Mortgage Lenders and Brokers in Choccolocco, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Choccolocco, Alabama mortgage lenders include Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Aod Federal Credit UnionAod Federal Credit Union7 Frankford Ave Bldg 141, Anniston, AL 36201 4199, Farmers and Merchants BankFarmers and Merchants Bank1429 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 3.75%, NobleBank & TrustNobleBank & Trust646 Valley Cub Dr, Alexandria, AL 36250A+5.0 ★Texas Ratio: 1.88%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, and Metro BankMetro Bank35489 Ushwy 231, Ashville, AL 35953A+5.0 ★Texas Ratio: 5.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Choccolocco, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Choccolocco are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Choccolocco, Alabama
Market share is the lender's share of all home loans closed in Choccolocco, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 12 | 13.3% | 100% | $253,333 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA, USDA | 7 | 7.8% | 100% | $156,428 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +6 HELOCs |
4.4% | 100% | $160,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.1% | 100% | $275,000 | View |
Aod Federal Credit Union
7 Frankford Ave Bldg 141, Anniston, AL 36201 4199 |
Conventional | 1 | 1.1% | 100% | $355,000 | |
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1429 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
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646 Valley Cub Dr, Alexandria, AL 36250 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $395,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 1.1% | 100% | $235,000 | View |
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35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.1% | 50% | $85,000 | View |
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1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 7 | 7.8% | 100% | $302,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 5 | 5.6% | 100% | $283,000 | |
Mortgage Research Center
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VA | 4 | 4.4% | 83.3% | $280,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 3.3% | 100% | $145,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 3 | 3.3% | 100% | $188,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
2.2% | 100% | $185,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, USDA | 2 | 2.2% | 100% | $220,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 2.2% | 66.7% | $245,000 | |
Equity Prime Mortgage LLC
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VA, USDA | 2 | 2.2% | 100% | $350,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 2.2% | 100% | $265,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $170,000 | |
New American Funding, LLC.
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FHA, HELOC | 1 +1 HELOCs |
1.1% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.1% | 100% | $675,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1.1% | 100% | $285,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Newrez LLC
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VA | 1 | 1.1% | 100% | $405,000 | |
Kind Lending, LLC
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VA | 1 | 1.1% | 100% | $515,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.1% | 100% | $265,000 | |
Movement Mortgage, LLC
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VA | 1 | 1.1% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 33.3% | $35,000 | |
Guild Mortgage Company
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VA | 1 | 1.1% | 100% | $415,000 | |
Success Mortgage Partners, Inc
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USDA | 1 | 1.1% | 100% | $105,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.1% | 100% | $375,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 1.1% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $425,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 1.1% | 100% | $335,000 | View |
American Pacific Mortgage Corporation
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USDA | 1 | 1.1% | 100% | $185,000 | |
Synovus Bank
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FHA | 1 | 1.1% | 100% | $315,000 | |
Acopia, LLC
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FHA | 1 | 1.1% | 100% | $305,000 | |
Towne Mortgage Company
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FHA | 1 | 1.1% | 100% | $265,000 | |
Pentagon Federal Credit Union
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VA | 1 | 1.1% | 100% | $275,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 1.1% | 100% | $215,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 100% | $85,000 | |
Southwest Funding LP
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FHA | 1 | 1.1% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Choccolocco Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Choccolocco, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Choccolocco? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Choccolocco in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Choccolocco, AL
Use these to narrow the list above. Each category shows how many Choccolocco, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Choccolocco, AL
Independent mortgage companies closed 56.7 percent of home loans in Choccolocco, Alabama in 2025, banks 37.8 percent and credit unions 5.6 percent. Rocket Mortgage was the largest mortgage company, Ameris Bank the largest bank and Aod Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Southpoint Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Choccolocco, AL
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Choccolocco, Alabama with 12 loans, about 13.3 percent of the market. The largest lender headquartered in Alabama was Southpoint Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Choccolocco, Alabama in 2025, led by Ameris Bank with 4. 14 lenders closed VA loans, led by Rocket Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Choccolocco, Alabama in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Choccolocco, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Choccolocco, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Choccolocco. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
