Mortgage Lenders and Brokers in Baileyton, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Baileyton, Alabama mortgage lenders include Peoples Bank of AlabamaPeoples Bank of Alabama12081 Alabama Highway 69 North, Baileyton, AL 35019A+5.0 ★Texas Ratio: 3.77%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Traditions BankTraditions Bank19 Helicon Rd, Arley, AL 35541A5.0 ★Texas Ratio: 10.74%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Premier Bank of the SouthPremier Bank of the South30710 Us 278, Addison, AL 35540A+5.0 ★Texas Ratio: 0.00%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, EvaBankEvaBank1001 N Brindlee Mountain Pkwy, Arab, AL 35016A5.0 ★Texas Ratio: 6.16%, and Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Baileyton, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Baileyton are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Baileyton, Alabama
Market share is the lender's share of all home loans closed in Baileyton, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Baileyton 12081 Alabama Highway 69 North, Baileyton, AL 35019 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 4 | 3.8% | 100% | $217,500 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 6 | 5.7% | 100% | $173,333 | View |
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19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74% |
Conventional | 6 | 5.7% | 100% | $145,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
3.8% | 66.7% | $175,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
2.8% | 75% | $61,666 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
USDA | 2 | 1.9% | 100% | $165,000 | View |
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30710 Us 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1.9% | 100% | $175,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 1.9% | 40% | $55,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 2 | 1.9% | 66.7% | $55,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
VA | 1 | 0.9% | 100% | $285,000 | View |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,085,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
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Conventional, FHA | 2 | 1.9% | 100% | $130,000 | |
Tjc Mortgage Inc
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Conventional, FHA | 2 | 1.9% | 100% | $95,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 6.6% | 87.5% | $262,142 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 7 | 6.6% | 100% | $262,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5.7% | 85.7% | $218,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 3.8% | 100% | $135,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 3 | 2.8% | 60% | $108,333 | View |
Stockton Mortgage Corporation
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Conventional, USDA | 3 | 2.8% | 100% | $321,666 | |
Gmfs, LLC
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Conventional, FHA | 3 | 2.8% | 100% | $248,333 | |
21St Mortgage
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Conventional | 3 | 2.8% | 50% | $91,666 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1.9% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1.9% | 100% | $200,000 | |
Mortgage Research Center
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VA | 2 | 1.9% | 66.7% | $320,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 1.9% | 100% | $140,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.9% | 20% | $120,000 | |
Cadence Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $15,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.9% | 100% | $225,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 50% | $105,000 | |
Nbkc Bank
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VA | 1 | 0.9% | 100% | $375,000 | |
Resicentral LLC
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.9% | 33.3% | $115,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.9% | 100% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
Servis One, Inc
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VA | 1 | 0.9% | 100% | $145,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.9% | 100% | $805,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.9% | 50% | $95,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.9% | 100% | $195,000 | |
New American Funding, LLC.
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FHA | 1 | 0.9% | 50% | $165,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.9% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $55,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Baileyton Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Baileyton, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Baileyton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Baileyton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Baileyton, AL
Use these to narrow the list above. Each category shows how many Baileyton, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Baileyton, AL
Independent mortgage companies closed 63.2 percent of home loans in Baileyton, Alabama in 2025, banks 31.1 percent and credit unions 5.7 percent. Hamilton Mortgage Corporation was the largest mortgage company, Peoples Bank of Alabama the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Peoples Bank of Alabama led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Baileyton, AL
By home loans closed in 2025, Peoples Bank of Alabama was the largest mortgage lender in Baileyton, Alabama with 4 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Baileyton, Alabama in 2025, led by First Federal Bank with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Baileyton, Alabama in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Baileyton, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Baileyton, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Baileyton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
