Mortgage Lenders and Brokers in Childersburg, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Childersburg, Alabama mortgage lenders include Renasant BankRenasant Bank120 8th Ave Sw, Childersburg, AL 35044A+5.0 ★Texas Ratio: 4.72%, Heritage South Credit UnionHeritage South Credit Union14 Faye S Perry drive, Childersburg, AL 35044A+5.0 ★Texas Ratio: 5.95%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, AlaTrust Credit UnionAlaTrust Credit Union1216 Wilmer Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 6.56%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, Liberty Mortgage CorporationLiberty Mortgage Corporation305 N Broad St, Albertville, AL 35950, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, and Valley National BankValley National Bank50 Jimmy Gould Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Childersburg, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Childersburg are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Childersburg, Alabama
Market share is the lender's share of all home loans closed in Childersburg, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Childersburg 120 8th Ave Sw, Childersburg, AL 35044 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.9% | 100% | $225,000 | View |
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14 Faye S Perry drive, Childersburg, AL 35044 A+5.0 ★Texas Ratio: 5.95% |
Conventional | 7 | 6.4% | 100% | $86,428 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 6 | 5.5% | 55.6% | $103,333 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA | 2 | 1.8% | 100% | $55,000 | View |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $115,000 | View |
Liberty Mortgage Corporation
305 N Broad St, Albertville, AL 35950 |
Conventional | 1 | 0.9% | 100% | $65,000 | |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $395,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CSL Financial, LLC
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Conventional | 3 | 2.8% | 100% | $135,000 | |
America'S First Federal CU
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Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $110,000 | |
Peoples Mortgage Company
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Conventional, FHA, VA, USDA | 14 | 12.8% | 100% | $171,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 7 | 6.4% | 87.5% | $397,857 | |
Rocket Mortgage
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Conventional, FHA | 7 | 6.4% | 87.5% | $107,857 | |
21St Mortgage
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Conventional | 5 | 4.6% | 37.5% | $117,000 | |
Inspire Home Loans Inc.
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FHA, VA | 4 | 3.7% | 80% | $192,500 | |
Fairway Independent Mort Corp
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FHA, VA | 4 | 3.7% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 3 | 2.8% | 66.7% | $131,666 | View |
The Local Lender, LLC
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Conventional, USDA | 3 | 2.8% | 100% | $138,333 | |
Mortgage Research Center
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Conventional, FHA, VA | 3 | 2.8% | 60% | $138,333 | |
The Loan Store, Inc
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FHA, VA | 3 | 2.8% | 100% | $311,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $70,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.8% | 66.7% | $280,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.8% | 100% | $130,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 2 | 1.8% | 100% | $95,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 1.8% | 80% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.8% | 9.1% | $160,000 | |
Cadence Bank
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USDA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $365,000 | |
American Financial Resources LLC
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USDA | 1 | 0.9% | 100% | $165,000 | |
Standard Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $135,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.9% | 100% | $95,000 | |
ClearPath Lending
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VA | 1 | 0.9% | 100% | $205,000 | |
Weichert Financial Services
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Conventional | 1 | 0.9% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $395,000 | View |
BoxCar Mortgage, LLC
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USDA | 1 | 0.9% | 100% | $145,000 | |
Milend, Inc
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FHA | 1 | 0.9% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.9% | 50% | $165,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.9% | 100% | $135,000 | |
New American Funding, LLC.
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FHA | 1 | 0.9% | 100% | $235,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $285,000 | View |
Leaderone Financial Corp.
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FHA | 1 | 0.9% | 100% | $105,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Honda Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Childersburg Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Childersburg, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Childersburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Childersburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Childersburg, AL
Use these to narrow the list above. Each category shows how many Childersburg, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Childersburg, AL
Independent mortgage companies closed 75.2 percent of home loans in Childersburg, Alabama in 2025, banks 14.7 percent and credit unions 10.1 percent. Liberty Mortgage Corporation was the largest mortgage company, Renasant Bank the largest bank and Heritage South Credit Union the largest credit union. Among lenders headquartered in Alabama, Heritage South Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Childersburg, AL
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Childersburg, Alabama with 1 loans, about 0.9 percent of the market. The largest lender headquartered in Alabama was Heritage South Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Childersburg, Alabama in 2025, led by Peoples Mortgage Company with 4. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Childersburg, Alabama in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Childersburg, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Childersburg, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Childersburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
