Mortgage Lenders and Brokers in Center Point, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Center Point, Alabama mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank2340 Woodcrest Pl, Birmingham, AL 35209A+5.0 ★Texas Ratio: 5.76%, Legacy Community Federal Credit UnionLegacy Community Federal Credit Union810 Colonial Promenade Pkwy, Alabaster, AL 35007A5.0 ★Texas Ratio: 7.13%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, and PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Center Point, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Center Point are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Center Point, Alabama
Market share is the lender's share of all home loans closed in Center Point, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 41 | 14.4% | 77.4% | $100,365 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 13 +11 HELOCs |
4.6% | 48.5% | $114,230 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 11 +1 HELOCs |
3.9% | 84.6% | $125,909 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA | 5 | 1.8% | 100% | $141,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, VA | 2 | 0.7% | 100% | $250,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 66.7% | $145,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.7% | 40% | $175,000 | View |
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810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 2 | 0.7% | 100% | $30,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA | 2 | 0.7% | 100% | $95,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $55,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.4% | 50% | $125,000 | View |
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791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 1 | 0.4% | 100% | $185,000 | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.4% | 50% | $115,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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FHA, VA | 3 | 1.1% | 100% | $191,666 | |
America'S First Federal CU
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Conventional, HELOC | 1 +13 HELOCs |
0.4% | 100% | $155,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 7.4% | 75.9% | $188,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 18 | 6.3% | 90% | $138,888 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 5.3% | 78.3% | $125,000 | |
Cadence Bank
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Conventional, FHA | 9 | 3.2% | 64.3% | $179,444 | |
Guild Mortgage Company
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Conventional, FHA | 9 | 3.2% | 91.7% | $133,888 | |
Mortgage Research Center
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Conventional, FHA, VA | 9 | 3.2% | 80% | $169,444 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 3.2% | 75% | $121,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 2.8% | 100% | $105,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 5 | 1.8% | 62.5% | $191,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 5 | 1.8% | 100% | $125,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.8% | 100% | $81,000 | |
American Financial Network, Inc.
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Conventional, FHA | 5 | 1.8% | 71.4% | $149,000 | |
Synovus Bank
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Conventional, FHA | 5 | 1.8% | 62.5% | $127,000 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 1.4% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $145,000 | |
Newrez LLC
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FHA | 3 | 1.1% | 50% | $175,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 1.1% | 75% | $168,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.1% | 36.4% | $95,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 1.1% | 75% | $35,000 | |
Stockton Mortgage Corporation
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FHA, VA | 3 | 1.1% | 80% | $168,333 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 3 | 1.1% | 100% | $125,000 | View |
Leaderone Financial Corp.
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FHA | 3 | 1.1% | 100% | $128,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.7% | 25% | $110,000 | |
Valon Mortgage
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Conventional | 2 | 0.7% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.7% | 100% | $130,000 | View |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.7% | 66.7% | $185,000 | |
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A5.0 ★Texas Ratio: 10.25% |
Conventional | 2 | 0.7% | 100% | $115,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.7% | 50% | $95,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.7% | 100% | $200,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 66.7% | $120,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $45,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $145,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 50% | $185,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 50% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.4% | 100% | $165,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.4% | 100% | $145,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $175,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $245,000 | |
Eastman Credit Union
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Conventional | 1 | 0.4% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $165,000 | View |
BoxCar Mortgage, LLC
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VA | 1 | 0.4% | 100% | $125,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Gmfs, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Center Point Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Center Point, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Center Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Center Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Center Point, AL
Use these to narrow the list above. Each category shows how many Center Point, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Center Point, AL
Independent mortgage companies closed 59.2 percent of home loans in Center Point, Alabama in 2025, banks 36.3 percent and credit unions 4.6 percent. Tjc Mortgage Inc was the largest mortgage company, Southstate Bank, National Association the largest bank and Legacy Community Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Center Point, AL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Center Point, Alabama with 41 loans, about 14.4 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Center Point, Alabama in 2025, led by United Wholesale Mortgage with 11. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 12 credit unions closed home loans in Center Point, Alabama in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Center Point, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Center Point, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Center Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
