGuardian Credit Union1501 7th St N, Clanton, AL 35045 2121A+5.0 ★Texas Ratio: 5.47%, Southern Energy Credit UnionSouthern Energy Credit Union1872 7th St S, Clanton, AL 35045A+5.0 ★Texas Ratio: 0.41%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Marion Community BankMarion Community Bank312 1st Street North, Clanton, AL 35045C3.8 ★Texas Ratio: 23.16%, and Alabama State Employees CUAlabama State Employees CU1400 Woodfin Ln Ste D, Clanton, AL 35045 8746A+5.0 ★Texas Ratio: 1.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clanton, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clanton are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clanton, Alabama
Market share is the lender's share of all home loans closed in Clanton, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clanton 100 7th St S, Clanton, AL 35045 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 13 +13 HELOCs |
4% | 70% | $198,846 | View |
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★ 1 stars, 1 review 1 office in Clanton 501 2nd Ave N, Clanton, AL 35045 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $310,000 | View |
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1 office in Clanton 105 5th St N, Clanton, AL 35045 C+4.0 ★Texas Ratio: 26.59% |
Conventional | 2 | 0.6% | 100% | $35,000 | View |
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619 2nd Ave N, Clanton, AL 35045 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 26 | 8.1% | 80% | $196,538 | View |
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2040 7th St S, Clanton, AL 35045 A+5.0 ★Texas Ratio: 4.39% |
Conventional, Jumbo, HELOC | 13 +22 HELOCs |
4% | 72.2% | $254,230 | View |
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1501 7th St N, Clanton, AL 35045 2121 A+5.0 ★Texas Ratio: 5.47% |
Conventional, HELOC | 5 +3 HELOCs |
1.6% | 50% | $247,000 | View |
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1872 7th St S, Clanton, AL 35045 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 4 +18 HELOCs |
1.2% | 57.1% | $412,500 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 4 | 1.2% | 80% | $237,500 | View |
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312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16% |
Conventional, Jumbo | 4 | 1.2% | 100% | $305,000 | View |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 3 | 0.9% | 100% | $128,333 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 3 | 0.9% | 100% | $208,333 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional | 2 | 0.6% | 100% | $75,000 | View |
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1501 7th St S, Clanton, AL 35045 8785 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 2 | 0.6% | 33.3% | $80,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | View |
Pinnacle Bank
112 N Jefferson St, Athens, AL 35611 |
Conventional | 1 | 0.3% | 100% | $455,000 | |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
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Conventional, FHA, VA, USDA | 57 | 17.7% | 100% | $178,508 | |
America'S First Federal CU
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 5.3% | 81% | $200,294 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 4.7% | 76.2% | $232,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 13 | 4% | 100% | $160,384 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 3.4% | 78.6% | $181,363 | |
21St Mortgage
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Conventional | 11 | 3.4% | 68.8% | $105,909 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 2.8% | 22% | $111,666 | |
Mortgage Research Center
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VA, USDA | 6 | 1.9% | 50% | $205,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 6 | 1.9% | 100% | $190,000 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 5 | 1.6% | 55.6% | $159,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, USDA | 5 | 1.6% | 100% | $231,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 1.6% | 100% | $145,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.2% | 80% | $182,500 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.9% | 75% | $145,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $165,000 | |
American Financial Resources LLC
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FHA, VA | 3 | 0.9% | 100% | $275,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 3 | 0.9% | 100% | $248,333 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 3 | 0.9% | 91.7% | $191,666 | View |
Assurance Financial Group, L.L.C.
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Conventional, FHA, VA | 3 | 0.9% | 100% | $161,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $221,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.9% | 57.1% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $200,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $50,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $85,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 40% | $85,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 0.6% | 100% | $100,000 | |
Land Home Financial Services,
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Conventional | 2 | 0.6% | 100% | $90,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $285,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.6% | 100% | $175,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $165,000 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $185,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Kind Lending, LLC
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USDA | 1 | 0.3% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $195,000 | View |
Premier Lending Inc.
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 50% | $265,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Nations Lending Corporation
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VA | 1 | 0.3% | 100% | $145,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.3% | 100% | $265,000 | |
The Mortgage Firm
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FHA | 1 | 0.3% | 100% | $175,000 | |
Stockton Mortgage Corporation
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VA | 1 | 0.3% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $125,000 | View |
Fairway Independent Mort Corp
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USDA | 1 | 0.3% | 100% | $145,000 | |
Keesler Federal Credit Union
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FHA | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Clanton Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clanton, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Clanton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clanton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clanton, AL
Use these to narrow the list above. Each category shows how many Clanton, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Clanton, AL
Independent mortgage companies closed 69.9 percent of home loans in Clanton, Alabama in 2025, banks 24.5 percent and credit unions 5.6 percent. Hamilton Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Guardian Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clanton, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Clanton, Alabama with 13 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Clanton, Alabama, Hamilton Mortgage Corporation approved the highest share of completed applications in 2025 at 100 percent, against a 75.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Clanton, Alabama in 2025, led by Hamilton Mortgage Corporation with 20. 18 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 9 credit unions closed home loans in Clanton, Alabama in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clanton, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clanton, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clanton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
